About Us - Banca Ubae

About Us - Banca Ubae

ABOUT US DEVOTED TO INTERNATIONAL BUSINESS OCTOBER 2017 EDITION Throughout its 45-years history Banca UBAE has built a solid reputation in deliver...

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ABOUT US

DEVOTED TO INTERNATIONAL BUSINESS

OCTOBER 2017 EDITION

Throughout its 45-years history Banca UBAE has built a solid reputation in delivering trade finance solutions to internationally oriented clients, especially corporate customers. We are one of the few Italian and International commercial banks having direct access to the Mena

Region Countries and in particular to the Libyan financial and business arena, through which we are able to support cross border trade finance activities as well as the export of Libyan oil worldwide. General Manager, Mario Sabato

‫مصرفكم للعمليات الدولية‬ Your Bank for International Operations DISCLAIMER STATEMENT

BANCA UBAE S.P.A.

The information and opinions contained in this document have been complied or arrived at by Banca UBAE from sources believed to be reliable and in good faith, but no representation or warranty, expressed or implied, is made as to their accuracy, completeness or correctness. All opinions and estimates containedBANCA in this document UBAEconstitute S.P.A.the Company’s judgment as of the date of this document and are subject to change without notice. The information contained in this document is published for the assistance of recipients, but is not to be relied upon as authoritative or taken in substitution for the exercise for judgment by any recipient. The Company does not accept any liability whatsoever for any direct, consequential or indirect damage arising from any use of this document or its contents. This document is strictly confidential and may not be reproduced, distributed or published for any purpose.

www.bancaubae.it

October 2017

CONTENTS 4

A brief history of Banca UBAE

5

LFB’s Banking Network

6

Our mission and business

7

Italian overview

8

Fact sheet

9

Why Banca UBAE: our strengths

10

International coverage

11

Products and services - Trade Finance

12

- Syndication & Energy

13

- Factoring

14 – 16

- Finance

17 – 19

Standard Settlement Instructions (SSI)

20 – 25

Executive Management and Commercial Contacts

26

Our network and international Consultants

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

3

A BRIEF HISTORY OF BANCA UBAE Banca UBAE established in Rome in 1972 is a trusted advisor and a privileged partner for companies and financial institutions looking to establish or expand business ties between Italy and North and Sub-Saharan Africa, the Middle East, the Indian subcontinent and South Eastern European Countries, namely a “niche” bank offering customized solutions with high quality service. Current Shareholding: BANKS Libyan Foreign Bank, Tripoli*

67.55%

Unicredit SpA, Rome

10.79%

Banque Centrale Populaire, Casablanca

4.66%

Banque Marocaine du Commerce Exterieur, Casablanca

4.34%

Intesa Sanpaolo SpA, Turin

1.80%

ITALIAN CORPORATE COMPANIES Eni Adfin SpA (Eni Group), Rome

5.39%

Sansedoni Siena (Fondazione Monte Paschi di Siena), Siena

3.67%

Telecom Italia SpA, Milan

1.80%

*Libyan Foreign Bank is the largest bank in Libya

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

4

INT’L BANKING NETWORK OF OUR MAIN SHAREHOLDER: LIBYAN FOREIGN BANK – TRIPOLI - LIBYA

British Arab Commercial Bank

North Africa Commercial Bank

Banque Commerciale du Sahel

LEBANON

UK

MALI

Banque du Maghreb Arabe pour l’Investissement et le Commerce (BAMIC)

Alubaf Arab International Bank BAHRAIN

ALGERIA

Banca UBAE

UBAF Paris

-

Banque BIA

-

The Housing Bank for Trade & Finance

-

Arab Jordan Investment Bank

-

Alubaf International Bank North Africa International Bank Banque TunisoLibyenne

JORDAN

ITALIA

-

Société InterAfricaine de Banque (SIAB)

-

FRANCE

TOGO

CBZ Bank ZIMBABWE

Tropical Bank UGANDA

TUNISIA

Aresbank SA SPAIN

EGYPT

Arab Turkish Bank (A & T Bank)

Arab International Bank

-

Suez Canal Bank

Arab Bank for Investment and Foreign Trade

Chinguitty Bank MAURITANIA

Banque Commerciale du Niger

UBAF Hong Kong HONGKONG

TURKEY

UAE

-

NIGER

Banque Commerciale du Chari

Banque Commerciale

BANCA UBAE S.P.A. du Burkina BURKINA FASO BANCA

UBAE S.P.A.

www.bancaubae.it

CHAD

October 2017

5

OUR MISSION AND BUSINESS

To become the preferred advisor and partner for Companies and Financial Institutions wishing to create or enhance commercial, financial, industrial and economic relations between Europe and some countries in North and Sub-Saharan Africa, the Middle East, the Indian subcontinent.



Active staffed dealing room for MM/FX activities



Experienced and committed multilingual staff in a single location



We intend to fully express our function of trusted intermediaries, thus contributing to the acceleration of the virtuous circle for sustainable growth of our clients

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

6

ITALIAN OVERVIEW 2017 National Bank Holidays January 1, 6

August 14 (afternoon only), 15

April 16, 17, 25

November 1

May 1

December 7 (Milan only ), 8, 24 (afternoon only), 25, 26, 31(afternoon only )

June 2, 29 (Rome only)

Week-end closing: Saturdays and Sundays

*Kindly note that any payments received with the above-mentioned value dates shall be carried out on the following working day.

In 2017 GDP is expected to increase by 1.0 percent in real terms. The domestic demand will provide a contribution of 1.1 percentage points to GDP growth in 2017. Exports and imports are also expected to accelerate (3.5% and 4.4% respectively). Employment rate will continue to increase in 2017 although slightly slowing down if compared to the previous years. The rate of unemployment is likely to decrease at 11.5%. The government budget deficit will continue to decline gradually, as the economic recovery raises tax revenue and interest payment on the public debt decline.

GDP growth

Unemployment

Debt to GDP Ratio

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

Sources: OECD - ISTAT

October 2017

7

FACT SHEET (Eur) BALANCE SHEET       

total assets earning assets funding net worth net result eligible net worth subordinated loans

Dec 31, 2015 (audited)*

Dec 31, 2016 (audited)*

June 30, 2017 (unaudited)*

2,786,816,993 2,723,338,598 2,644,472,308 213,350,280 6,847,514 317,448,747 100,000,000

2,880,630,372 2,544,543,641 2,629,237,409 217,457,342 3,552,894** 316,202,581 100,000,000

18,557,121 13,247,423 5,355,805 37,160,349

21,347,896 12,960,836 2,724,623 37,035,068

12,386,003 9,331,846 6,523,538 28,196,176

1,356,234,861 100,781,752 384,143,173

1,336,009,890 125,118,475 454,428,397

1,091,721,100 76,570,660 473,365,720

2,581,583,587 2,534,920,022 2,401,868,092 219,426,557 7,625,006** 319,426,557 100,000,000

EARNINGS    

net interest income net commissions net financial income trading profit LCS AND LGS

 L/Cs turnover  guarantees turnover  guarantees outstanding RATIOS      

ROE Texas Ratio NPL Ratio TIER I Total Capital Ratio net worth/total assets

3.88% 1.94% 0.16% 11.67% 17.04% 7.90%

2.01% 1.93% 0.05% 10.95% 16.03% 7.67%

9.51% 2.51% 0.03% 10.44% 15.22% 8.50%

* by BDO Italia S.p.A. BANCA(November UBAE S.P.A. ** the net result is burdened by the decision of the Government 2015), as for mandatory EU legislation, to oblige the entire banking sector to financially support 4 Italian banks under bankruptcy proceedings. The decision implied for Banca UBAE an ordinary contribution to the BANCA UBAE provision S.P.A. National Resolution Fund of Eur 1.4 million at 31.12.2017 and a monthly up to about EUR 700.000 at 30.06.2017.

www.bancaubae.it

October 2017

8

WHY BANCA UBAE: OUR STRENGTHS LOCAL EXPERTISE  comprehensive

and

long-standing

knowledge

of

the

culture,

markets

and

regulatory framework of the country in North and Sub-Saharan Africa, the Middle East, the Indian Subcontinent and East European  strong business and institutional ties, thanks not least to UBAE's core shareholders  flexible service also for business from/with less well-known international banks

FOCUS ON TRADE FINANCE  supply chain trade finance products are the most important line of business for Banca UBAE: i.e. letters of credit, documentary collections and guarantees  strong record in servicing international trade in crude oil and other energy products  renowned competence in taking and managing country, credit and financial risks

PROFESSIONAL ASSISTANCE  from a network of expert advisors based in key locations across North Africa, the Middle East, Indian subcontinent and certain Balkan countries. TAILOR MADE CONSULTANCY SERVICES  Cooperation Agreements in place with major Italian regional Banks to perform BANCA UBAE S.P.A.

international business on behalf of their clients. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

9

INTERNATIONAL COVERAGE Banca UBAE is continuously reviewing its procedures in order to offer its correspondents and clients the best and most comprehensive assistance available, both in term of services and products as well as cost-efficiency especially in the following core business countries, in order to create added value.

Albania Algeria Angola Austria Bahrain Bangladesh Bosnia-Herzegovina Bulgaria Burkina Faso Chad China Croatia Czech Republic Djibouti Egypt Ethiopia Ghana India Indonesia Italy Kenya Kuwait Jordan Lebanon Libya

Malaysia Mauritania Montenegro Morocco Mozambique Nepal Oman Pakistan Philippines Romania Russia Saudi Arabia Serbia Singapore Slovenia South Korea Sri Lanka Thailand Tunisia Turkey U.A.E. Uganda Vietnam Yemen

BANCA UBAE S.P.A. Office Hours in Rome and Milan: Monday to Friday from 08:30 to 16:30

BANCA UBAE S.P.A.

(please also refer to pag. 7 for National Bank Holidays)

www.bancaubae.it

October 2017

10

PRODUCTS AND SERVICES: TRADE FINANCE 

Confirmation of export L/Cs and opening of import L/Cs



Issuance of irrevocable payment orders against confirmed letters of credit



Credit transfers against transferable letters of credit



Back-to-back letters of credit



Issuance of contractual/financial guarantees and stand-by L/Cs



Post-financing facilities



Pre-export financing on export L/Cs bearing the Bank’s confirmation



Forfaiting



Medium term corporate financing



Bill discounting



Factoring

In more than 45 years of activity, we have developed contacts and built up links throughout all the world’s major markets. We can thus support and coordinate Italian clients internationally oriented offering BANCA UBAEthem S.P.A. and their potential foreign partners opportunities for direct, practical dialogue. BANCA UBAE S.P.A. www.bancaubae.it

October 2017

11

SYNDICATION & ENERGY  Facilities assisting trade in oil, gas and petroleum products (including syndicated facilities funded and unfunded):    

opening of import and stand-by L/Cs management of oil payment flows post-financing facilities pre-import financing

 Credit facilities for exporters of goods and services and for companies performing contracts in the energy and non-energy sectors; syndications arranged for:      

issuance of contractual guarantees issuance of guarantees covering local-currency funding requirements export credits opening/confirmation of L/Cs silent confirmation (Star del Credere) accounts for trading companies

 International euro market financial syndications: arrangement/participation

 Forfaiting  Attracting foreign investments Banca UBAE arranges syndicated facilities supporting top Italian and international general contractors BANCA UBAE S.P.A. which awarded significant civil work projects on itsBANCA core UBAE markets. S.P.A. www.bancaubae.it

October 2017

12

FACTORING  Factoring activities produce positive effects on the various business areas with interests in commercial credit.  A Factoring operation is able to satisfy, in one, sale business relationship, the client’s management and financial needs, thanks to a dedicated instrument which simplify the management of receivable.  Such a service it is available mainly at our Milan Branch via a dedicated desk (please refer to subsequent pag. 23 for contact details).

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

13

FINANCE 

Treasury  deposits, Fra, IRS, Swaps  special funding products  DCD: Dual Currency Deposit



Forex    



all major currencies against euro and US dollar, spot and forward exotic currencies (North Africa & Middle East) against euro and US dollar main cross-exchange rates platforms white label with real time quotes

Capital markets  sale and placing of third-party investment products to international and institutional customers  Bonds  Equity

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

14

CAPITAL MARKETS PRODUCTS 

BONDS

1.

PRIMARY BOND MARKET  

2.

SECONDARY BOND MARKET  

3.

Banca UBAE is specialized in Government Bonds as well as in the Covered Bonds Market at European level. It is possible, through Banca UBAE, to participate in the auctions of Investment and non Investment grade bonds, Supranationals

Banca UBAE’s Traders Team provides quotations on Government Bonds, Corporate Bonds Investment and non Investment Grade, Agencies, Supranationals on the Secondary Market in Euro, Usd and local currencies. Usd quotations also for Treasuries

STRUCTURED CAPITAL MARKETS 

Within structured products, Funded and Unfunded, the following types of products are also provided: -

Fx options, euro and usd currencies Fx and Interest rate derivatives, in euro, usd, gbp, chf currencies Commodities (precious & base metals, crude oil, wheat) Equity options Hybrid products (equity, commodities, ird and fx…) Structured repos Portfolio restructuring BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

15

CAPITAL MARKETS PRODUCTS 4.

HARMONIZED INVESTMENT FUNDS  Through our Bank, it is possible to subscribe shares of Mutual Funds

5.

CREDIT MARKETS    

Securities and linear structured credit products Secondary Market support CDS, Credit Indices CLN, Credit Linked Notes

6.

PRIVATE PLACEMENTS

7.

SECURITIES SERVICES  Clearing & Settlement  Holding Services  Local Custody EQUITY

 1.

EQUITY MARKETS  Direct market access and brokerage  Cash equity, etf, derivatives, indexes  Managing of orders and positions

2.

EQUITY SERVICES  Clearing & Settlement  Holding Services  Local Custody

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

16

STANDARD SETTLEMENT INSTRUCTIONS (SSI) For settlement through: UBAI IT RR (CP, FX, MM) (CP) = Commercial Payments (FX) = Foreign Exchange (MM) = Money Markets CUR.

AED

CAD

CHF

CHF

CNY

EUR

CORRESPONDENT BANKS

COMMERCIAL BANK OF DUBAI, Dubai BANCA POPOLARE DI SONDRIO, Sondrio

BANQUE DE COMMERCE ET DE PLACEMENTS, Geneva BANCA POPOLARE DI SONDRIO, Sondrio BANK OF CHINA, Milan ISTITUTO CENTRALE DELLE BANCHE POPOLARI ITALIANE SPA, Milan

SWIFT/BIC

ACCOUNT NUMBER/IBAN

CP

FX

MM

CBDUAEAD

AE290230000001001996576

CP

FX

MM

POSOIT22

IT74P0569611091CRDCA0035980 (Intermediary Bank: National Bank of Canada, Montreal - BNDCCAM)

CP

FX

MM

BPCPCHGG

CH3708629106031010000

CP

POSOIT22

IT55F0569611091CRDCH0035980 (Intermediary Bank: Raiffeisen Schweiz Genossenshaft, Gallen – RAIFCH22)

FX

MM

BKCHITMM

IT03T0309301600900200224592

CP

FX

MM

CIPBITMM

IT65M0500001600BC0990003598

CP

FX

MM

Important Notice We reserve the right to amend our SSI at any time and from time to time. We will notify you of such amendments via our website or other such means. BANCA UBAE S.P.A. ________________________________________________________________________________ Settlement of Commercial Transactions (CP) BANCA UBAE S.P.A. The above listed banks must be used for Commercial Payments unless a different bank has been agreed upon.

www.bancaubae.it

October 2017

17

STANDARD SETTLEMENT INSTRUCTIONS (SSI) CUR.

GBP

CORRESPONDENT BANKS

BANCA POPOLARE DI SONDRIO, Sondrio

SWIFT/BIC POSOIT22 (through LOYDGB2L)

ACCOUNT NUMBER/IBAN

CP

FX

MM

03598 (Intermediary Bank: Lloyds TSB Bank Plc London – LOYDGB2L)

CP

FX

MM

653-0470228

CP

FX

MM

JPY

THE BANK OF TOKYO – MITSUBISHI UFJ Ltd, Tokyo

BOTKJPJT

KWD

AL AHLI BANK OF KUWAIT KSCP, Kuwait

ABKKKWKW

0900-613720-050

CP

FX

MM

NOK

DNB NOR BANK ASA, Oslo

DNBANOKK

7001.02.23286

CP

FX

MM

PLN

PKO BANK POLSKI, Warsaw

BPKOPLPW

PL17102000161201110000006897

CP

FX

MM

QAR

QATAR NATIONAL BANK, Doha

QNBAQAQA

QA53QNBA000000000001800591001

CP

FX

MM

Important Notice We reserve the right to amend our SSI at any time and from time to time. We will notify you of such amendments via our website or other such means. ________________________________________________________________________________ BANCA UBAE S.P.A. Settlement of Commercial Transactions (CP) The above listed banks must be used for Commercial Payments unless a different bank has been agreed upon.

BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

18

STANDARD SETTLEMENT INSTRUCTIONS (SSI) CUR.

CORRESPONDENT BANKS

SWIFT/BIC

RUB

UNICREDIT BANK AUSTRIA AG, Vienna

BKAUATWW

USD

JP MORGAN Chase, New York

USD

BANCA POPOLARE DI SONDRIO, Sondrio

SAR

AL RAJHI BANK, Riyadh

SEK

DANSKE BANK, Copenhagen

CP

FX

MM

10005718654

CP

FX

MM

CHASUS33

409346793

CP

FX

POSOIT22

IT74S0569611091CRDUS0035980 (Intermediary Bank: JP Morgan Chase Bank, New York – CHASUS33)

RJHISARI

SA7080000100608010082743

SE0312000000012460104839 (Intermediary Bank: Danske Bank Stockholm – DABASESX)

DABADKKK (through DABASESX)

ACCOUNT NUMBER/IBAN

FX

MM

CP

FX

MM

CP

FX

MM

Important Notice We reserve the right to amend our SSI at any time and from time to time. We will notify you of such amendments via our website or other such means. BANCA UBAE S.P.A. ________________________________________________________________________________ Settlement of Commercial Transactions (CP) BANCA UBAE S.P.A. The above listed banks must be used for Commercial Payments unless a different bank has been agreed upon.

www.bancaubae.it

October 2017

19

EXECUTIVE MANAGEMENT

Mr Mario Sabato General Manager

Mr Amer Ezzedden Deputy General Manager

Mr Adel Aboushwesha Assistant General Manager Operations

Mr Esam Elrayas Assistant General Manager Business

ph. +39 06 42377215 fax +39 06 4815786 mob. +39 3358205391

ph. +39 06 42377245 fax +39 06 4817788 mob. +39 3669090320

ph. +39 06 42377424 fax. +39 06 4815786 mob. +39 335 8246623

ph. +39 06 42377267 fax +39 06 4815786 mob. +39 337 1293915

[email protected]

[email protected]

[email protected]

[email protected]

Mr Massimo Castellucci Executive Director Global Head of Business Development Area

Mr Fabio Fatuzzo Executive Director Head of Administration /IT & Organization Area

Mr Giovanni Gargasole Executive Director Head of Credit & Risk Area

Mr Antonino Sprizzi Executive Director Head of Finance Area

ph. +39 06 42377427 fax +39 06 42046423 mob. +39 335 1916264

ph. +39 06 42377359 fax +39 06 42046409 mob. +39 335 8385505

ph. +39 06 42377212 fax +39 06 42046433 mob. +39 335 1017390

ph. fax

[email protected]

[email protected] [email protected] BANCA UBAE S.P.A.

+39 0642046301/4 +39 06 42377442

BANCA UBAE S.P.A.

www.bancaubae.it

[email protected] October 2017

20

KEY CONTACTS - INTERNATIONAL BUSINESS DEVELOPMENT DIVISION Mr Massimo Castellucci

Mr Andrea Barbati

Mrs Amel Mashali

Mr Gian Luca Luciano

Mrs Luisa Salvidio

Mr Tarek Lahmar

Mr Mohamed Babaa

Head of Division (ad interim)

ph. fax

+39 06 42377427 +39 06 42046423

Relationship Manager for: Turkey, Trading and Oil Companies, Telecom Companies, Syndicated and Oil Operations

ph. fax

+39 06 42377327 +39 06 42046424

[email protected]

Relationship Manager for: Egypt, Jordan, Lebanon, Tunisia

ph. fax

+39 06 42377367 +39 06 42046425

[email protected]

ph. fax

+39 06 42377383 +39 06 42046425

[email protected]

ph. fax

+39 06 42377210 +39 06 42046425

[email protected]

ph. fax

+39 06 42377330 +39 06 42046423

[email protected]it

Relationship Manager for: Bangladesh, China, India, Indonesia, Iran, Japan, Malaysia, Nepal, Pakistan, Philippines, South Korea, Sri Lanka, Thailand, Vietnam, Yemen, rest of Asia countries

Relationship Manager for: OECD Banks, Russia, CIS & CEE Countries, Algeria, Burkina Faso, Ivory Coast, Ghana, Guinea, Mali, Mauritania, Morocco, Niger, Togo, Uganda, America, Oceania, rest of Africa Relationship Manager for: Libya

Relationship Manager for: ph. +39 06 42377410 Angola, Chad, Djibouti, Ethiopia, fax +39 06 42046423 GCC Countries, Kenya, BANCA UBAE S.P.A. Mozambique, Uganda BANCA UBAE S.P.A.

www.bancaubae.it

[email protected]

[email protected]

October 2017

21

KEY CONTACTS – DOMESTIC BUSINESS DEVELOPMENT DIVISION Mr Massimo Nardini

Head of Division

ph. fax

+39 06 42377211 +39 06 42046422

[email protected]

Mr Bruno Guadagno

Relationship Manager Italian Companies

ph. +39 02 72521926 fax +39 06 42046415

[email protected] [email protected]

Mr Germano Chiesa

Relationship Manager Italian Companies

ph. +39 02 72521929 fax +39 06 42046415

[email protected] [email protected]

Mr Fabrizio Mariani

Relationship Manager Italian Companies

ph. +39 06 42377334 fax +39 06 42046424

[email protected] [email protected]

Mr Jacopo Ribichini

Relationship Manager Italian Companies

ph. +39 06 42377341 fax +39 06 42046415

[email protected] [email protected]

Mrs Valentina Tacci

Relationship Manager Multinationals & Italian Corr. Banks

ph. +39 06 42377455 fax +39 06 42046434

[email protected] [email protected]

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

22

KEY CONTACTS – FACTORING ACTIVITY Mr Massimo Castellucci (based in Rome)

Executive Director

ph.

+39 06 42377427

[email protected] [email protected]

Mr Germano Chiesa (based in Milan)

Head of Factoring Desk

ph. fax

+39 02 72521929 +39 02 866022

[email protected] [email protected]

Mr Guido Pippolo (based in Milan)

Relationship Manager

ph. +39 02 72521927 fax +39 02 866022

Mr Gianfranco Antognoli (based in Viareggio, Tuscany)

Senior Consultant – Italy (Factoring activity)

Global Head of Business Development Area

mob. + 39 335 7246268

[email protected] [email protected]

[email protected]

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

23

KEY CONTACTS – FINANCE DIVISION Mr Antonino Sprizzi

Finance Chief Manager (ad interim)

ph. +39 06 42046301/4 fax +39 06 42377442

Mr Francesco Bottello

Deputy Chief Manager Medium/Long-Term Risk & Investment Dept.

ph. fax

Mr Massimiliano Schiavoni

Forex Chief Dealer

Mr Mohamed Aljerd

Dealer

Mr Fabio Serra

Securities Manager

Mr Michelino Giubilei Mrs Vanessa D’Orsogna

Treasury Manager Trader

Sales Desk

+39 06 42377392 +39 06 42046420

ph. +39 06 42377266 fax +39 06 42377442 ph. +39 06 42046301/4 fax +39 06 42046420

ph. +39 06 42046301/4 fax +39 06 42046420

ph. +39 06 42046301/4 fax +39 06 42046420

[email protected]

[email protected]

[email protected]e.it

[email protected]

[email protected]

[email protected] [email protected]

Mr. Giulio Campello

Manager

ph. +39 06 42377228 fax +39 06 42377442

[email protected]

Mr Aymin Janzouri

Assistant to the Manager BANCA UBAE S.P.A. fax +39 06 42046420

[email protected]

BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

24

KEY CONTACTS TRADE FINANCE DIVISION ph. +39 06 42377378 fax +39 06 42046412

Mrs Suehayla Shemisa

Head of Division

[email protected] [email protected]

Mr Alessandro Di Camillo

Deputy Head of Division

ph. +39 06 42377360 fax +39 06 42046412

[email protected] [email protected]

Mr Natalino Spampinato

Head of Doc. Credits, Collections & Reimbursements Dept.

ph. +39 06 42377286 fax +39 06 42046412

[email protected]

Mr Paolo Giansanti

Head of Guarantees Dept.

ph. +39 06 42377402 fax +39 06 42046431

[email protected]

BANKING OPERATIONS DIVISION Mr Tarek Abusriwil

Head of Division

ph. fax

+39 06 42377223 +39 06 42046415

[email protected]

Mr Claudio Faramondi

Head of International ph. BANCA UBAE S.P.A. Money Transfer Dept. fax BANCA UBAE S.P.A.

+39 06 42377283 +39 06 42046411

[email protected]

www.bancaubae.it

October 2017

25

OUR NETWORK AND INTERNATIONAL CONSULTANTS ROME HEAD OFFICE

MILAN BRANCH

TRIPOLI REPRESENTATIVE OFFICE

Via Quintino Sella, 2 00187 Rome P.O. box 290 Cable UBAE ROMA Swift UBAI IT RR tel +39 06 423771 fax +39 06 4204641 [email protected]

Piazza Armando Diaz, 7 20123 Milan Cable UBAE MILANO Swift UBAI IT RR MIL tel +39 02 7252191 fax +39 06 42046415 [email protected]

Mr Mahmud A. Elesawi Omar Mukhtar Street O. Mukhtar Investment Complex Tripoli, Libya Tel +21821 4446598-4447639 Fax +21821 3340352 [email protected]

CONSULTANTS

COUNTRIES

Mr Mustapha Attoui

Algeria

Mr Ali R. Feizollahi

Iran

Mr Arsen Kantarci

Albania, Bosnia & Herzegovina, Croatia, Kosovo, Montenegro, Serbia, Slovenia, Turkey

ph. +385 1 4622 227 mob. +385 91 910 27 11 fax +385 1 4622 227

[email protected]

Mr Germame Kebede

Ethiopia

ph. +251 116 185830 mob. +251 911 124690 fax +251 116 180324

[email protected]

Mr Mohamad El Nahi

Kuwait, Saudi Arabia

ph. +965 22212221 ext. 411 mob. +965 99691989

[email protected]

Mr El Mostafa Jati

Morocco

ph. + 212 522 365377 mob. + 212 661 195861 mob. + 212 661 625583

[email protected]

Mr Gianfranco Antognoli

Italy – Factoring activity BANCA

ph. +213 21 743718 mob. +213 56 0300303 fax +213 21 743523 +98 21 88040813 +98 21 88041925 mob. +98 912 1793962 fax +98 21 88040817

[email protected]

ph.

mob. + 39 335 7246268 UBAE S.P.A.

[email protected]

[email protected]

BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

26

THE CENTER OF ROME

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

COST/INCOME RATIO

54.36 %

TOTAL ASSETS

EUR 2.581.583.587

ASSIDUO LABORI FELICES FRUCTUS

NPL RATIO

0.03 %

TIER 1 RATIO

10.44%

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017

For any additional information please visit our website www.bancaubae.it

Swift codes to be used: UBAI IT RR UBAI IT RR MIL

BANCA UBAE S.P.A. BANCA UBAE S.P.A.

www.bancaubae.it

October 2017