Five Star Wealth Managers - Five Star Professional

Five Star Wealth Managers - Five Star Professional

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ...

4MB Sizes 0 Downloads 12 Views

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Five Star Wealth Managers

In a consumer study about dynamics between wealth managers and their clients, Five Star Professional polled wealth managers and consumers about communications. Both groups said that connecting three to four times a year is the right communications strategy, but expectations are not aligned in all areas:

are financial advisors, financial planners, investment advisors, tax advisors and estate planning attorneys.

• 2 9 percent of consumers want to be contacted by their wealth manager whenever events require an update; only 7 percent of wealth managers say they contact clients based on the impact of events.

Philadelphia magazine and Five Star Professional partnered to find wealth managers who satisfy 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services to their clients. Among many distinguishing attributes, the average oneyear client retention rate for this year ’s award winners is more than 96 percent.

• 63 percent of consumers say they receive the right amount of communication from their wealth manager. From research conducted by Five Star Professional, April 2011.

Wealth managers, broadly defined, are those individuals who help you manage your financial world and/or implement aspects of your financial strategies. Common examples of wealth managers

How do you find a wealth manager with experience, who has a good base of clients with high retention rates, and who has undergone a regulatory and complaint review? And when you find them, are they accepting new clients?

Don’t listen to other people. Investigate for yourself. Be wary of advisers who say they never had a down year.” — Five Star Wealth Manager

A Select Award

The 2013 Five Star Wealth Managers are a select group, representing less than 4 percent of the wealth managers in the Philadelphia area.(1)

Although this list is a useful tool for anyone looking for help in managing their financial world or implementing aspects of their financial strategies, it should not be considered exhaustive. Undoubtedly, there are many excellent wealth managers who, for one reason or another, are not on this year’s list.

Award

In order to consider a broad population of high-quality wealth managers, award candidates are identified by one of three sources: firm nomination, peer nomination or pre-qualification based on industry standing. Self-nominations are not accepted. Philadelphia award candidates were identified using internal and external research data, including a survey to more than 15,300 registered financial services professionals and all identified financial service companies in the area that are registered with FINRA or the SEC.

Candidates

www.fivestarprofessional.com — FS 1

2013 Five Star Wealth Managers

2013 Philadelphia

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Determination

Of Award Winners

Award candidates who satisfied 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services were named 2013 Five Star Wealth Managers.(2)

Eligibility Criteria – Required(3)

2013

1. C redentialed as an investment advisory representative (IAR), a FINRA-registered representative, a CPA or a licensed attorney. 2. Actively employed as a credentialed professional in the financial services industry for a minimum of five years. 3. Favorable regulatory and complaint history review.(4)

4. Fulfilled their firm review based on internal firm standards. 5. Accepting new clients.

The Five Star award goes to less than 7 percent of wealth managers.

Evaluation Criteria – Considered

(3)

6. One-year client retention rate (the average one-year client retention rate of this year’s award winners is more than 96 percent).

7. Five-year client retention rate.

8. Non-institutional discretionary and/or non-discretionary client assets administered (this year’s award winners administer an average of $110 million in client assets).

9. Number of client households served (on average, this year’s award winners serve 265 households). 10. Education and professional designations.

Research Disclosures

• Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers.

Insights from Five Star Wealth Managers Wishful thinking is not planning. If you plan for the worst, you will never be unpleasantly surprised.”

• The Five Star award is not indicative of the wealth manager’s future performance.

• Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets.

• The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Philadelphia magazine.

• Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future.

• F ive Star Professional is not an advisory firm, and the content of this article should not be considered financial advice. For more information on the Five Star award and the research/ selection methodology, go to www.fivestarprofessional.com. • (1) 3,354 award candidates in the Philadelphia area were considered for the Five Star Wealth Manager award. 922 (approximately 28 percent of the award candidates) were named 2013 Five Star Wealth Managers.

(2) (3) (4)

Wealth managers were required to certify that any information they provided was accurate. Criteria 4, 8 and 9 do not apply to attorneys or CPAs. As defined by Five Star Professional, the wealth manager has not: • Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine. • Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint process. • Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority. • Filed for personal bankruptcy. • Been convicted of a felony.

Clients don’t care how much you know until they know how much you care.”

Only invest in something that you understand.”

What matters most is how you recover from setbacks.”

Five Star Professional conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website. Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists. Data submitted through these processes was applied per the above criteria:

• Each wealth manager who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history, based upon the criteria listed above. • Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth manager. • Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use the services of wealth managers in order to provide consumers the opportunity to submit complaints regarding a wealth manager. More than 65,000 households in the Philadelphia area were contacted.

The Five Star Wealth Manager selection criteria were updated for the 2012 award year. 2005 – 2011 Five Star Wealth Managers scored highest in overall satisfaction based on feedback from clients, peers and industry experts. No more than 7 percent of wealth managers receive the award each year. Contact Five Star Professional at [email protected] for additional information regarding the selection process for 2005 – 2011 award winners.

FS 2 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Business Planning

George Christopher Dallas ∙ AEGIS Advisors

Robert F. Fischer ∙ Fischer Cunnane & Associates Gregory Larson ∙ Commonwealth Pension Management

Frank Liuzzi ∙ Muracco & Liuzzi

Marshall Myers ∙ Morgan Stanley

Page 47

Steven Resnick ∙ Resnick Amsterdam Leshner

Francesco Spezzano ∙ IRUS Advisory Corporation Brian Sykes ∙ Independence Planning Group

James Wechsler, Jr. ∙ Wechsler/Marsico Associates Noel Wolfe ∙ Morgan Stanley

Estate Planning

Russell Bishop, Jr. ∙ Harvest Advisers

James Ruggiero ∙ Ruggiero Law Offices

Adam Sherman ∙ Firstrust Financial Resources Scudder G. Stevens ∙ Scudder G. Stevens

Steven Leshner ∙ Commonwealth Investment Management Group

David Pozzi ∙ Oak Financial Partners

Jordon Rosen ∙ Belfint Lyons & Shuman Page 53

Page 22

Dana Bookbinder ∙ Begley Law Group D. Brown ∙ Stuckert & Yates

Wayne Buckwalter ∙ Cohen Seglias Pallas Greenhall & Furman Lawrence Chane ∙ Blank Rome

Janet Colliton ∙ Colliton Law Associates

Nancy Hopkins Wentz ∙ McGrory Wentz

Nicholas Bernardo ∙ Morgan Stanley

John Williams ∙ The Williams Law Firm

Rose Bernardo ∙ Morgan Stanley

Lee Zeplowitz ∙ The Zeplowitz Group

Marc Bernstein ∙ Creative Financial Group Page 50

Financial Planning

William Adolph III ∙ Merrill Lynch

Kristin Biermann-Hillsley ∙ Janney Montgomery Scott

Catherine Allen ∙ M Financial Planning Services

Joseph Biloon ∙ Financial House

Robert Allen ∙ Ameriprise Financial Services, Inc.

Andrew Bilotta ∙ Pax Partners/Raymond James

David Allon ∙ Firstrust Financial Resources

Robert Birett ∙ Tax Returns Plus Financial Services

Brian Altmann ∙ Ameriprise Financial Services, Inc.

William Bishop ∙ Ameriprise Financial Services, Inc.

Thomas Alvare ∙ Comprehensive Investment Solutions

Kenneth R. Blackmon ∙ Ameriprise Financial Services, Inc.

Michael Amato ∙ Independent Tax & Financial Planners

Mary Ann Blair ∙ Financial House

Joseph Amodei ∙ Amodei & Associates/ Ameriprise Financial Services, Inc. Page 50

Anita Grossman ∙ Grossman Financial Planning Group/Lincoln Financial Advisors

Giovanni Astorino ∙ GSA Wealth Management Page 50

Michelle Hong ∙ Brown Brothers Harriman & Company

Andrew Avellan ∙ AXA Advisors

Benjamin Jerner ∙ Jerner & Palmer

William Bareford ∙ Ameriprise Financial Services, Inc.

Page 38

Marilyn Banyai ∙ Marilyn A. Banyai CPA

Christy Barilotti ∙ Barilotti Wealth Strategies

Maurice Lee ∙ Saul Ewing

Elizabeth Barker ∙ RBC Wealth Management Page 50

Donald Lynn, Jr. ∙ Larmore Scarlett

Ana Barnett ∙ Main Street Investment Group

Jeffrey Matteo ∙ Fox & Fox Attorneys at Law

Ryan Barrett ∙ Comprehensive Investment Solutions

Charles Plotnick ∙ Plotnick & Ellis Joseph Pozzuolo ∙ Pozzuolo Rodden Ian Rose ∙ AXA Advisors

Page 39

David Berdow ∙ Corporate Financial Services

Anthony Bernardo ∙ Morgan Stanley

Susan L. Arnette ∙ SLA Financial

Anthony Morris ∙ Buckley Brion McGuire Morris & Sommer

Christine Berberich ∙ Financial Independence

Warren Vogel ∙ Eckert Seaman Cherin & Mellott

Steven Fromm ∙ Steven J. Fromm & Associates

Alan Mittelman ∙ Spector Gadon & Rosen

Adi Benyishay ∙ Financial Benefits Alliance

David Berkeihiser ∙ Comprehensive Wealth Management Group

Douglas Fendrick ∙ Fendrick & Morgan

Joseph Lastowka ∙ Abbott Lastowka & Overholt

Page 50

Louis Teti ∙ MacElree Harvey

Petros Andreanidis ∙ Ameriprise Financial Services, Inc.

Peter Klenk ∙ The Law Offices of Peter Klenk Page 35

Brooke Bees ∙ Mercer Global Advisors

Lynda Blessing ∙ Ameriprise Financial Services, Inc. Page 42 Lisa Bodine ∙ Penn Wealth Planning

Robert Boland ∙ The Boland Investment Group/ RBC Wealth Management

Michael Bonventure ∙ Morris J. Cohen & Company Steven Boorstein ∙ RockCrest Financial

Aaron Borstein ∙ Ameriprise Financial Services, Inc. Christopher Bove ∙ JPL Asset Management & Planning Joseph Bowers ∙ Independent Network

Tammy Bowman ∙ Janney Montgomery Scott Dan Boyer III ∙ Boenning & Scattergood

Michael Boyle ∙ Financial Advisors of Delaware Valley Kevin Brandt ∙ Morgan Stanley

Kenneth Barroway ∙ Ameriprise Financial Services, Inc.

Fred Bremier ∙ Raymond James Financial Services Page 33

Charles Bartler ∙ Bartler Wealth

Kimberly Brumbaugh ∙ Brumbaugh Wealth Management Page 50

Page 30

Joseph D. Battaglini ∙ Battaglini & Company Paul Baumbach ∙ Mallard Advisors

Anthony Bruno ∙ Ameriprise Financial Services, Inc.

Mitchell Bednoff ∙ Sage Financial Group

Howard Buck ∙ 20/20 Financial Advisers

www.fivestarprofessional.com — FS 3

2013 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

J.R. Burke ∙ Perspective Financial Group

John Dougherty ∙ Janney Montgomery Scott

Lynn Fryckberg ∙ Morgan Stanley

Louis Burnley ∙ Ameriprise Financial Services, Inc.

Patrick Daniel Duffield ∙ Ameriprise Financial Services, Inc.

Brent Fuchs ∙ Heritage Financial Consultants

Jeffrey Bush ∙ Informed Family Financial Services

Alexander Cabot ∙ Birch Run Financial/Raymond James B. James Cake ∙ Janney Montgomery Scott

Frederick Dunbar ∙ Common Cents Planning

Steven Duncan ∙ Ameriprise Financial Services, Inc.

Guido Gaeffke ∙ 1847 Financial

Page 52

Ian Gallagher ∙ Ameriprise Financial Services, Inc. John Gallagher ∙ Lincoln Investment Planning

Barbara D. Dunn ∙ Thrivent Financial

Frank Galzarano ∙ Brandywine Asset Management

Richard Durso ∙ RTD Financial Advisors

Daniel Gannon ∙ Union Street Financial

Austin Dutton ∙ Bridge Valley Financial Services

Michael Garry ∙ Yardley Wealth Management

Steve Earhart ∙ Devon Financial Partners

Luis Gayoso ∙ LG Financial Services

Scott Edelman ∙ Edelman Wealth Management Group Page 51

Jonathan Geisler ∙ McLaughlin Asset Management

Leo K. Casper ∙ Leo K. Casper CPA

Matthew Eisenhuth ∙ Ameriprise Financial Services, Inc.

James Gillin ∙ Morgan Stanley

Richard Catanese ∙ The Philadelphia Group/ LPL Financial Page 24

Blake P. Epstein ∙ Morgan Stanley

Marc Goldberg ∙ Rosenfelt, Siegel & Goldberg PC Page 43

Bridget A. Erhard ∙ Ameriprise Financial Services, Inc.

Pedro Gomes ∙ Morgan Stanley

Rosemary G. Caligiuri ∙ Harvest Group Financial Services Page 31 Eric Callahan ∙ AXA Advisors

Wayne Campbell ∙ Morgan Stanley

Page 42

John Cane ∙ Cane Financial Group

Meghan Casey ∙ Ameriprise Financial Services, Inc.

Donald Chambers ∙ MetLife

Frank Charlton ∙ Independence Wealth Strategies Bryan Cheeseman ∙ Morgan Stanley Bruce Chmara ∙ Morgan Stanley Brett Ciarelli ∙ Morgan Stanley

John P. Clark ∙ Clark Associates Financial Planning

Paul Genoese ∙ Brandywine Benefits Group

George J. Ernst, Jr. ∙ Morgan Stanley

Robert Gorman ∙ Kita Gorman & Associates/ Ameriprise Financial Services, Inc.

Benjamin Fair ∙ Lincoln Investment Planning

Peter Grassi ∙ Creative Financial Group

Michael Falco ∙ Falco Wealth Management

Tom Graybill ∙ Ameriprise Financial Services, Inc.

Robert Farrell, Jr. ∙ Janney Montgomery Scott Page 43

Harry Greenberg ∙ Morgan Stanley

W. Howard Clark ∙ Clark Associates Financial Planning

John Feast ∙ Janney Montgomery Scott

Robert Greenwood ∙ Ameriprise Financial Services, Inc. Page 44

Nancy Findlay ∙ Ameriprise Financial Services, Inc.

Robert Cleary ∙ Ameriprise Financial Services, Inc.

Tom Griffiths ∙ Griffiths Financial Services

Rachel R. Cohen ∙ Morgan Stanley

Nick Fish ∙ Ameriprise Financial Services, Inc. Page 43

Philip Grossman ∙ Morgan Stanley

Theodore Cohn ∙ Sun Benefits

Ronald Fish ∙ Ameriprise Financial Services, Inc.

Michael Comber ∙ Morgan Stanley

Matthew Fisher ∙ Morgan Stanley

Michael Cona ∙ Merrill Lynch

Samuel Flaherty ∙ Flaherty Financial Services

John Corrado ∙ Morgan Stanley

Sean Flatley ∙ Sterling Investment Advisors Page 27

J.P. Cummins ∙ Janney Montgomery Scott Daniel Danese ∙ Legacy Solutions Jerry Davidse ∙ Merrill Lynch

Stephen DeCesare ∙ DeCesare Retirement Specialists Page 43 Michael Dechiario ∙ Morgan Stanley

Michael Dinich ∙ Your Money Matters

Page 51

Bruce Doner ∙ Innovative Wealth Mangement Services

William Dorman, Jr. ∙ Janney Montgomery Scott

FS 4 — www.fivestarprofessional.com

Ryan Flynn ∙ Flynn Wealth Management

Derrick Handwerk ∙ Handwerk Wealth Advisory

Page 32

Harry Forst ∙ Lincoln Investment Planning

Lisa W. Fouraker ∙ RBC Wealth Management Page 29 Bradley Foy ∙ Bassett Dawson & Foy

Page 14

Nicholas Frake ∙ WSFS Investment Group

Michael DiMenna ∙ Morgan Stanley

Jeremy Gussick ∙ LPL Financial

Michelle Hand ∙ Ameriprise Financial Services, Inc.

Laura Fontana ∙ Ameriprise Financial Services, Inc.

Frederick Dawson ∙ Bassett Dawson & Foy Page 14

Eric Guggenheim ∙ Ameriprise Financial Services, Inc.

Walter Fletcher ∙ Fletcher Financial Planning Phil Fogli ∙ FRS Capital Management

Brian Dawson ∙ Bassett Dawson & Foy Page 14

Kathy Guerin ∙ Envision Wealth Advisors Page 44

Eric Frantz ∙ Independence Wealth Strategies/ MetLife

Jerome Free ∙ Ameriprise Financial Services, Inc. Byron Frey ∙ Creative Planning

Page 51

Robert Harbison III ∙ RBC Wealth Management Michael Hartnett ∙ Ameriprise Financial Services, Inc. Page 52 Richard Haurin ∙ Morgan Stanley

James Hayes ∙ Ameriprise Financial Services, Inc. Albert Heaton, Jr. ∙ Well Advised Wealth Page 44 Peter Hecht ∙ Janney Montgomery Scott

Christopher Heiser ∙ Ameriprise Financial Services, Inc. Jay Heller ∙ HJ Wealth Management

Maxwell Heller ∙ HJ Wealth Management

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Frank Hennessey ∙ Premier Planning Group Page 52

H. Brad Kerr ∙ Janney Montgomery Scott

Douglas MacGray ∙ Compass Ion Advisors

Patrick Henry ∙ Morgan Stanley

Terence Kita ∙ Kita Gorman & Associates/ Ameriprise Financial Services, Inc.

Massimo Magliari ∙ Kelman and Magliari/ Ameriprise Financial Services, Inc.

Daniel Hernandez ∙ Lincoln Investment Planning

John Kochel ∙ Thrivent Financial

Sherri Magsam-Dimenna ∙ Morgan Stanley

Kenneth Higginbotham ∙ Independent Retirement Planners

Paul C. Koenig, Jr. ∙ Integrated Financial Partners/ Lincoln Financial Advisors

Francis Manella ∙ First Financial Group

Kyle Hill ∙ Diversified Financial Consultants

Edward Kohlhepp ∙ Kohlhepp Investment Advisors

John Hochschwender ∙ RTD Financial Advisors

Edward Kohlhepp, Jr. ∙ Kohlhepp Investment Advisors

Robert Holland ∙ The Philadelphia Group Page 24

Peter K. Hoover ∙ Hoover Financial Advisors

Tor Hotham ∙ Comprehensive Wealth Management Group Frederick Hubler, Jr. ∙ Creative Capital Wealth Management Group Richard Hughes ∙ Morgan Stanley

Bruce Hunt ∙ Rose Valley Asset Management Page 52

Loretta Hutchinson ∙ Harvest Group Financial Services Page 31 David F. Jenkins ∙ Wealth Advisory Services

John Jim ∙ Ameriprise Financial Services, Inc. Christopher Johnson ∙ Merrill Lynch

Yale Joseph ∙ Morgan Stanley

Terry Jue ∙ Ameriprise Financial Services, Inc. Evan Kahn ∙ Morgan Stanley

Rian Kaiser-Steinbiss ∙ Lincoln Investment Planning

Brad Krajsa ∙ Chester Springs Wealth Management Group/Ameriprise Financial Services, Inc.

Scott Marshall ∙ Marshall Grezlak Comprehensive Financial Planning

Kyle Kranzley ∙ LPL Financial

William Marshall ∙ Ameriprise Financial Services, Inc. Page 37

Bryan Krause ∙ Merrill Lynch

Clarence Krepps, Jr. ∙ Financial Strategies Advisory Steven Krzywicki ∙ Ameriprise Financial Services, Inc. Victor Kurtz ∙ Morgan Stanley

Roger LaClair ∙ LaClair Allen & Associates/ Ameriprise Financial Services, Inc. Theodore Lafair ∙ Morgan Stanley

Lisa Lamarche ∙ Milestone Wealth Advisors

Christopher Kearon ∙ Morgan Stanley

Page 34

Jeff Mastronardo ∙ The Financial Coach

Jonathon Leise ∙ Janney Montgomery Scott

Daniel McDermott ∙ McDermott Advisory Group

Gerard Lemly ∙ Ameriprise Financial Services, Inc.

Kevin McDermott ∙ Citadel Credit Union Page 19

Paul Levin ∙ Levin Aromando Financial Group Neil Levine ∙ TIAA-CREF

David Levy ∙ Diversified Financial Consultants Lawrence Liebman ∙ Morgan Stanley

Eric Kelman ∙ Ameriprise Financial Services, Inc.

Marc Lowenberg ∙ Lowenberg Wealth Management Page 45

Jack Kennedy III ∙ Kennedy Investment Group/ Raymond James

George Mastrogiorgos ∙ Ameriprise Financial Services, Inc.

Daniel McCusker ∙ Elko Financial Services

Harry Keller ∙ Financial Independence Planning Mark Kemp ∙ Kemp & Associates Retirement Services

William J. Mastalski ∙ Janney Montgomery Scott Page 37

Shane W. McCormick ∙ FPA Wealth Management

Howard Levin ∙ CIA Companies

Amy Leanne Keach ∙ Fairchild & Associates/ Ameriprise Financial Services, Inc.

Anthony Martinelli ∙ Creative Financial Group

Robert Leib ∙ Keystone Wealth Management

Daniel Levin ∙ 1776 Capital Management Group/ Janney Montgomery Scott

Mark Katzoff ∙ Janney Montgomery Scott

Christen Martin ∙ Ameriprise Financial Services, Inc.

Patrick Lawrence ∙ AXA Advisors

George Leupold ∙ Leupold Financial Planning Associates

Kevin Kane ∙ Raymond James Financial Services Page 33

Bronwyn Martin ∙ Ameriprise Financial Services, Inc. Page 53

Jack Mc Cann ∙ Ameriprise Financial Services, Inc.

Scott Kaminsky ∙ Morgan Stanley Page 19

Domenic Marsico ∙ Wechsler/Marsico Associates

Paul Laviola ∙ RTD Financial Advisors

Thomas Kalejta ∙ Kalejta Financial Management John Kane ∙ Citadel

Philip Marchese ∙ Morgan Stanley

Michael Marrone ∙ Marrone Financial

Jeffrey Leppert ∙ Market Street Financial Group

Page 33

James Manuola ∙ Merrill Lynch

Brian Kohute ∙ HJ Wealth Management

Pamela Laudadio ∙ Financial Advisors of Delaware Valley

Scott Jones ∙ Jones & Associates Wealth Management Page 52

Clark Mangan ∙ Janney Montgomery Scott

Charles Luck ∙ RBC Wealth Management

James C. Lynch ∙ Affinity Wealth Management Page 52 Michael J. Lynch, Jr. ∙ uFinancial Group

Brian McGeehan ∙ Creative Financial

Seth McHenry ∙ Axiom Wealth Management

Christopher McKee ∙ Devon Financial Partners Michael McLaughlin ∙ McLaughlin Asset Management

William McLeer ∙ Ameriprise Financial Services, Inc.

Thomas McManus ∙ Lincoln Investment Planning Robert McMaster ∙ MetLife

Matthew McMenamy ∙ Ameriprise Financial Services, Inc. Glenn Mellin ∙ MetLife

Gregory Merlino ∙ Ameriway Financial Services

Scott Michalek ∙ Wescott Financial Advisory Group James Miller ∙ Ameriprise Financial Services, Inc.

www.fivestarprofessional.com — FS 5

2013 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

Jessica Miller ∙ TIAA-CREF

Michael Odorisio ∙ Morgan Stanley

Peter Rubincam ∙ Balance Financial Solutions

William Miller ∙ Ameriprise Financial Services, Inc.

Mark Ohler ∙ Chester Springs Wealth Management Group/Ameriprise Financial Services, Inc.

Charles Rucker ∙ Ameriprise Financial Services, Inc.

Martin Minder ∙ Secure Planning Group

Nicholas Olesen ∙ The Philadelphia Group/LPL Financial Page 24

Brad Rude ∙ Morgan Stanley

Charles Minnich ∙ Foundation Capital Management J. Douglas Moran ∙ Merrill Lynch

Mary L. Morina ∙ Lincoln Investment Planning Louis Mosca ∙ Morgan Stanley

Donald Moser ∙ Woloshin Investment Management Melissa Motz ∙ Motz Wealth Management Brett Mower ∙ Merrill Lynch

Owen Mulhern ∙ The Financial Coach Paul Mullen ∙ Merrill Lynch

Harry Orth ∙ Ameriprise Financial Services, Inc.

Kimberlee Orth ∙ Ameriprise Financial Services, Inc. John F. Ortolf ∙ Morgan Stanley

Page 46

Rocco Rugnetta ∙ Merrill Lynch Kurt Ruoff ∙ Morgan Stanley

William M. Sabia ∙ Merrill Lynch

Carl Sacchetti ∙ Wharton Advisory Group

Michael Paolone ∙ Merrill Lynch

David Sacker ∙ Ameriprise Financial Services, Inc.

Michael Patitucci ∙ Janney Montgomery Scott

Harvey Sacks ∙ Ameriprise Financial Services, Inc.

Carol Peckman ∙ Lincoln Investment Planning Page 53

Steven Sanson ∙ Financial Voyages

Oscar Pedraza ∙ Merrill Lynch

Matthew Santillo ∙ Ameriprise Financial Services, Inc.

Americo Santella ∙ Morgan Stanley

Page 42

William Mullin ∙ Villanova Financial Services

James Pfizenmayer ∙ The Ritttenhouse Group/ Morgan Stanley

David Muntz ∙ Muntz Financial

Patricia Picardi ∙ Independence Planning Group

Frank Murphy ∙ Merrill Lynch

Daniel Picinich ∙ Charles Schwab & Company

Robert Sayre ∙ Mid-Atlantic Wealth Advisory Group

Douglas Pires ∙ Morgan Stanley

Paul Scattolini ∙ AXA Advisors

Adam Murray ∙ Morgan Stanley

Page 53

Paul Murray ∙ PTM Wealth Management

Ryan Murray ∙ Ameriprise Financial Services, Inc. Page 37 Scott E. Myers ∙ Morgan Stanley

Scott Nash ∙ Janney Montgomery Scott James Nastasi ∙ Morgan Stanley

Beverly Neal ∙ Ameriprise Financial Services, Inc. Andrew Nehrbas ∙ Janney Montgomery Scott

Christy Neill ∙ Ameriprise Financial Services, Inc. Michael Neill ∙ Morgan Stanley

Page 46

George Pittaoulis ∙ Ameriprise Financial Services, Inc.

Joseph Saskiewicz ∙ Saskiewicz & Associates

Stephen Schaeffer ∙ Morgan Stanley

Page 54

Harry Scheyer ∙ Pinnacle Financial Advisors

Alec Price ∙ Merrill Lynch

Martha Schilling ∙ Schlling Group Advisors

Matthew Pruitt ∙ The Pruitt Fisher Group/Morgan Stanley

John Schoff ∙ Schoff-Talley Investment Group/ Raymond James

Adam Puff ∙ Puff Wealth Management

John Schofield ∙ Independence Wealth

Michael Pultro ∙ First Financial Planners

Donald Scholz ∙ Marshall Financial Group

Shawn Purdy ∙ Morgan Stanley

Michael Schwartz ∙ Schwartz Financial Services

John Quatrini ∙ SOS/Cetera Financial Specialists

Frank Sciecinski ∙ Sciecinski Wealth Management Page 54

Keith Radimer ∙ Laselva and Radimer/Ameriprise Financial Services, Inc.

Marc Neumann ∙ Lighthouse Planning Consultants

Christopher Rall ∙ Morgan Stanley

Catherine Seeber ∙ Wescott Financial Advisory Group

Donald W. Nicholson ∙ Donald W. Nicholson & Associates

Matthew Ramer ∙ Morgan Stanley

Steven Seide ∙ Seide Financial Group

Philip N. Ranalli ∙ LPL Financial

Patrick Seiler ∙ Raymond James Financial Services

Kevin Nicholson ∙ Walsh & Nicholson Financial Group

Grant Rawdin ∙ Wescott Financial Advisory Group

Ayesha Selden ∙ Ameriprise Financial Services, Inc.

John P. Rearden ∙ Ameriprise Financial Services, Inc.

Shawn Senior ∙ Morgan Stanley

T. Eric Reich ∙ Reich Asset Management Mark Reimet ∙ Ocean City Financial

John Shimp ∙ Shimp Townsley & Associates/ Ameriprise Financial Services, Inc.

James Richter ∙ ESG Wealth Management

David Shoup ∙ Keystone Financial Group

Bruce Risler ∙ Risler Financial Management

Gary Shumate ∙ Morgan Stanley

James Nocito ∙ Ameriprise Financial Services, Inc. Rochana Norby ∙ The FMA Group

Joseph Norris ∙ J. Spencer & Company Kevin Norris ∙ Girard Partners

James Notarianni ∙ Ameriprise Financial Services, Inc. Melvin Novak ∙ Brandywine Financial Management

David Nuddle ∙ Janney Montgomery Scott

Joseph Ochotny, Jr. ∙ Ochotny Wealth Management

FS 6 — www.fivestarprofessional.com

Matthew Rittenhouse ∙ Lacher Financial

Joseph Ronzano ∙ Chester Springs Wealth Management Group/Ameriprise Financial Services, Inc. Michael Rosen ∙ LPL Financial

Page 47

Lydia Sheckels ∙ Wescott Financial Advisory Group

Page 40

Kathleen Sikora-Arnold ∙ Ameriprise Financial Services, Inc. Terry Siman ∙ United Capital Philadelphia

James Simone ∙ Simone Zajac Wealth Management Group

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Thomas Smedile ∙ Swarthmore Financial Advisors

John Taylor ∙ Greenville Financial Group

Jeffrey Smith ∙ Bishop Smith and Associates/ Ameriprise Financial Services, Inc.

Joseph Tortis ∙ First Financial Group

W. Ross Young ∙ Wharton Advisory Group Page 54

Robert Smith ∙ Comprehensive Financial Advisers

Christopher Townsley ∙ Ameriprise Financial Services, Inc.

Jason Snipe ∙ First Genesis Financial Group

Kevin Trainor ∙ Devon Financial Group

John Sodaski ∙ Morgan Stanley

Paul Tropea ∙ RBC Wealth Management

Nick Sollena ∙ Fulton Financial Advisors Page 40

Paul Tully ∙ Eagle Wealth Strategies

Adam Soloff ∙ Soloff Wealth Management Page 48 Kenneth Souder ∙ Financial Independence Planning

Daniel Zajac ∙ Simone Zajac Wealth Management Group

Richard Zajac ∙ Simone Zajac Wealth Management Group

Alfred Zarroli ∙ Ameriprise Financial Services, Inc.

Sean Tully ∙ Ameriprise Financial Services, Inc. Christopher VanDusen ∙ Morgan Stanley

Mike Vaules ∙ FlagStone Retirement Consultants

Joseph Zielinski ∙ Money Management Financial Services Gretchen Zierolf ∙ Stedmark Partners/Janney Montgomery Scott

Steven Zimmerman ∙ Valley Forge Enterprises

James Verros ∙ Lincoln Investment Planning Page 54

Insurance

Ari Spectorman ∙ The Doylestown Private Wealth Group/Ameriprise Financial Services, Inc.

Thomas Vickers III ∙ Financial Planning Associates

Lisa Broadbent-Diossi ∙ Nationwide Insurance

Frank Violini ∙ First Priority Financial Services

Kevin Sporer ∙ Ameriprise Financial Services, Inc.

Steven Vitanza ∙ Ameriprise Financial Services, Inc. Page 49

Joseph Cafiso ∙ Laken Kramer Cafiso & Pearson Page 50

Joel Spangler ∙ Morgan Stanley

Steven Springer ∙ Merrill Lynch

Michael Chiappinelli ∙ AXA Advisors

Page 51

Kimberly St Pierre ∙ Ameriprise Financial Services, Inc.

Michael Wahl ∙ uFinancial Group

Robert Cinalli ∙ AXA Advisors

Brian Walsh ∙ Walsh & Nicholson Financial Group

Gary Klazmer ∙ Klazmer Financial Group

Michael Staman ∙ Charles Schwab & Company

William Walters ∙ Wealth Planning Group

John Newhouse ∙ MetLife

Edward Staudenmayer ∙ Ameriprise Financial Services, Inc.

Yong Wang ∙ Advanced Financial Strategies Page 49

Investments

Robert Stec ∙ Morgan Stanley

Thomas F. Warner, Jr. ∙ Ameriprise Financial Services, Inc.

Scott Abramson ∙ Ameriprise Financial Services, Inc.

Barry Waronker ∙ Informed Family Financial Services

Matthew Allen ∙ Wells Fargo Advisors, LLC

Christine Stefanou ∙ Ameriprise Financial Services, Inc. Gregg Stein ∙ McGladrey Wealth Management Page 48 Christopher Steinhauer ∙ Morgan Stanley Page 48

Patrick Wayman ∙ Frazer Wayman & Company/ Ameriprise Financial Services, Inc. Page 21

Mark Andrews ∙ Ameriprise Financial Services, Inc. Albert Angelos ∙ Janney Montgomery Scott

John Stella ∙ Ameriprise Financial Services, Inc.

Peter Wechsler ∙ Franklin Retirement Solutions Page 49

William Angelos ∙ Wells Fargo Advisors Financial Network, LLC

Willard Stem ∙ Senior Secure

Paul Wechsler III ∙ Wechsler/Marsico Associates

Josephine Aynat-Molina ∙ Primerica

Kirk Stensrud ∙ Morgan Stanley

Jay Weintraub ∙ Weintraub Financial Services

Steve Stinson ∙ Morgan Stanley

Charles Welde ∙ The CP Welde Group

Paul Baker ∙ Baker Wealth Management/Wells Fargo Advisors, LLC Page 12

Brett Straub ∙ The Straub Group Wealth Management Services Page 41

Mitchell Welsch ∙ Morgan Stanley

Vincent Barbera ∙ TGS Financial Advisors

Daniel White ∙ Ameriprise Financial Services, Inc.

Dirk Stribrny ∙ Morgan Stanley

Stuart White ∙ Ameriprise Financial Services, Inc.

Drew Barlow ∙ Penn Wealth Management Group/Morgan Stanley Page 13

Norman Strobel ∙ Strobel Financial

Richard Wiedl ∙ Legacy Advisory Services

David Stuart ∙ Lincoln Financial Advisors

Theresa Wiedmann ∙ Lincoln Investment Planning

Theodore Suleski ∙ Money Management Financial Services

John Wilson ∙ Morgan Stanley

Joseph Sullivan ∙ Sullivan Financial Services

Karen Wisdom ∙ Wisdom Antonelli Financial Group

Kevin Supka ∙ LPL Financial

Fred Wojcik ∙ Rockland Financial Group

Page 28

Andrew Barnett ∙ Wealth CMT

Richard Barnett ∙ Barnett Financial Services

Wendel Barnett ∙ Wells Fargo Advisors, LLC Ann Baron ∙ Wells Fargo Advisors, LLC Paul Bechly ∙ Morgan Stanley

Keith Becker ∙ Wells Fargo Advisors, LLC

Perry Sutton ∙ Ameriprise Financial Services, Inc.

Michael Wolfgang ∙ Morgan Stanley

Douglas Sweeney ∙ The Philadelphia Group/LPL Financial Page 24

Jon Yenney ∙ Kelman and Magliari/Ameriprise Financial Services, Inc.

Page 49

Richard Becker ∙ Wells Fargo Advisors, LLC Page 15 Ted Beringer ∙ The Beringer Group

Peter Berlin ∙ Ameriprise Financial Services, Inc.

www.fivestarprofessional.com — FS 7

2013 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

Jason Betz ∙ Ameriprise Financial Services, Inc. Marc Bianchi ∙ Morgan Stanley

Michael Cocozza ∙ Kagan Cocozza Asset Management Steven Cohen ∙ Morgan Stanley

Peter Blok ∙ Blok Financial

Frederick Bluefeld ∙ Borer Denton & Associates/ Peterson Investments

Alan J. Cohn ∙ Sage Financial Group

Stephen Cohn ∙ Sage Financial Group

Kevin Bondi ∙ Ameriprise Financial Services, Inc.

Keith Coleman ∙ Edward Jones

Eric Boory ∙ Morgan Stanley

Sean Cook ∙ Harvest Advisers

Steven Borenstein ∙ Morgan Stanley

Dennis Cooney ∙ Wells Fargo Advisors, LLC

Ken Brackett ∙ Lighthouse Financial William Brams ∙ Harvest Advisers

Page 50

Page 22

Page 22

Paolo Costa ∙ Morgan Stanley

Frank Crandell, Jr. ∙ New England Financial

Gideon Evans ∙ Janney Montgomery Scott Randall Evans ∙ Edward Jones

James C. Ewing ∙ Merrill Lynch

Steven Eyer ∙ Valley Forge Investment Services Corporation

Henry Faragalli III ∙ RBC Wealth Management Page 51

David Fattizzo ∙ First Investors Corporation John Feeley ∙ Wells Fargo Advisors, LLC Michael Fehrenback ∙ Morgan Stanley Glenn Fels ∙ Merrill Lynch

Stuart Bristow ∙ RBC Wealth Management

James Cuccaro ∙ Wells Fargo Advisors, LLC

Randolph Brock ∙ Wells Fargo Advisors, LLC

Robert Cumming ∙ LPL Financial

Frank Brodsky ∙ Wells Fargo Advisors, LLC Page 34

Thomas Cunningham ∙ Wells Fargo Advisors Financial Network, LLC

Francis Brolley ∙ Raymond James Financial Services

Patrick D’Agostino ∙ Boenning & Scattergood

Al Finkelstein ∙ Edward Jones

Brian D’Amico ∙ Wells Fargo Advisors, LLC

Barry Fisch ∙ Wells Fargo Advisors, LLC

Joseph Daverso ∙ Morgan Stanley

Paul Fisch ∙ Wells Fargo Advisors, LLC

Andrew DelBeato ∙ Creative Financial Group

Maureen Fisher ∙ Morgan Stanley

John Delp ∙ The Philadelphia Group/LPL Financial Page 24

Timothy Flatley ∙ Sterling Investment Advisors Page 27

A. Louis Denton ∙ Borer Denton & Associates

Binnie Footer ∙ Janney Montgomery Scott

R. Scott Denworth ∙ Boenning & Scattergood

Elliott Footer ∙ Janney Montgomery Scott

Steven DePaul ∙ Wells Fargo Advisors, LLC

Geoffrey Forcino ∙ The Philadelphia Group/LPL Financial Page 24

David Burd ∙ TGS Financial Advisors

Charles Burns ∙ Janney Montgomery Scott Jon Burns ∙ Morgan Stanley

Mark Byelich ∙ M.J. Byelich & Associates Financial Services Page 18 Robert Caesar ∙ AXA Advisors

Raul Calle ∙ Calle Financial Network

Dean Camp ∙ Wells Fargo Advisors, LLC Thomas Campbell ∙ Edward Jones

Justin Capetola ∙ Blue Bell Private Wealth Management Page 16 Michael Carlucci ∙ Penn Wealth Advisors

Raymond Carota ∙ Brandywine Financial Group Page 17

Joseph DeSipio ∙ Arin Risk Advisors

Richard Devlin ∙ Wells Fargo Advisors, LLC

David DeWitt ∙ DeWitt Capital Management Seth Diener ∙ Diener Money Management Page 51 Joseph Diorio ∙ Wells Fargo Advisors, LLC

Stephen Felt ∙ Morgan Stanley

James Fernberger ∙ Merrill Lynch

Joel Fineman ∙ Janney Montgomery Scott

Patrick Forst ∙ Lincoln Investment Planning

Albert Fox ∙ Fox Penberthy & Dehn Merrill Lynch Wealth Management

Stephen Frank ∙ The Frank Financial Consulting Group/Wells Fargo Advisors, LLC Page 43

Harry Carroll ∙ Creative Financial Group

Anthony Divalerio, Jr. ∙ Morgan Stanley

Ari Frazer ∙ Ameriprise Financial Services, Inc. Page 21

Allison Casey ∙ Janney Montgomery Scott Page 39

Mark Doknovitch ∙ Morgan Stanley

Mark Freilich ∙ DeKalb Wealth Management

John Dolan ∙ Merrill Lynch

John Castner ∙ Edward Jones

Mitchell Dressler ∙ Merrill Lynch

Robert Friedman ∙ Wells Fargo Advisors, LLC Page 31

Caroline Chahalis ∙ Morgan Stanley

Gregory Dries ∙ Morgan Stanley

John Chessock ∙ Ameriprise Financial Services, Inc.

Marc Driggs ∙ Morgan Stanley

Ernest Chisena ∙ Latitude Advisors

Laurie Chouinard ∙ Wells Fargo Advisors, LLC John Cipollone ∙ Wells Fargo Advisors, LLC

Robert Clarke ∙ RWC Investment Management

Christopher Clavin ∙ Wells Fargo Advisors, LLC Page 51

Robert Clothier ∙ Wells Fargo Advisors, LLC

FS 8 — www.fivestarprofessional.com

David Durnan ∙ Merrill Lynch

Carmela Elco ∙ Resources For Retirement Shane Ennis ∙ Janney Montgomery Scott James Ernst ∙ Janney Montgomery Scott

Mark R. Eskin ∙ Janney Montgomery Scott Lawrence Ettenger ∙ Merrill Lynch

Charles Euler, Jr. ∙ Janney Montgomery Scott

Stephen Gansler ∙ Merrill Lynch

Jeffrey Gardiner ∙ BCG Securities

Thomas Gasbarre ∙ First Flag Capital Advisors/ Wells Fargo Advisors, LLC William Geilfuss ∙ BestVest Investments Page 52

Sidney Geller ∙ Signature Capital/Wells Fargo Advisors, LLC Warren Gerdine ∙ CFG Asset Management

Francisco Gil ∙ Wells Fargo Advisors, LLC Page 32

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Janice Ginsburg ∙ Fulcrum Securities

Carol Javage ∙ Oppenheimer & Company

Richard Lawrence ∙ Lawrence Wealth Management

Michael Glackin ∙ INR Advisory Services

Andrew Jenkins ∙ Brandywine Valley Financial Services

William Leckey, Jr. ∙ Merrill Lynch

Mark Gleckner ∙ Wells Fargo Advisors, LLC Theresa Goelz ∙ Janney Montgomery Scott Alan Gold ∙ Wells Fargo Advisors, LLC

Thomas Goldsmith ∙ Flagship Capital Management Lance Goldstein ∙ Merrill Lynch

Gerald Jevic ∙ Oppenheimer & Company

Suken Jogani ∙ Wells Fargo Advisors, LLC Anthony Johnson ∙ Edward Jones

Russell Johnson III ∙ Main Street Investment Group Laurence Kagan ∙ Kagan Cocozza Asset Management

Michael Goldstein ∙ Merrill Lynch

Stephen Goldstein ∙ Morgan Stanley Leo Gotleib ∙ Gotleib & Associates

Jeffrey Green ∙ Wells Fargo Advisors, LLC Page 44

Richard Grobman ∙ Oppenheimer & Company Josh Gross ∙ Mill Creek Capital Advisors Gerald Grossman ∙ Morgan Stanley

Donald Gudhus ∙ Oracle Financial Group

Joseph Gunsiorowski ∙ Wells Fargo Advisors, LLC David Guy ∙ Securities America

Joseph C. Hagan, Jr. ∙ Oppenheimer & Company James Hall ∙ Affinity Wealth Management Michael Hamilton ∙ Merrill Lynch

Mathew Hammer ∙ Rosenzweig & Associates Wealth Management Group Jerry Hanejko ∙ Edward Jones

John Hannan III ∙ Wells Fargo Advisors, LLC

Scott Lerner ∙ Morgan Stanley Mark Levin ∙ Morgan Stanley

Jeffrey Levinsohn ∙ Morgan Stanley

William Kaiser ∙ Fleming Financial Services

Paul Liebezeit ∙ Centurion Asset Management

Donald Kalil ∙ Affinity Wealth Management

George Limbach ∙ Compass Ion Advisors

Jeffrey Kane ∙ Wells Fargo Advisors, LLC

Frederick Linden ∙ Janney Montgomery Scott

Steve Kanteliotis ∙ Wells Fargo Advisors, LLC Page 34

Joseph Little ∙ Bala Financial Group

Arthur Karafin ∙ Arthur Karafin Investment Advisors

Eric Long ∙ The Philadelphia Group/LPL Financial Page 24

Paul Karcher ∙ Wells Fargo Advisors Financial Network, LLC

Darryl Longo ∙ First Investors Corporation

Jeffrey Karpel ∙ Sage Financial Group Harold Keating ∙ Morgan Stanley

Page 35

Megan Keating ∙ Morgan Stanley

Page 35

Page 45

Paul Lofurno ∙ Wells Fargo Advisors, LLC

Paul Lu ∙ Wells Fargo Advisors, LLC Gary Lux ∙ Fortune Strategies

Page 36

Thomas Lynch ∙ Haverford Trust

Charles Lynch, Jr. ∙ Bernstein Global Wealth Managment

Mark Kelley ∙ Janney Montgomery Scott

Brian Lynn ∙ Wells Fargo Advisors, LLC

Roger Kent ∙ Merrill Lynch

Kathleen Lynn ∙ Janney Montgomery Scott

Richard Kidron ∙ Kahn Kidron Financial Group/ Wells Fargo Advisors, LLC

Robert Macaulay ∙ Wells Fargo Advisors, LLC

Harry Hannigan ∙ Janney Montgomery Scott Mary Jo Harper ∙ Merrill Lynch

Fletcher King ∙ Morgan Stanley

James Hemphill ∙ TGS Financial Advisors

Jeffrey Kitchen ∙ Edward Jones

Thomas Henry ∙ Lincoln Investment Planning Page 52

Michael Klein ∙ Lincoln Investment Planning

Christopher Hickey ∙ Merrill Lynch

Ryan Leib ∙ Keystone Wealth Management

Andrew Lewis ∙ Infinity Wealth Management

Shawn Kindt ∙ Fairman Group Family Office Page 20

Charles Hess ∙ Bloomingdale Associates

Constance F. Lehman ∙ Lehman Financial Services

James Kahn ∙ Wells Fargo Advisors, LLC

Bruce Kardon ∙ Conservest Capital Advisors

Jacob Guzman ∙ Morgan Stanley

Pearl Lee ∙ Janney Montgomery Scott

Douglas Knight ∙ Janney Montgomery Scott Carl Koenig ∙ Merrill Lynch

Harvey Maclary ∙ Morgan Stanley

Dennis Maguire ∙ Mid-Atlantic Wealth Advisory Group David Maharam ∙ Morgan Stanley

Earl Maitland ∙ Wells Fargo Advisors, LLC David Mallach ∙ Merrill Lynch

Alexander M. Mancini ∙ RBC Wealth Management Steven Manley ∙ Janney Montgomery Scott

Robert Hoey ∙ Janney Montgomery Scott

Maureen Kozak ∙ McCloskey Financial Group/ Wells Fargo Advisors Financial Network, LLC

Charles Hoffmann ∙ Portin Hoffmann Financial Group

David J. Kron ∙ Kron & Polis Financial Group/ Wells Fargo Advisors, LLC Page 36

Matthew Marcolina ∙ Wells Fargo Advisors, LLC

Peter Hoffmann ∙ Portin Hoffmann Financial Group

Ronald Kummerer, Jr. ∙ Merrill Lynch

Denise Keil Martin ∙ Merrill Lynch

Charles Kuntz ∙ Morgan Stanley

Robert Martin ∙ CRA Financial

Robert Lankin ∙ Raymond James Financial Services Page 33

Michael Mattise ∙ Radnor Financial Advisors

Jeffrey Hohl ∙ Wells Fargo Advisors, LLC

Scott Holstein ∙ Prudent Wealth Management Page 23 Adrienne Horen ∙ Janney Montgomery Scott Susan Janicz ∙ Morgan Stanley

Page 30

Robert Lansing ∙ Wells Fargo Advisors, LLC Howard Lashner ∙ Primerica

Raymond Manza ∙ Affinity Wealth Management Bruce Marra ∙ West Chester Capital Advisors

David Matulewicz ∙ Wells Fargo Advisors, LLC

Todd McClure ∙ Ameriprise Financial Services, Inc. Kevin McCoy ∙ Morgan Stanley

Page 45

www.fivestarprofessional.com — FS 9

2013 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

Thomas McDevitt ∙ Ameriprise Financial Services, Inc. John McFadden ∙ Wells Fargo Advisors, LLC

Charles P. McGee ∙ Janney Montgomery Scott Brian McKeon ∙ Penn Wealth Management Group/Morgan Stanley Page 13 Robert J. McKiernan ∙ Morgan Stanley

James McLaughlin ∙ Wells Fargo Advisors, LLC Page 53

Leo McManus ∙ Wells Fargo Advisors, LLC

Brendan McPoyle ∙ Affinity Wealth Management George McReynolds ∙ McReynolds Wealth Management Hugh Mergan ∙ Merrill Lynch

Michael Messler ∙ Charles Schwab & Company James Meyer ∙ Tower Bridge Advisors

Anthony Midili ∙ Janney Montgomery Scott Elliott Miller ∙ Fulcrum Securities

Michael Nunno ∙ Wells Fargo Advisors, LLC

Stanley Robbins ∙ Wells Fargo Advisors, LLC

Van Olmstead ∙ Fulcrum Securities

Samuel R. Roberts, Jr. ∙ Janney Montgomery Scott

Joseph O’Neill, Jr. ∙ Merrill Lynch

Richard Robinson ∙ Janney Montgomery Scott

Thomas O’Rourke ∙ Morgan Stanley

Lebaron Robinson, Jr. ∙ Janney Montgomery Scott Page 39

Boris Padams ∙ Wells Fargo Advisors, LLC

Sharmila Padmalingam ∙ Wells Fargo Advisors Financial Network, LLC

Danielle Page ∙ Raymond James & Associates Page 38

Hugo Rocha ∙ Wells Fargo Advisors, LLC Page 53

Bob Rogers ∙ Walnut Street Securities

James Rogers ∙ Keystone Financial Group

David Page ∙ Janney Montgomery Scott

Donald Rohner ∙ Janney Montgomery Scott

Louis Papa ∙ Penn Liberty Wealth Advisors

Dean Rosini ∙ Wells Fargo Advisors, LLC

Scott Parker ∙ Wells Fargo Advisors, LLC

Steven Ross ∙ Wells Fargo Advisors, LLC

John Patterson, Jr. ∙ John E. Patterson, Jr., CFP® Page 46

Jon Roth ∙ Thrivent Financial

Kevin Patton ∙ Wells Fargo Advisors, LLC

Sanjay Pawar ∙ Ameriprise Financial Services, Inc.

Bryan Pecherek ∙ Investment Services At MSDFCU Edward Penberthy ∙ Merrill Lynch

Marsha Rubin ∙ Wharton Investment Consultants James Ryan ∙ Oppenheimer & Company Stephen Sader ∙ Merrill Lynch

Eric Salmansohn ∙ Morgan Stanley

Jason T. Pepe ∙ Valley Forge Asset Management

Robert A. Salon ∙ Wells Fargo Advisors, LLC Page 47

J. Scott Miller, Jr. ∙ Blue Bell Private Wealth Management Page 16

Daniel Peters ∙ Wells Fargo Advisors, LLC

Harvey Samachson ∙ Wells Fargo Advisors, LLC

Chad Polin ∙ First Niagara Investment Services

J. Scott Miller, Sr. ∙ Blue Bell Private Wealth Management Page 16

Andrew M. Polis ∙ Kron & Polis Financial Group/Wells Fargo Advisors, LLC Page 36

Joseph Sarappo ∙ Retirement Planning Specialists Page 26

Eric Mitchell ∙ Boenning & Scattergood

Carolyn Porter ∙ Wells Fargo Advisors, LLC

Michael Savage ∙ Morgan Stanley

Jerrold Mitzner ∙ Morgan Stanley

David Prosser ∙ Wells Fargo Advisors, LLC

David Schaeffer ∙ Morgan Stanley

Matthew Montenero ∙ Wells Fargo Advisors, LLC

Mark Quinn ∙ Edward Jones

David Schaming ∙ Wells Fargo Advisors, LLC

Danielle Moore ∙ Ameriprise Financial Services, Inc.

David Rankin ∙ Janney Montgomery Scott

Robert Schmauk ∙ Philadelphia Brokerage Corporation

Peter Miller ∙ Roffman Miller Associates Page 25

Robert Moran, Jr. ∙ Merrill Lynch

Keith Morris ∙ Morris Capital Management Group/ Wells Fargo Advisors Financial Network, LLC

Marc Rapoport ∙ Janney Montgomery Scott

Craig Rappaport ∙ Wells Fargo Advisors, LLC David Rash ∙ Wells Fargo Advisors, LLC

Daniel Morse ∙ The Philadelphia Group/LPL Financial

Robert Reidinger ∙ M&T Securities

William Mundy ∙ Morgan Stanley

Peter Ressler, Jr. ∙ Wells Fargo Advisors, LLC

Larry Murphy ∙ Murphy Financial Advisors

Douglas Reynolds ∙ Wells Fargo Advisors, LLC

Stephen Muzekari ∙ Wells Fargo Advisors, LLC

Thomas Rice ∙ Merrill Lynch

Joseph Myers ∙ Raymond James Financial Services Page 45

Marc Richman ∙ Morgan Stanley

Sean Newman ∙ Wells Fargo Advisors, LLC Page 46

Craig Schwartz ∙ Wells Fargo Advisors, LLC

Walter Schwenk ∙ Wells Fargo Advisors, LLC Timothy Seeger ∙ Wells Fargo Advisors, LLC

Thomas Seiler ∙ Raymond James & Associates

Page 53

Lorrie Riggs ∙ Janney Montgomery Scott Janet Riser ∙ Janney Montgomery Scott

Teresa C. Nino ∙ Merrill Lynch

J. Douglas Riva ∙ Merrill Lynch

Mark Nottingham ∙ Merrill Lynch

Richard Robbins ∙ Wells Fargo Advisors, LLC Page 53

FS 10 — www.fivestarprofessional.com

Johan Scholdstrom ∙ Commonwealth Financial Network Michael Schorr ∙ Morgan Stanley

Thomas Newman ∙ Wells Fargo Advisors, LLC

Robert Null ∙ Wells Fargo Advisors, LLC

William Schmidt ∙ RBC Wealth Management

Thomas Schorn ∙ Schorn Wealth Management

Augustine Repetto ∙ Locust Capital

Michael Rifkin ∙ Morgan Stanley

Peter Sargent ∙ Janney Montgomery Scott

William Serrill ∙ Wells Fargo Advisors, LLC James Sgro ∙ Karr Barth Associates

Page 54

Jonathan Sharaf ∙ Wells Fargo Advisors, LLC Charles Shields ∙ Wells Fargo Advisors, LLC Gary Siano ∙ Guided Wealth Management John Sion ∙ Sage Financial Group

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Jeffrey Sloan ∙ Deutsche Bank Securities

Stephen Tulli ∙ Wells Fargo Advisors, LLC

George Zindel III ∙ Wells Fargo Advisors, LLC

Robert Smee ∙ Brandywine Financial Management

Harry Urian, Jr. ∙ Providence Investment Management

Lloyd Zitomer ∙ Wells Fargo Advisors, LLC

Charlotte Smith ∙ Penn Liberty Wealth Management

Timothy H. Valente ∙ RBC Wealth Management

Henry Smith ∙ The Haverford Trust Company

David Vande-Poele ∙ Merrill Lynch

Shane Smith ∙ The Philadelphia Group/LPL Financial Page 24

Steven Victor ∙ RBC Wealth Management Page 29

Anthony Snaith ∙ Janney Montgomery Scott

David Viola ∙ Wells Fargo Advisors, LLC

Bernard Snyder ∙ Janney Montgomery Scott

Alan Vladimir ∙ Wells Fargo Advisors, LLC

Jon Sobotkin ∙ Blue Bell Private Wealth Management Page 16

Gary Vogel ∙ Wells Fargo Advisors, LLC

Taxation

Sharon Bishop ∙ Bishop & Bishop

George Boyle, Jr. ∙ G.P. Boyle & Associates

Anita Conner ∙ Anita T. Conner & Associates Page 51 Mary Duff ∙ Duff Accounting Solutions Alvin Elfand ∙ Elfand & Associates

Kevin Wall ∙ Wells Fargo Advisors, LLC

Roy M. Fairman ∙ Fairman Group Family Office Page 20

Ronald Wall ∙ Morgan Stanley

Barry H. Frank ∙ Archer & Greiner

Dennis Wallace ∙ D.M. Wallace & Company/LPL Financial James Walls ∙ Wells Fargo Advisors, LLC

Christopher Jackson ∙ Chris Jackson Tax & Financial Advisory Services/Arthur J. Green & Company

Michael Walsh ∙ Wells Fargo Advisors, LLC

Michael Kornfeld ∙ Michael Kornfeld CPA

Patrick Walsh ∙ Merrill Lynch

Robert Kratz ∙ Robert J. Kratz & Company CPAs

Geraldine Wardle ∙ Primerica

Cynthia Leitzell ∙ Leitzell & Economidis

Thomas Watkins, Jr. ∙ Lincoln Investment Planning Page 54

Richard Loomis ∙ Richard A. Loomis CPA

Joseph Watson ∙ Janney Montgomery Scott

Andrew Malone ∙ Fesnak & Associates

Robert Weckenman ∙ Janney Montgomery Scott

Thomas McKernan ∙ Lawrence F. Tornetta

Aaron Weierbach ∙ RBC Wealth Management

William Noll ∙ Noll & Company

Raymond Stephano ∙ Stephano Financial Management

Thomas Weirich ∙ Wells Fargo Advisors, LLC Page 54

Susan Palmer ∙ Blumenthal & Palmer

Brian Stephenson ∙ Wells Fargo Advisors, LLC

Thomas Weisenfels ∙ Merrill Lynch

Richard Stevens ∙ Mill Creek Capital Advisors

H. Fred Welch ∙ Wells Fargo Advisors, LLC

Brian Sutcliffe ∙ Morgan Stanley

Stephen Wetzel ∙ Prometheus Capital Management

James Sweetwood ∙ Janney Montgomery Scott

John Whitehead ∙ Wells Fargo Advisors, LLC

Joanne Tadeo ∙ Morgan Stanley

Stan Wilcox ∙ Wells Fargo Advisors, LLC

John Solis-Cohen ∙ Wells Fargo Advisors, LLC Page 47

Scott Springer ∙ Ameriprise Financial Services, Inc. William Springer ∙ Spire Investment Partners John Stack ∙ AXA Advisors

Frank Staves ∙ Morgan Stanley

E. Matthew Steinberg ∙ Oppenheimer & Company Jill B. Steinberg ∙ Walden Capital Advisors Page 41

Robert Steinman ∙ Raymond James & Associates Lucy Steitz ∙ Sage Financial Group

Anthony Stencler ∙ Wealth Advisory Services/LPL Financial

Page 34

Andrew Lutz ∙ Lutz & Travers

Wesley G. Pericone ∙ Wesley G. Pericone Gene Preston ∙ Fesnak & Associates

Joseph Rago ∙ Rago Grieser & Company

Christopher Ruggierio ∙ Ruggiero & Company Michael Shore ∙ Michael Shore CPA

Gladys Snively ∙ Gladys D. Snively CPA

Gail Tanzola-Seymour ∙ Morgan Stanley Page 34

James Wiley ∙ Wiley Group

Greg Teal ∙ Your Best Interest Financial Services

Scott Wisman ∙ Merrill Lynch

Alicia Templeton ∙ Ameriprise Financial Services, Inc.

Charles Wisner ∙ Wells Fargo Advisors, LLC

Eric Starkman ∙ Markovitz Starkman & Company CPA

Thomas Wood ∙ Wells Fargo Advisors, LLC

Ruth Tanur ∙ Isdaner & Company

Peyton Wylie ∙ Janney Montgomery Scott

Adam Varrenti, Jr. ∙ The Varrenti Company

Lawrence Yerkees ∙ Oppenheimer & Company

Charles Waldecker ∙ BDO USA

Robert Tepfer ∙ Wells Fargo Advisors, LLC

Charles Tessler ∙ Wells Fargo Advisors, LLC

Bob Teti ∙ ArcherTeti Associates/Wells Fargo Advisors, LLC

Robert Tomasulo ∙ Wells Fargo Advisors, LLC Page 48

Milan Winters ∙ Lighthouse Financial

Michael Solomon ∙ Rudney Solomon Cohen & Felzer

Danielle Yoch ∙ Financial Advisors of Delaware Valley T.J. Zak ∙ Wells Fargo Advisors, LLC

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and the federally registered CFP (with flame logo) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. The Chartered Financial Consultant credential [ChFC®] is a financial planning designation awarded by The American College.

www.fivestarprofessional.com — FS 11

2013 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Baker Wealth Management Group Relationships Built on Trust, Integrity and Honest Communication

W I N N E R

Retirement Planning, Estate Investment Planning, Fee-Based Asset Management

Five-year winner Paul S. Baker, CFP®, Managing Director – Investment Officer

• Serving health care professionals and their families for more than 25 years • Offering sophisticated strategies in today’s complex monetary world • Providing exceptional, personalized service by a dedicated team The Baker Wealth Management Group offers a level of service highly valued by professionals who are transitioning into retirement. Benefits packages can be complex and irrevocable, erroneous choices can carry severely negative consequences. At these times, high-net-worth professionals often find they need more sophisticated professional guidance in managing

their affluence. We pay careful attention to each source of wealth as well as every detail in the portfolio to structure a strong investment plan. We are the advisor you want when it’s time to look seriously at long-term wealth preservation, accumulation and transfer.

165 Township Line Road • Jenkintown, PA 19046 Office: (215) 572-2001 • Toll-free: (800) 223-7053 [email protected] • www.bakerwealthmanagementgroup.wfadv.com

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0813-04634 08/27/2013].

FS 12 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Pursuit of Insight

Left to right: 2009, 2012 and 2013 winner Drew D. Barlow, CPM®, Senior Vice President, Family Wealth Director, Financial Advisor, Portfolio Management Director; Michael D. Hanahan, Financial Advisor; Kirk Hasen, CFP®, First Vice President – Investments, Financial Advisor; Brittney Barndt, Client Service Associate; Tracey A. Herring, Associate Vice President, Relationship Manager; Karen A. McLaughlin, Senior Client Service Associate; 2011 – 2013 winner Brian J. McKeon, CPM®, CMFC®, CLTC®, Senior Vice President, Family Wealth Director, Financial Advisor, Portfolio Management Director

• Do you have a plan for tomorrow? • Are you receiving financial advice backed by the best thinking on Wall Street? • Will you find the right solutions? We will ask questions that help us to discover the kind of lifestyle that you enjoy and what you want to accomplish. We learn about what worries you and what you’re passionate about. As family wealth directors, we have the specialized knowledge, training and experience to help create solutions that address what is important to you and your family. We focus on areas such as multi-generational estate planning, business monetization and succession planning strategies. We look forward to working closely with your other professional

advisors and have access to a variety of unique advisory services. As a valued client, we provide personalized attention and the global resources necessary to help you, your family and your charitable interests enjoy the benefits of the wealth that you have created.

Thank you to all of our clients for the trust and confidence that they have placed in us. It is an honor for us to be selected again for this award and to be recognized as successful professionals in the financial services industry.

4259 West Swamp Road, Suite 400 • Doylestown, PA 18902 Office: (215) 230-6900 • Toll-free: (888) 789-1055

©2013 Morgan Stanley Smith Barney LLC. Member SIPC. Morgan Stanley Smith Barney LLC and its Financial Advisors do not offer tax or legal advice. Individuals should consult their personal tax and/or legal advisors before making any tax- or legal-related investment decisions.

www.fivestarprofessional.com — FS 13

2013 Five Star Wealth Managers

Drew D. Barlow and Brian J. McKeon

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Dedicated to the Prudent Stewardship of Our Clients’ Wealth

Tw W o-Y in ea ne r r

2013 Five Star Wealth Managers

Bassett, Dawson & Foy Team

Comprehensive Wealth Management

Left to right: 2013 winner and 2012, 2013 Delaware winner Bradley J. Foy, CFP®; 2012, 2013 winner and 2013 Delaware winner Frederick J. Dawson, ChFC®, CLU®; 2012 Delaware winner Holly Chappell, JD; 2013 Delaware winner Joseph M. Bassett, MBA, ChFC®, CLU®, CFP®; 2012, 2013 winner and 2013 Delaware winner Brian D. Dawson, ChFC®, CIMC

• Investment planning • Retirement planning • Estate planning

At Bassett, Dawson & Foy, the financial planning process begins with identifying and prioritizing your specific financial objectives. Together, we determine short- and long-term strategies that are appropriate in helping achieve your objectives. We can then either assist in the implementation of your plan or coordinate our efforts with other professionals of your choice. In either case, we monitor the progress you are making and periodically review and revise our recommended actions to provide you with a dynamic, up-to-date and comprehensive plan that continues to meet your unique needs.

With more than 100 years of combined experience in the financial services industry and a strong commitment to your success, the partners and staff at Bassett, Dawson & Foy, Inc. are ready to provide you with the professional expertise and objectivity that will help create, manage and conserve your wealth. Established in 1984, we have built our company with a philosophy of old-fashioned service and satisfaction, striving to provide our clients with the highest level of service possible.

This award is bestowed by an independent third party that is not affiliated with Raymond James.

*An Independent Firm

1011 Centre Road, Suite 110 • Wilmington, DE 19805 Office: (302) 999-9330 • Fax: (302) 999-9440 • Toll-free: (888) 811-4223 [email protected] • www.bdfwealth.com

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC.Estate planning services of Bassett, Dawson & Foy, Inc. are independent of Raymond James. This award is bestowed by an independent third party that is not affiliated with Raymond James.

FS 14 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Providing Tailored Investment Strategies to Accumulate, Manage and Transition Wealth

W I N N E R

Areas of Focus: Comprehensive Wealth Management Services

Five-year winner Richard A. Becker, Managing Director – Investment Officer

• Committed to first-class client service and satisfaction for more than 24 years • Uses client-centered approach to investment and retirement strategies • Builds relationships on trust, integrity and objective advice With more than 24 years of investment industry experience, Rich helps clients establish investment objectives and maintain a financial road map to help build wealth. He relies on his vast investment experience and a degree in economics from the Wharton School of Business to provide insight and advice in today’s market. His recommendations and decisions are based upon each client’s unique needs, risk tolerance and financial goals.

Rich understands that his most valuable assets are the relationships he has with his clients. One of the hallmarks of his continued success is his dedication to applying all of the resources available to develop creative strategies for each client and to deliver these with outstanding personal service.

Wells Fargo Advisors, LLC

165 Township Line Road • Jenkintown, PA 19046 Phone: (215) 572-2005 • Toll-free: (800) 223-7053 [email protected]

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0813-01811].

www.fivestarprofessional.com — FS 15

2013 Five Star Wealth Managers

Richard A. Becker

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Blue Bell Private Wealth Management Proactive Risk Management With Four Five Star Wealth Managers

W I N N E R

Fee-Only Advisor — Your Success Is Our Success

Left to right: 2013 winner Justin Capetola, five-year winner J. Scott Miller, Sr., two-year winner J. Scott Miller, Jr. and 2013 winner Jon Sobotkin

• Independent — we don’t answer to Wall Street, you won’t be pushed product • Recognized — quoted in several publications such as The Wall Street Journal • Unbiased advice — please call for a no-risk, complimentary consultation Our approach is time tested, offering impartial investment advice and proactive risk management strategies built with a combined experience of 71 years among our Five Star Wealth Managers. As an independent, fee-only advisor, our income is earned solely from our clients and our loyalty is to them, not Wall Street or any large bank. We don’t have proprietary or affiliated product to push or bonuses to earn by steering clients towards expensive investments. Simple asset allocation is not an optimal investment solution. We offer proactive risk management strategies appropriate for investors of all types including institutional

firms, multigenerational families, successful business people, entrepreneurs, lawyers and physicians. The foundation of our risk management approach dates back to 1972, when Scott Sr. entered the investment business and has proven itself successful through bull, bear and flat markets. We are large enough to offer institutional strategies, but small enough to provide our clients the personal attention they deserve. Please schedule a complementary consultation, you will not believe the difference in our approach. We would like to thank all of our clients for the trust they place in us.

470 Norristown Road, Suite 305 • Blue Bell, PA 19422 Office: (610) 825-3540 • Toll-free: (888) 425-8323 [email protected] • www.bluebellpwm.com

Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy or product made reference to directly or indirectly in this publication will be profitable, equal any corresponding indicated historical performance level(s) or be suitable for your portfolio. Due to various factors, including changing market conditions, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this publication serves as the receipt of, or as a substitute for, personalized investment advice from Blue Bell Private Wealth Management. A copy of our current written disclosure statement discussing our advisory services and fees is available for review upon request.

FS 16 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Solutions • Foundation • Independence

Areas of Focus: Asset Management, Alternative Investments, Asset Preservation and Income Strategies

Left to right: Jill Monteleone; 2013 winner Raymond Carota; Michael Deo, CPA

• Comprehensive investment and wealth management services • Customized retirement income planning strategies • Well-qualified team dedicated to exceptional, personalized service At the Brandywine Financial Group, there are no products, only solutions. Each client has unique financial circumstances and challenges, and we tailor our process and recommendations to meet your precise requirements. What sets us apart is our superior client service and unique ability to provide our clients with the wealth management solutions that are important to them. A financial services professional can use a variety of

strategies to help you reach your goals. There are different methods available depending on your goals, risk tolerance and time horizon. It is important that your financial services professional understands you and your family’s objectives. You need a partner, someone to monitor the changes, opportunities and problems. We take our challenges from you and receive our satisfaction from your success.

100 Four Falls Corporate Center, Suite 105 • West Conshohocken, PA 19428 Office: (610) 828-1155 • Fax: (610) 828-9335 [email protected] • www.brandywinefinancialgroup.com

Brandywine Financial Group, Inc. is a Registered Investment Advisor with the Pennsylvania Securities Commission and offers Securities Through American Portfolios Financial Services, Brandywine Financial Group, Inc. is not affiliated with APFS, Member FINRA/SIPC.

www.fivestarprofessional.com — FS 17

2013 Five Star Wealth Managers

Brandywine Financial Group, Inc.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Mark Byelich

Independent • Objective • Unbiased

A Different Approach, a Different Strategy, a New Sense of Confidence

Left to right: Ryan Schwartz; 2013 winner Mark Byelich, CFP®, RFC®, AIF®; Jessica Fee; Patrick Clark

• Investment management • Financial planning • Fiduciary assistance

Mark and his team focus on private wealth management for individuals and institutions. Always independent, objective and unbiased, Mark’s clients know that the advice, platforms and services offered have the client’s best interests at heart, and only the client’s goals in mind. Clients have said that Mark acts as their personal CFO, helping them make informed and prudent financial decisions. Clients have also complimented the team’s attention to detail, high level of service and personal touch.

M.J. Byelich & Associates Financial Services 115 East Maple Avenue • Langhorne, PA 19047 Phone: (215) 310-9440 • Cell: (267) 237-2749 [email protected] • www.mjbaa.com

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Private Advisor Group, LLC, a Registered Investment Advisor and separate entity from LPL Financial.

FS 18 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Tw W o-Y in ea ne r r

Available Through CUSO Financial Services, L.P.

Specializing in Investment, Retirement and Financial Planning

Left to right: Joseph Mylotte, A.J. Hiller, two-year winners Kevin McDermott and John Kane, 2012 winner Jim McCrudden, David Layo

• Highly trained professionals recognized as industry leaders • Financial solutions customized to each individual • Conveniently located in Citadel branch offices The most important aspect of successful investment, retirement and financial planning is the relationship that you have with your investment advisor. At Citadel, we want to earn your confidence and be your financial partner.

design a “blueprint” to better organize and manage your financial life. We begin by working closely with you, spending the time needed to earn your confidence and then focusing on meeting your unique needs, preferences and goals.

Our highly trained CFS* investment advisors will help you

We look forward to beginning a new relationship with you.

520 Eagleview Boulevard • Exton, PA 19341 Phone: (800) 666-0191 CitadelBanking.com

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

www.fivestarprofessional.com — FS 19

2013 Five Star Wealth Managers

Citadel Investment Services Team

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Fairman Group Family Office Improving Lives of High-Net-Worth Individuals and Families

W I N N E R

Areas of Focus: Family Office, Investments, Tax and Strategic Planning

Left to right: Three-year winner Roy Fairman, CPA/PFS; five-year winner Shawn P. Kindt, CPA/PFS, CFP®; Marianne Inforzato, CFP®; Douglas E. Morisoli, CFA, CPA, CFP®

• A fiduciary responsibility to do what is best for you • Full integration of your investment, tax, retirement, estate and trust needs • Fee-only: no affiliations, no commissions, no product sales, no conflicts Many families lack the time, willingness or ability to effectively manage all aspects of their wealth. The team of knowledgeable, trusted and caring professionals at Fairman Group Family Office (FGFO) provides independent, personalized advice and fully-integrated family office solutions that enable clients to sleep well at night.

advisors, FGFO embraces tax planning as a core part of the investment and strategic planning process.

Hiring the right advisor is critical. From paying your bills and administering the family finances to investing and planning for multigenerational wealth, FGFO is uniquely positioned to coordinate and serve all areas of your financial needs. We Income, estate and gift taxes negatively impact wealth welcome the opportunity to discuss how we may assist you. accumulation, preservation and transfer. Unlike many other

899 Cassatt Road, Suite 115 • Berwyn, PA 19312 Office: (610) 889-7300 [email protected] • www.fairmangroup.com

Investment Advisory Services offered through The Fairman Group LLC, an SEC-Registered Investment Advisor.

FS 20 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

A private wealth advisory practice of Ameriprise Financial Services, Inc.

• Wealth management combined with a comprehensive planning approach • Committed to providing thoughtful guidance and personalized service

• Unique strategies for individual, families and businesses

Asset Management, Financial Planning, Estate Planning

Left to right: Three-year winner Patrick Wayman, CRCP; Brian Callahan; Eric Bono; three-year winner Ari Frazer, CRCP; Michael Weber, CFP®; Mimi Rodman; Rose Marie Soto; Dweeta Basuthakur

Frazer, Wayman & Associates is a private wealth advisory practice of Ameriprise Financial Services, Inc. The team has extensive experience in helping affluent clients preserve and grow their wealth. We possess the capabilities and resources to provide customized recommendations and support for tax, estate and retirement planning. You will receive personalized service and one-to-one interaction with your advisor.

Ameriprise Financial gives private wealth advisors the special priority, service and resources so that we can give our clients the best possible client experience. We would especially like to thank all of our clients for their continued loyalty, friendship and trust. We love what we do and recognize that we could not do it without each of you.

5 East Germantown Pike • Plymouth Meeting, PA 19462 Office: (610) 943-3113 • Office: (610) 943-3110 [email protected][email protected]

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Ameriprise Financial and its representatives do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax or legal issues.

www.fivestarprofessional.com — FS 21

2013 Five Star Wealth Managers

Frazer, Wayman & Associates

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

The Harvest Advisers Team Managing Life’s Transitions, Shaping Secure Futures …

Effective Investment and Retirement Income Strategies

Left to right: Four-year winner William Brams, CLU, ChFC, MSFS, AIF®; three-year winner Sean Cook, CFP®; four-year winner Russ Bishop, Jr., MA, MDiv, CLU®, ChFC®, CFP®; Kristen Iannotti and Debbie Boyle

• We hear you: “A comfortable retirement with freedom to enjoy it …” • “Maintain our current lifestyle, financial security and help our children …” • “How can we maximize our earnings while minimizing our downside potential?” At Harvest Advisers, we understand that wealth is measured on more than a net-worth statement. Knowing what touches our clients’ hearts and helping them achieve a rewarding retirement is our goal.

Having a sounding board — a specialists’ perspective — can make all the difference. Are you looking for a better investment path to support your future years? We oversee investments using effective, diversifed strategies that seek to protect and grow portfolios even in today’s markets.

We have been together as a team for more than a decade and Bill, Sean and Russ have more than 80 years of combined experience in offering prudent, ongoing advice. To explore if we are a good fit to help you build and enjoy the retirement you want, call and arrange a discovery meeting.

501 Office Center Drive, Suite 425 • Fort Washington, PA 19034 Office: (215) 628-9200 www.harvestmywealth.com

Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a registered investment advisor.

FS 22 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Experience • Knowledge Wisdom • Integrity

• Comprehensive investment and wealth management services for affluent families and corporations

• Honor Roll Advisor with the Paladin Registry • Listed as one of the top 250 Wealth Managers in America in the October 2008 issue of Worth magazine

Three-year winner Scott E. Holstein, Wealth Manager, Financial Advisor, CPA, PFS, CFP®

we are not limited in our use of vendors for solutions or obligated to use proprietary products. Your interests always come first. Our philosophy is to educate and empower our clients by maintaining a high level of commitment to service, knowledge, disclosure and integrity. Our biggest impact may be the peace of mind that comes with a continuously monitored comprehensive financial program. Our role is to help our clients lead more financially secure lives. No matter where life takes you, you can depend on us to be there, We are independent with an open architecture which means analyzing your needs and adapting your planning to achieve your goals. My staff and I have been offering our clients personalized financial solutions for more than 26 years. During that time, we have established a considerable reputation for providing professional and knowledgeable advice in many areas of financial services, including cash management, asset protection, risk management, retirement plans, financial planning and estate planning. We provide personalized, tailored recommendations that act as a road map to achieve your financial goals.

221 West Street Road • Feasterville, PA 19053 Toll-free: (800) 458-9330 • Fax: (800) 436-9399 [email protected] • www.scottholstein.com

Securities and investment advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a registered investment advisor. Certain advisory services and financial planning services offered through PFG Financial Advisors, a registered investment advisor. Prudent Wealth Management (PWM) and PFG Financial Advisors are unaffiliated entities. Cetera is under separate ownership from any other named entity. The Five Star award is granted by Five Star Professional. This award is based on 10 objective criteria. See section article page for research disclosures. The Paladin Registry Honor Roll Advisor ranking is based on criteria determined by the Paladin Registry, years of financial services experience, education, number of industry degrees/designations, clean compliance/regulatory record and industry licenses and registrations. Inclusion in the Paladin Registry is not an endorsement of the advisor by the Paladin Registry, nor is it indicative of the future performance or quality of investment advice provided by the advisor. For additional information please visit the Paladin website at: www.paladinregistry.com/external/whypaladin/why select.php.

www.fivestarprofessional.com — FS 23

2013 Five Star Wealth Managers

Scott E. Holstein

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

The Philadelphia Group Your Greatest Investment Is Also Ours: You

W I N N E R

Areas of Focus: Building, Managing, and Protecting Wealth

Left to right: Standing: Two-year winner Douglas J. Sweeney, CRPC; 2013 winners Geoffrey F. Forcino, AIF; Eric J. Long, CFP®; and Shane P. Smith, CFP®; five-year winner John Delp Seated: Two-year winner Nicholas J.D. Olesen, CFP®; three-year winners Robert B. Holland, CFP® and Richard Catanese

• Private wealth management services • Retirement plan consulting • Comprehensive financial planning services

The Philadelphia Group is an independent wealth management services firm with a key founding principle: to be completely independent from any proprietary relationships that would cause any bias or conflict of interest in their recommendations to clients. This true independence allows each client to feel confident that recommendations are made without any of the inherent bias present in so many financial institutions.

The Philadelphia Group

150 South Warner Road, Suite 300 • King of Prussia, PA 19406 Office: (610) 520-1500 wwww.thephiladelphiagroup.com

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Private Advisor Group, a registered investment advisor. Private Advisor Group and The Philadelphia Group are separate entities from LPL Financial. Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2013 Five Star Wealth Managers.

FS 24 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Roffman Miller Associates Wealth Managers Since 1990

Wealth Management, Advisory Services, Asset Management

Left to right: F. Tucker Schade; Paulette Greenwell, CFA, MBA; Bob Hofmann, CFP®; Lori Hartman; Susan Arnold; Mark Frombach, CFA, MBA; three-year winner Peter Miller, Founder; four-year winner Ryan Crooks, MBA

• Personal, fiduciary relationships • Custom portfolio construction • Trust account management

Congratulations to Ryan and Peter for being chosen as Five Star Wealth Managers! Roffman Miller Associates is built on a commitment to our clients — providing a sound return while minimizing risk by utilizing a well-researched and disciplined approach. Our investment process is team driven, allowing

clients to benefit from our collective experience and expertise. We help clients make intelligent decisions regarding their financial lives and keep them on track with their investment plan. Contact us to find out more.

1835 Market Street, Suite 500 • Philadelphia, PA 19103 Direct: (215) 981-1030 • Toll-free: (800) 995-1030 [email protected] • www.roffmanmiller.com

www.fivestarprofessional.com — FS 25

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Joseph P. Sarappo III A Personal Approach to Wealth Management

• Completely independent

• More than $160 million in managed assets

• Specializing in wealth management for those at or nearing retirement, widows and divorcées

Three-year winner Joseph Sarappo

I am honored to again receive the Five Star Wealth Manager award. This recognition is especially meaningful because it reflects my years of commitment to growing and maintaining truly personal client relationships in order to best meet their individual planning needs. Ongoing communication is the foundation of this partnership. Together, we develop a strategy that meets tomorrow’s goals as well as the needs of today.

The four pillars in my logo represent what I believe to be the fundamental elements of effective wealth management: The creation of wealth

The protection of wealth

The enjoyment of wealth The legacy of wealth

1000 Easton Road • Willow Grove, PA 19090 Phone: (215) 657-8600 • Fax: (215) 657-9030 www.retire-yes.com

Investment advisory services offered through Retirement Planning Specialists, Inc., an SEC-registered investment advisor. Securities offered through Comprehensive Asset Management and Servicing, Inc. Member FINRA/SIPC/MSRB. Retirement Planning Specialists, Inc. and Comprehensive Asset Management and Servicing, Inc. are not affiliated.

FS 26 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Visit Our Website for Our Special Welcome Letter to Philadelphia Magazine Readers

Areas of Focus: Goal Setting, Investment Management

Left to right: Three-year winner Tim Flatley, President, CEO; Michelle Smaltz; Lisa Curcio; 2013 winner Sean Flatley

• Top 10 Independent Investment Manager, Barron’s Winner’s Circle Organization • Premier Advisor by National Association of Board Certified Advisor Practices • Worth magazine Leading Wealth Advisor, Smart CEO Reader’s Choice Advisor Sterling Investment Advisors, Ltd. recognizes that different situations — educating, children, building retirement wealth, insuring against loss, reducing taxes, planning estates, setting up trusts, etc. — bring their own complexities. Our team concept results in our clients developing a support group of

professionals to delegate the management of these issues. Sterling was recognized by The Philadelphia 100 as one of the 100 fastest-growing companies in the Philadelphia area. This group was selected by Wharton Small Business School and the Philadelphia Business Journal.

1055 Westlakes Drive, Suite 150 • Berwyn, PA 19312 Office: (610) 560-0400, Ext. 111 [email protected] • www.sterling-advisors.com

Securities offered through Purshe Kaplan Sterling Investments, member FINRA/SIPC, Headquartered at 18 Corporate Woods Blvd, Albany, NY 12211. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

www.fivestarprofessional.com — FS 27

2013 Five Star Wealth Managers

Sterling Investment Advisors, Ltd

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Independent, Like You

Tw W o-Y in ea ne r r

2013 Five Star Wealth Managers

Kevin P. Supka

Two-year winner Kevin P. Supka, Registered Securities Principal

• Comprehensive, unbiased, nonproprietary financial advice • Highly-personalized client service • Retirement income, financial and estate planning Kevin and his team are one of the most successful offices based on gross production with LPL Financial for more than 20 years. His office focuses on the individual needs of each client with dedicated retirement income, wealth creation and management strategies for individual and business assets. Strong attention is given to listening to the client. Advisors from other firms are welcome to reach out and learn the true meaning of being independent with one of the most successful business models in the industry! LPL Financial is the No. 1 independent broker-dealer as reported by Financial Planning magazine, June 1996 – 2013, based on total revenue. Call us anytime for an appointment!

Left to right: Joanne Vasquez, two-year winner Kevin Supka and Jennifer Gaida

405 Johnson Street • Jenkintown, PA 19046 Office: (215) 572-4300 • Cell: (215) 806 3412 [email protected] • www.kevinsupka.com LPL Financial member FINRA/SIPC.

FS 28 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Victor/Fouraker Group There’s Wealth in Our Approach

Comprehensive Planning Provides the Best Opportunity for Success

Left to right: 2013 winners Lisa W. Fouraker, CFP®, Vice President — Financial Advisor and Steven C. Victor, Senior Vice President — Financial Advisor

• Comprehensive planning • Extensive investment experience • Successful wealth management

We are committed to providing comprehensive wealth management solutions for affluent individuals, families, professionals and corporate retirement plans. We utilize a tailored consulting process that emphasizes the importance of goals in the wealth management process. We build and

develop retirement, education and asset allocation plans for each member of our client base. For our affluent clients we focus on issues including wealth accumulation, preservation and wealth transfer for future generations. Let’s take the next step — contact us to set up a meeting.

Six Tower Bridge, 181 Washington Street, Suite 500 • Conshohocken, PA 19428 Office: (484) 530-2851 [email protected][email protected] • www.VictorFourakerGroup.com RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SPIC.

www.fivestarprofessional.com — FS 29

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Bartler Wealth Management Group Knowledge Makes the Difference

• Comprehensive retirement solutions • Lifetime income strategies

• Retirement income distribution planning

Left to right: Four-year winner Charles Bartler, CLU®, ChFC® and Christopher Bartler

Charles Bartler, CLU® and ChFC®, and his staff have worked extensively in the field of retirement distribution since 1976, transitioning individuals into retirement with his comprehensive six-step process. Chris Bartler joined his father in 2008 as the director of operations. Their mission is to guide their clients in making the right decisions for their retirement.

Bartler Wealth Management Group, LLC 1 International Plaza, Suite 550 Philadelphia, PA 19113 Phone: (215) 665-1058

[email protected] bartlerwealth.com

Securities offered through Securities America, Inc., a Registered Broker/Dealer, Member FINRA/SIPC, Charles C. Bartler, Registered Representative. Advisory services offered through Securities America Advisors, Inc. an SEC-Registered Investment Advisory Firm, Charles C. Bartler, Investment Advisor Representative. Bartler Wealth Management Group LLC and Securities America are unaffiliated.

The Bryn Mawr Group at Morgan Stanley Tailored Investing

• Service

Tw W o-Y in ea ne r r

• Experience

• Custom solutions

Left to right: Kim Corcoran, Senior Client Service Advisor; Adam Saunders, Financial Advisor; Tim Trexler, Portfolio Manager, Financial Advisor, First Vice President; two-year winner Susan L. Janicz, Financial Advisor, Second Vice President

Five Star Wealth Manager Susan L. Janicz is a principal in our Bryn Mawr Group at Morgan Stanley. We combine sophisticated investments and professional services from Morgan Stanley with personal, friendly assistance and years of experience. Our systematic approach to investing begins with establishing goals and risk parameters. We apply this strategy to personalized solutions for individuals, foundations, endowments, litigation and settlement accounts, 529s and 401(k)s.

Two Town Place, Suite 100 Bryn Mawr, PA 19010 Office: (610) 542-2935 Toll-free: (855) 542-2980

[email protected] www.morganstanleyfa.com/thebrynmawrgroup Morgan Stanley and its Financial Advisors do not provide tax or legal advice. Individuals should seek advice based on their particular circumstances from an independent tax advisor. ©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

FS 30 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Experience • Knowledge Passion • Integrity

• Independent, objective and unbiased advisors

W I N N E R

• Divorce financial planning

• Wealth accumulation and preservation

Left to right: Five-year winner Rosemary G. Caligiuri, President, CASL®; two-year winner Loretta D. Hutchinson, CDFA™, NCC

Harvest Group was founded with the goal of assisting our clients in every aspect of their financial lives. Using an educational, collaborative approach and the highest standard of ethics, we work to provide wealth accumulation and preservation, income security and long-term financial independence.

Harvest Group Financial Services Corporation

1707 Langhorne-Newtown Road, Suite 1 Langhorne, PA 19047

Phone: (215) 860-6056 • Toll-free: (800) 893-6056

[email protected]fiemail.com • [email protected]fiemail.com www.harvestgroupfinancialservices.com

Registered representatives offering securities and advisory services through Centaurus Financial Inc., a registered investment advisor. Member FINRA and SIPC, Supervisory Branch: 3902 State Street, Suite 101, Santa Barbara, CA 93105, 1(888) 569-1982. HGFS and Centaurus Financial are not affiliated.

Robert P. Friedman

Friedman Financial Services Group of Wells Fargo Advisors

• Personalized approach to help our clients achieve their unique financial goals • Trust and honesty are essential to our relationships • Commitment, dedication and results

Left to right: Chad Friedman, CFP®, CRPC®, Financial Consultant; 2013 winner Robert P. Friedman, CRC®, Managing Director – Investment Officer; Julie Howey, Client Associate; Alix Friedman, Financial Consultant

With more than 40 years of combined financial services experience, we established the Friedman Financial Services Group of Wells Fargo Advisors to confirm our commitment to helping clients make smart long-term financial decisions and successfully live the one life they have, the best they can, without taking any undue risk. We focus on comprehensive investment planning, including consulting and retirement planning services.

1000 Chesterbrook Boulevard, Suite 101 Berwyn, PA 19312 Office: (800) 283-7050 Direct: (610) 648-8912

[email protected] www.FriedmanFSG.com

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0913-00710 9/5/13].

www.fivestarprofessional.com — FS 31

2013 Five Star Wealth Managers

Rosemary G. Caligiuri Loretta D. Hutchinson

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

FRS Capital Group

Fiduciary Standards for Independent and Objective Investment Advice

• Fiduciary investment advisor services for private and public sector retirement plans

Tw W o-Y in ea ne r r

• Retirement plan design, implementation and investment services • Private wealth management for individual, financial, retirement and estate planning

Left to right: Philip J. Fogli, Jr., David Marcinowski, two-year winner Philip J. Fogli, Sr., Josh Walker

FRS Capital Management and its affiliated company, eXcel – Fiduciary Retirement Solutions, provide plan design, investment management and employee education for private and public sector pensions.

FRS Capital Management

FRS has been providing financial, retirement and estate planning services since 1984. Our advisors, Philip J. Fogli, Sr. and Jr., David Marcinowski, Carol Chaney and Josh Walker are focused on improving retirement readiness. The firm’s hallmarks are independence and objectivity.

Phone: (610) 354-0288

10116 Valley Forge Circle King of Prussia, PA 19406 [email protected] www.frscapital.com

Securities and advisory services offered through Geneos Wealth Management. Inc., member FINRA & SIPC.

Francisco J. Gil

Nothing Is Casual About Investing

• Financial analysis and portfolio construction

• Managing assets for individuals and families in U.S. and overseas with proficiency in Spanish

2013 winner Francisco J. Gil, First Vice President – Investment Officer

For more than 25 years, Frank has been advising clients on their financial matters, creating and implementing strategies designed to build and preserve their family’s wealth. These strategies objectively manage financial assets with multiple generations to assist in transferring assets efficiently in coordination with your accountant and attorney, thereby reducing financial concerns and fulfilling longterm goals with follow through on the details.

165 Township Line Road, Suite 200 Jenkintown, PA 19046 Phone: (215) 572-4296 Toll-free: (800) 223-7053

[email protected]

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0913-01085].

FS 32 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

An Independent Firm

• 100% committed to our clients

Tw W o-Y in ea ne r r

• Goal planning and monitoring

• Straightforward investing approach

Left to right: Standing: 2012 – 2013 winner Bob Lankin, J.D., CFP®, CEP®, Branch Manager; Vishal Gaur, Financial Advisor; Seated: 2012 – 2013 winner Fred Bremier III, Financial Advisor and 2013 winner Kevin Kane, Financial Advisor

With more than 93 years of combined industry experience, Fred, Bob, Vishal and Kevin believe that having choices is important to investing. Each financial advisor has the unique freedom to offer objective, unbiased advice — which means everything we do is client focused, not transactional focused. Our goal is to become your partner in building the future you desire.

633 North Easton Road • Glenside, PA 19038 328 West Broad Street • Quakertown, PA 18951 Glenside: (215) 887-9990 Quakertown: (267) 373-9550

www.BobLankin.com www.raymondjames.com/quakertown

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. This award is bestowed by an independent third party organization not affiliated with Raymond James.

Scott J. Kaminsky Unparalleled Client Service

• Experienced in dealing with tumultuous markets

W I N N E R

• Disciplined approach to financial planning • Accountable and results oriented

Left to right: Chris Bryan, Portfolio Manager; five-year winner Scott J. Kaminsky, CFP®, Senior Portfolio Manager, NFLPA Registered Financial Advisor; Kim Corcoran, Senior Client Service Associate

During Scott’s 17 years and Chris’ six years, they have helped hundreds of families navigate an ever-changing market that has included two major upheavals. As a CERTIFIED FINANCIAL PLANNER™ professional, Scott is trained to analyze each stage of the investment lifecycle. Together, their clear and consistent communication with their clients includes both proactive and interactive portfolio adjustments to help combat the financial pitfalls that are extremely prevalent today.

Two Town Place, Suite 100 Bryn Mawr, PA 19010 Office: (610) 542-2918 Office: (610) 542-2924

[email protected] www.morganstanleyfa.com/scott.j.kaminsky www.morganstanleyfa.com/chrisbryan

©2013 Morgan Stanley Smith Barney LLC. Member SIPC. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

www.fivestarprofessional.com — FS 33

2013 Five Star Wealth Managers

Greenwood Financial Services Inc.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Steve Kanteliotis Frank Brodsky More Than 100 Years of Investment Experience

• Comprehensive asset management

• Personalized wealth management planning • Dedicated to help clients achieve life goals

Left to right: 2013 winner Steve Kanteliotis, Senior Vice President – Investments; Stephen Gitter, Senior Vice President – Investments; 2013 winner Frank Brodsky, Senior Vice President – Investments

The Gitter, Kanteliotis, Brodsky Investment Group of Wells Fargo Advisors offers the intimacy and personal attention of a boutique firm while utilizing the global resources of one of the world’s largest financial services firms. The team places a premium on integrity and provides attentive, individualized client service that extends far beyond investments. Please call or visit us on the web for more information.

The Gitter Kanteliotis Brodsky Investment Group of Wells Fargo Advisors

30 South 17th Street, Suite 2000 • Philadelphia, PA 19103 Phone: (215) 564-8866 Toll-free: (800) 331-4262, Ext. 8862

[email protected]

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0913-02149].

Kearon Tadeo Tanzola Wealth Management at Morgan Stanley Experience • Integrity Comprehensive Planning

• Wealth accumulation, preservation and family wealth transfer planning • Unbiased investment planning and portfolio management • Lifetime income planning

Left to right: Brian P. Kearon, Portfolio Management Associate, Assistant Vice President; 2013 winners Joanne A. Tadeo, CRPC®, Financial Advisor, Vice President and Gail E. Tanzola-Seymour, CRPC®, Financial Advisor, Vice President; three-year winner Christopher J. Kearon, Financial Advisor, Senior Vice President

As financial advisors, we are committed to building a relationship of trust in which we can work closely with you to help define your objectives, explore alternatives and choose the financial and investment strategies that are most appropriate for you. As our relationship evolves, we hope you will come to regard us as a valued resource and professionals who can help you make a more informed decision on any financial issue.

899 Cassatt Road, Suite 100 Berwyn, PA 19312 Direct: (610) 408-1905 Toll-free: (877) 874-9498

[email protected] morganstanleyfa.com/kttwealthmanagement

©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

FS 34 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Experience • Integrity • Caring Advice

• More than 50 years of combined experience helping clients achieve their goals

• Long-term relationships built on trust, integrity and objective advice • Working together to grow and preserve personal wealth

Left to right: Three-year winner Chip Keating, Financial Advisor; four-year winner Megan Keating, Vice President, Financial Advisor, CRPC®; Jillian Sharkey, Client Service Associate

Megan and Chip are honored to be recognized as Five Star Wealth Managers in the area and are grateful to their clients and peers for their support. As a fatherdaughter team, The Keating Group provides comprehensive wealth management services for generations of individuals and affluent families. They are committed to providing their clients with distinctive, caring and personalized attention as they work together to achieve their clients’ goals. The Keating Group strives to earn their clients’ trust and exceed their expectations.

899 Cassatt Road, Suite 100 Berwyn, PA 19312 Office: (610) 408-1944 Toll-free: (800) 345-3050

[email protected] www.morganstanleyfa.com/thekeatinggroup

©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

Peter Klenk, Esq. & Assoc. Wills, Trusts and Estates — It’s All We Do!

• Working with wealth managers for more than 20 years • Focusing only on estate planning

• Serving clients in Pennsylvania, New Jersey, New York and Florida

Left to right: Glen Ridenour, Tatyana Gleyzer, three-year winner Peter Klenk

Peter Klenk, Estate Planning Attorney, is recognized as a Five Star Professional Wealth Manager because he works closely with his clients’ wealth managers as part of a team. He is always willing to go that extra step. Though a product of the prestigious NYU Law School LL.M. tax program and a Navy veteran, Peter still retains his Minnesota farm boy bedside manner. Approachable, professional and reliable; make Peter part of your team.

1701 Walnut Street, Sixth Floor Philadelphia, PA 19103 Office: (215) 790-1095

[email protected] KlenkLaw.com

www.fivestarprofessional.com — FS 35

2013 Five Star Wealth Managers

The Keating Group at Morgan Stanley

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

David Kron and Andrew Polis

Generations of Experience

• Comprehensive wealth management services

W I N N E R

Financial Advisors left to right: Five-year winner David Kron, four-year winner Andrew Polis and Matthew Cass, CRPC®

The Kron & Polis Financial Group believes that the short- and long-term financial choices you make today should serve as a strong foundation for attaining your goals and preserving your legacy. With more than 50 years of combined experience and a team-based approach, we have the skills and resources to ensure your financial decisions today are consistent with your life goals for tomorrow. Please call or visit us on the web for more information.

• Goal-based investment planning • Personalized customer service

Kron & Polis Financial Group of Wells Fargo Advisors 30 South 17th Street, Suite 2000 Philadelphia, PA 19103

Office: (215) 496-7645 Toll-free: (800) 331-4262, Ext. 2614

kpfi[email protected] www.KP-financial-group.com Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0913-00952].

Gary P. Lux

Making a Difference for Those He Serves

• Retirement income planning • Estate planning

• Investment management*

2013 winner Gary P. Lux, CLU®, ChFC®, CFP®

There are many reasons to turn to Gary. First and foremost is the serious involvement he establishes with you to achieve an accurate and effectual assessment of your present situation, your potential and of the alternatives open to you — not a simple task. You deserve the intuitive understanding and detached analyses that he brings to help you reach your goals.

172 Churchville Lane Churchville, PA 18966

Office: (215) 396-9182 Cell: (215) 801-9957

[email protected] FortuneStrategies.net

*Investment Advisor Representative with and Securities Offered through Lincoln Financial Securities Corp., Member FINRA and SIPC. Fortune Strategies and Lincoln Financial Securities Corp. are not affiliated. LFS 2013.0808.D14.FG.L.

FS 36 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Trusted Financial Advice

• Unbiased, objective personalized service

• Committed to providing thoughtful guidance

W I N N E R

• Client-centered approach to investment strategies

Five-year winner William J. Mastalski

Bill Mastalski currently serves as First Vice President/Wealth Management in the Bryn Mawr, Pa. office. Bill and his very capable staff provide prompt, caring Janney Montgomery Scott, attention to client concerns. Each client receives an investment strategy based on 40 Morris Avenue, Suite 200 his or her current financial data, specific financial needs or goals and individual Bryn Mawr, PA 19010 risk tolerance. As the client’s needs change, from growth of capital to generation Phone: (610) 526-7217 of income, so can the client’s investment strategy. Bill understands that his most valuable assets are the relationships he has with his clients. Toll-free: (866) 909-4824 Bill has received the Rutgers University Home Extension’s Adult Education Award [email protected] for his years of service in presenting financial planning seminars. Bill is also a member of the Delaware, Montgomery, Philadelphia and Southern New Jersey Estate Planning Councils. Janney Montgomery Scott LLC. Member NYSE, FINRA, SIPC.

LLC

Ryan Murray William Marshall Our Confident Retirement® approach can help you with:

• Covering essentials and ensuring lifestyle • Preparing for the unexpected • Leaving a legacy

Left to right: Three-year winner Ryan Murray, CRPC®, CFS, CAS®, Financial Advisor; two-year winner William Marshall, CFP®, ChFC®, CLU®, CRPC®, Financial Advisor

For many people today, the dream of retirement is on the horizon. Even after spending decades saving and prudently investing for retirement, many people are asking themselves if they can afford to retire and how to make their income last over time. This insecurity is not surprising, as today’s consumers face unique challenges, including a prolonged period of market uncertainty and longer lives.

2300 East Lincoln Highway, Suite 705 Langhorne, PA 19047

Meet with Marshall, Murray & Associates, a financial advisory practice of Ameriprise Financial Services, Inc. and get the personal planning and advice you need to put your dreams more within reach.

ameripriseadvisors.com/ryan.d.murray ameripriseadvisors.com/william.p.marshall

Office: (215) 757-7600, Ext. 402

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. Confident retirement is not a guarantee of future financial results.

www.fivestarprofessional.com — FS 37

2013 Five Star Wealth Managers

William J. Mastalski

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

The Page Group

Building Your Financial Blueprint

• Creates a secure future

• Delivers step-by-step guidance

• Provides comprehensive planning for every stage of life

Left to right: Anna Matos Pastorick; Erin Cresko; 2013 winner Danielle R. Page, CFP®; Dana Rising

A genuine relationship with your financial advisor is essential. As investment professionals, we believe your financial success is built like a house — from the ground up. The Page Group will help plan a solid foundation by partnering with you, developing strategies in order to achieve your financial goals. Our team strives to provide the highest level of individualized service so you can focus your energy on what is important to you and your family.

1095 Rydal Road Rydal, PA 19046

Office: (215) 884-7243 Toll-free: (888) 846-7896

[email protected] www.pagegrouprja.com

Raymond James & Associates, Inc., Member New York Stock Exchange/SIPC.

The Philadelphia Wealth Management Co. “Your Wealth … Well Managed”

• Retirement planning

• Investment management

• Estate planning and wealth transfer

Left to right: Two-year winner Peter D’Amico, CFP®; three-year winner Benjamin Bross, CRPC; Casey Fehl; two-year winner Andrew Avellan, CFP®

With more than 40 years of combined experience, The Philadelphia Wealth Management Company specializes in retirement and estate planning as well as distribution and wealth transfer. Having worked together for the past decade, we have built our practice through client introductions stemming from our unique, VIP client experience.

Leveraging technology and our team-oriented approach, our ultimate goal is to financially guide you and your family across generations.

40 Monument Road Bala Cynwyd, PA 19004 Phone: (610) 660-4174

www.philadelphiawealthmanagement.com

Securities offered through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC. Investment advisory products and services offered through AXA Advisors LLC, an investment advisor registered with the SEC. Annuity and insurance products offered through AXA Network, LLC. AXA Advisors and AXA Network do not provide tax or legal advice and does not own or operate The Philadelphia Wealth Management Company. AGE-88128 (09/13)(exp.09/15).

FS 38 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Planning and Administering Estates for More Than 50 Years

• Personalized planning through the use of wills, trusts, financial and health care powers of attorney

• Experienced, professional assistance administering the estates of deceased persons

• Visit our website for up-to-date planning information

Left to right: Four-year winner Charles Plotnick and Jon Ellis, Partner

Plotnick & Ellis, P.C.

Plotnick & Ellis is a small but unique law firm with a strong emphasis on helping people plan their estates and settle the estates of deceased persons, as well as assisting clients with business and real estate matters. The firm stresses “people planning” as well as tax planning and brings more than 50 years of experience to meet clients’ needs. Their attorneys have written books and articles on tax issues and settling estates, and have lectured extensively to the public as well as other attorneys and accountants.

261 Old York Road, Suite 200 Jenkintown, PA 19046 One Liberty Place, 56th Floor Philadelphia, PA 19103 Phone: (215) 576-1730

[email protected] www.plotnickellis.com

The Robinson Group Trusted Advisors for Generations

• Diligence

W I N N E R

• Perspective

• Quality advice

Left to right: 2013 winner Allison T. Casey, CFP®; five-year winner LeBaron O. Robinson, Jr., Senior Vice President; Winifred D. Robinson

For more than 35 years, we have dedicated ourselves to guiding investors through some of life’s most challenging situations. Through consultation, education and a commitment to offering the highest quality service and advice. Based on trust, respect and integrity, we have helped many families and organizations accumulate, grow, preserve and enjoy their wealth for generations. Call us today or visit us at www.therobinsongrp.com.

6000 Sagemore Drive, Suite 6201 Marlton, NJ 08053 Office: (856) 985-4913 Toll-free: (800) 948-7914

[email protected] www.therobinsongrp.com

Member NYSE, FINRA, SIPC.

www.fivestarprofessional.com — FS 39

2013 Five Star Wealth Managers

Plotnick & Ellis

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Gary L. Shumate

Goal-Oriented Financial Planning

• Retirement planning • Business planning

• Portfolio management

2013 winner Gary L. Shumate, Financial Advisor, Vice President, Portfolio Manager, Financial Planning Specialist

I want to thank my clients for their continued trust in me. I seek to maintain longterm relationships with my clients and their families by offering personalized service and goal-oriented planning. The complexity of today’s markets makes it paramount to have a balanced approach to investing — guided by financial advisors. Communication is a critical component of a true relationship; my proactive approach helps to minimize risks and provides greater opportunities.

Two Town Place, Suite 100 Bryn Mawr, PA 19010 Office: (610) 542-2909 Toll-free: (800) 221-8496

[email protected] www.morganstanleyfa.com/gary.l.shumate

Morgan Stanley and its Financial Advisors do not provide tax or legal advice. Individuals should seek advice based on their particular circumstances from an independent tax advisor. ©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

Nicolo Sollena

Care, Listen, Understand and Deliver

• Financial, estate, trust and insurance planning

• Customized personal and corporate retirement plans • Meetings conveniently held in Fulton Bank of New Jersey offices

2013 winner Nick Sollena, Vice President, Financial Advisor

I understand that serving clients’ financial and investment needs begins with building strong, lasting partnerships. I focus on listening to each client because I believe everyone’s needs and financial goals for the future are unique. Blending integrity, hard work and a willingness to listen to each client like they are the only investor in the world. I use a hands-on approach with regular face-to-face meetings to tailor your investment and estate needs throughout changing times.

179 Kings Highway Woolwich Township, NJ 08085 Office: (856) 467-1195 Cell: (609) 220-3623

[email protected]financialadvisors.com fultonfinancialadvisors.com/nicksollena

Fulton Financial Advisors operates through Fulton Bank, N.A. and other subsidiaries of Fulton Financial Corporation and is headquartered at One Penn Square, Lancaster, PA 17602. Nicolo is a Financial Advisor with, and offer securities through, Raymond James Financial Services, Inc., Member FINRA/SIPC, (not affiliated with Fulton Financial Advisors and Fulton Bank of New Jersey). Securities are not insured by the FDIC or any other government agency or bank insurance, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal.

FS 40 — www.fivestarprofessional.com

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

A Personal Approach to Investing

• Build strong relationships with clients

• Focus clients on achieving financial and life goals • Personalized service and diversified investment strategies

Four-year winner Jill Broder Steinberg

After more than 20 years in the investment advisory and banking fields, Jill founded Walden Capital Advisors to provide high-net-worth women and men comprehensive investment advice. We are your partner in this process — working together to define your financial and life goals, developing savings and investment strategies designed to help you achieve them and adjusting your portfolio over time. Our goal is to help you achieve yours. Our focus is on couples, women (divorced, widowed, single) and retirement plans for smaller businesses and professional practices. Education: Wharton MBA, Princeton University B.A.

Two Bala Plaza, Suite 300 Bala Cynwyd, PA 19004 Phone: (610) 660-7718 Fax: (610) 537-6007 [email protected] www.waldenadv.com

Walden Capital Advisors is a registered investment advisor with the SEC. Information contained here is for informational purposes only and should not be considered investment advice.

Brett T. Straub

The Straub Group Advantage™

W I N N E R

• Our six-step process to assure you have enough! 1. Your Future Focus Conversation™ 2. Your Success Summary™ 3. The Fulfillment Formula™ 4. Friendly Reminder™ 5. Results Reflection™ 6. The Confidence Snapshot™

Five-year winner Brett T. Straub CFP®, CLU®, ChFC®

Successful and motivated individuals partner with us to assure they have enough. Enough of what you may ask? Discover that for yourself by answering one simple question that will transform your life. We provide the leadership to help manage your biggest risks, relationships to capture your opportunities and creativity to maximize your strengths. Join our successful team and experience The Straub Group Advantage™ for yourself!

400 Lippincott Drive, Suite 110 Marlton, NJ 08053 Office: (888)-958-0876

[email protected] www.straubgroupwms.com

Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York) and Principal Life Insurance Company. Securities and advisory products offered through Princor Financial Services Corporation, 800/247-1737, member SIPC. Principal National, Principal Life and Princor® are members of the Principal Financial Group®, Des Moines, IA 50392. Brett T. Straub, Principal National and Principal Life Financial Representative, Princor Registered Representative, Financial Advisor. The Straub Group Wealth Management Services is not an affiliate of any company of the Principal Financial Group®. t13090902zt.

www.fivestarprofessional.com — FS 41

2013 Five Star Wealth Managers

Jill Broder Steinberg

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

The Templar Group at Morgan Stanley

Trusted Advisors for Three Decades

• Comprehensive wealth management • Unbiased investment advice • Superior client service

Left to right: 2013 winners Wayne Campbell, CLTC, First Vice President, Relationship Manager; Rick Santella, CLTC, Senior Vice President, Financial Advisor

The Templar Group is devoted to providing independent, prudent and ethical financial planning as it designs client-centered solutions for wealth accumulation and preservation. Five Star 2013 winners Rick Santella and Wayne Campbell have achieved the designation of Certified Long-Term Care Planners. Having strong ties to their communities, both are very active in the FreeMasons and their charitable organizations and Rick also sits on the board of The Community Care Center of Philadelphia.

1650 Market Street, 42nd Floor Philadelphia, PA 19103 Office: (215) 854-6018 Toll-free: (800) 233-1414

[email protected] www.morganstanleyfa.com/thetemplargroup

©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

Lynda Blessing

Steve DeCesare

President and Founder, CFP® Series 7, 63, 65

225 S Church St. West Chester, PA 19382 Office: (610) 436-5257 [email protected] ameripriseadvisors/ lynda.b.blessing

10000 Lincoln Dr. E, Ste. 201 Marlton, NJ 08053 Phone: (856) 235-3830 [email protected] www.DeCesareRetirement.com

Strong Client Relationships

Tw W o-Y in ea ne r r

ChFC®, CRPC®, CASL® Financial Advisor

Transitioning You From Work to Life

• It’s about your life, not just your money • Comprehensive financial planning approach • Investments, insurance, retirement planning

• Working and want to build wealth • Ready to retire and need a plan • Retired and need a steady income

I am most proud of my client relationships that have lasted over decades. I believe these relationships are a testament to the premier service my team and I strive to provide. We look at the big picture, then track all the little details. I focus on providing individualized, clear advice and on constantly improving my own knowledge base. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.

Steve DeCesare has dedicated his career to helping the greater Philadelphia area corporate professionals and business owners build wealth, plan for and realize their financial and lifestyle goals for retirement. His multidisciplinary approach works to ensure that the investment, income, tax and estate strategies are accounted for in a comprehensive retirement plan.

FS 42 — www.fivestarprofessional.com

Advisory Services offered by Steve DeCesare, Ltd. Securities offered through Triad Advisors, Inc. Member FINRA/SIPC.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Nicholas S. Fish

CFP®, First Vice President — Wealth Management

Financial Advisor, CFP®, MSFP, CMFC®

1120 Rte. 73 Mount Laurel, NJ 08054 Toll-free: (855) 289-2168 Office: (856) 291-5004 [email protected] www.shindlefarrell.com

Fish and Associates, A Financial Advisory Practice of Ameriprise Financial Services, Inc. Voorhees, NJ 08043 Office: (856) 741-8000 nicholas.s.fi[email protected]

Lasting Relationships Based on Trust

Putting Clients’ Interests First

• Excellence • Success • Professionalism

• Retirement and income planning strategies • Estate and tax planning strategies • Honest and straightforward advice

I believe in building lasting relationships based on trust. My practice was established to provide quality service and financial advice to our clients — individual investors, families, retirees, business owners, corporations, endowments and foundations. With more than 20 years of experience, my goal is to assist clients grow, maintain and distribute their wealth for multiple generations. Janney Montgomery Scott LLC, Member NYSE, FINRA, SIPC. Licensed in the following state(s): AK, AZ, CA, CO, CT, DE, FL, GA, HI, IL, LA, MA, MD, ME, MS, NC, NE, NJ, NV, NY, OH, PA, SC, TN, TX, VA, WI. Securities and Investment Advisory services offered through Registered Representatives and Investment Adviser Representatives of Janney Montgomery Scott LLC a Registered Investment Adviser. Member FINRA, NYSE, SIPC.

Everyone’s financial picture is different. You have worked hard to reach a level of financial independence in your life and you need to manage and protect all that you have achieved. We will work with you to understand your goals and needs. Through lasting relationships, we provide clients with advice specifically tailored to their personal circumstances. Please call our office for a complimentary review. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.

Stephen G. Frank

Marc Stuart Goldberg

CPA, PFS, CFP®, Member AICPA, PICPA, FICPA

Managing Director – Investment Officer

The Frank Financial Consulting Group of Wells Fargo Advisors, LLC

W I N N E R

Two Tower Bridge, One Fayette St. Conshohocken, PA 19428 Phone: (610) 940-2043

[email protected] www.frankfinancial.wfadv.com

Building Relationships Based on Trust

W I N N E R

33 Rock Hill Rd., Ste. 300 Bala Cynwyd, PA 19004 Phone: (610) 667-2060, Ext. 110 [email protected] www.the-cpa.com

Investments and Tax-Saving Solutions

• Providing sound investment advice and superior service • Investment portfolios designed to build and preserve wealth • Dedicated to achieving your financial and life goals

• Wealth management and financial planning • Strategic income tax and estate advice • Portfolio and retirement strategies

Stephen Frank has more than 28 years of experience as a trusted financial advisor. He has built his business by providing personalized investment advice and superior service.

Creatively integrating investments, estates and trusts, individual corporate and estate income tax preparation and retirement planning for more than 30 years to help you achieve your goals; giving you more time to enjoy life. All Securities offered through The Investment Center, Inc. Bedminister, N.J. Member FINRA/ SIPC. Advisory Services provided through IC Advisory Services, Inc. An SEC Registered Investment Advisor. Marc Goldberg is a registered representative of the Investment Center, Inc. RS & G is not affiliated with the Investment Center, Inc. or IC Advisory Services, Inc.

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0813-04699]. Investment and Insurance Products: NOT FDIC-Insured

NO Bank Guarantee

MAY Lose Value

www.fivestarprofessional.com — FS 43

2013 Five Star Wealth Managers

Robert F. Farrell

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Jeffrey Green

W I N N E R

Robert P. Greenwood

Senior Vice President – Investment Officer

CPA, CFP®, Financial Advisor

One Fayette St., Two Tower Bridge, Ste. 200 Conshohocken, PA 19428 Office: (610) 832-7660

1105 Laurel Oak Rd., Ste. 154 Voorhees, NJ 08043 Office: (856) 783-5050, Ext. 226 [email protected] www.ameripriseadvisors.com/ robert.p.greenwood

[email protected] www.wfadvisors.com/jeffrey.green

Trusted Advice — Exceptional Service

• Dedicated to helping clients meet their financial goals • Highest level of personal client service • Customized advice for wealth accumulation and preservation

Client-Focused Wealth Management

• Disciplined approach to financial planning • Expert advice delivered with integrity • Long-term relationships built on honesty

As a financial advisor with more than 20 years of experience, I am committed to a client-first approach in helping develop and implement a customized strategy for your wealth management needs. My practice is dedicated and focused on long-term client relationships with an outstanding level of service. My personal goal is to become a lifetime resource for each and every client. Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0713-05338].

As a four-year winner, Robert’s success is based on the support and loyalty of his clients. He puts clients first and applies his specialized knowledge to find the best strategies to help them achieve their unique goals. As he tracks their progress over time, Robert forges relationships with his clients that inspire their confidence and trust. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.

Kathy D. Guerin

Al Heaton, Jr.

President and CEO CFP®, CDFA, CA

760 Audubon Dr. North Wales, PA 19454 Office: (215) 699-1552

[email protected]

www.envisionwealthadvisors.com

Envision Your Custom Built Future

• To inspire • To plan • To achieve

Specializing in full-service planning and wealth management services for affluent individuals and couples going through major life transitions. Life transitions come with many positive and negative emotions. We strive to take the fear and uncertainty out of the future by helping you clarify your life vision, get organized and create a framework to make sound financial decisions. Our team has been serving individuals and couples since 1984. Planning and Advisory Services offered through Envision Wealth Advisors, a Registered Investment Advisor.

FS 44 — www.fivestarprofessional.com

CEO and Founder

5 Neshaminy Interplex, Suite 205 Trevose, PA 19053 Phone: (215) 245-2233

[email protected]

Customized Wealth Planning Strategies

• Serving successful women and celebrities • Focus on alternative investments • Diversified, holistic financial plans

I am honored by this award and by the trust placed in me by my clients. Since 2002, I have been providing consultative, customtailored wealth management strategies delivered with an exceptional level of care and attention. My practice is built on service and personal relationships and I strive to simplify my clients’ lives by acting as their CFO. Award based on 10 objective criteria associated with providing quality services to clients, such as credentials, experience and assets under management, among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2013 Five Star Wealth Managers. Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Managing Partner, CLU®

208 Old Lancaster Rd. Devon, PA 19333 Direct: (610) 940-1010 [email protected]financial.com www.balafinancial.com

Your Retirement Resource Center

Marc Lowenberg

President, MBA, CFP®, ChFC®

208 Old Lancaster Rd. Devon, PA 19333

Office: (484) 259-1606 [email protected]

Providing Personalized Service

• Integrity, dedication and personalized service • 25 years of experience • Comprehensive wealth management solutions

• Helping clients meet their financial goals • Professionalism, trust and integrity • Comprehensive wealth management solutions

Joe Little is the Managing Partner of Bala Financial Group, Inc. As a firm, we are proud to provide wealth management solutions, lifetime income strategies, social security planning and insurance protection for our clients and their families. Our focus is on innovative solutions to the financial challenges clients face every day. Registered Representative /Securities and Investment Advisory Services offered through Signator Investors, Inc., Member FINRA, SIPC, a registered investment advisor. Bala Financial Group, Inc. is independent of Signator Investors, Inc. 322-20130905-154917.

I would like to thank my clients for their continued business and the trust they have placed in my firm. My focus is on helping people realize their financial goals. By providing innovative solutions I am able to help meet the challenges my clients are facing today. Offering John Hancock insurance products. Registered Representative/securities and Investment Advisory Services offered through Signator Investors Inc., Member FINRA, SIPC, a Registered Investment Advisor. Lowenberg Wealth Management is independent of John Hancock and Singator Investors, Inc. 208 Old Lancaster Road, Devon, PA 19333 (610) 940-1000. 322-20130812-153193.

Kevin A. McCoy

Joseph S. Myers

First Vice President, Financial Advisor, Portfolio Management Director, CRPC®

Financial Advisor and Branch Manager, RJFS, MBA

899 Cassatt Rd., Ste. 100 Berwyn, PA 19312 Phone: (610) 408-1926 [email protected]

14 E Main St. Marlton, NJ 08053 Office: (856) 988-1123 Cell: (856) 745-6671 [email protected] myersandcompanymba.com

www.morganstanleyfa.com/kevin.mccoy

Trust Matters

Planning, Preparation, Partnership

• Comprehensive financial planning • Customized portfolio management • Superior client service

• Cash-flow-based wealth manager • Individual customized portfolios • 30 years of investment experience

As a senior portfolio manager with 20 years of experience, I provide financial planning and investment management for those who do not have the time, knowledge or experience to do so most effectively for themselves. I work with high-net-worth individuals who want to benefit from goal-oriented financial planning. I design detailed financial plans for clients taking into account their investment needs, financial goals and tolerance for risk.

Successful investing involves four key steps: analyze, allocate, adjust and assess. As an independent financial advisor, my mission is to provide trustworthy advice, quality investment alternatives and personalized service to help clients obtain their financial objectives. Let’s put that mission to work for you.

©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC.

www.fivestarprofessional.com — FS 45

2013 Five Star Wealth Managers

Joseph S. Little

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Sean T. Newman

Financial Advisor, Vice President, CFP®, ChFC®

First Vice President – Investment Officer

1650 Market St., 42nd Fl. Philadelphia, PA 19103 Direct: (215) 854-6116 Toll-free: (800) 233-1414 [email protected]

2005 S Easton Rd., Ste. 108 Doylestown, PA 18901 Office: (215) 230-2893 Toll-free: (800) 666-2671 [email protected]

www.morganstanleyfa.com/michael.neill

Building Relationships Based on Trust

Sound, Experienced Advice

• Comprehensive wealth management • Pre- and post-retirement planning • Personal and exceptional client service

• Comprehensive goal-based planning • Retirement income planning • Educating and empowering clients

Whether it is playing baseball professionally, representing the United States in the 2000 Sydney Olympics or developing financial plans, I have always been driven to succeed. As a CERTIFIED FINANCIAL PLANNER™ practitioner, my team would love an opportunity to assist you in developing a plan tailored to meet your personal goals and present situation.

An experienced financial advisor who has successfully navigated his clients through some of the best and worst markets of the last century, Sean works with a select group of individuals, families, union employees and businesses to help build and preserve wealth. With a personalized approach, Sean focuses on delivering the highest level of service for his clients while maintaining a commonsense approach to investing.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S. ©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

John F. Ortolf

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0913-1343].

John E. Patterson, Jr.

Associate Vice President, Financial Advisor, CFP®, CLTC

CFP®, CPA, MT

TFS Securities, Inc

4259 West Swamp Rd., Ste. 400 Doylestown, PA 18902 Office: (215) 230-2918 [email protected] www.morganstanleyfa.com/ john.f.ortolf

Helping You Achieve Financial Success

14 Elliott Ave., Ste. 2 Bryn Mawr, PA 19010

Office: (610) 525-7400 Cell: (610) 299-1884

Tw W o-Y in ea ne r r

2013 Five Star Wealth Managers

Michael Neill

[email protected]

Trusted Investment and Tax Advisor

• CERTIFIED FINANCIAL PLANNER™ • Certified in long-term care • Master of Science in personal financial planning

• Retirement planning and investment management • Income and estate planning • Independent, objective financial advice

Do you remember planning for that last big vacation? Most people spend more time planning for their vacations than planning for their retirement. I help my clients plan for their retirement … and if planned well, the longest vacation of their lives. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S,which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. Morgan Stanley and its Financial Advisors do not provide tax or legal advice. Individuals should seek advice based on their particular circumstances from an independent tax advisor. John F. Ortolf is licensed in the following state(s): AR, AZ, CA, DE, FL, GA, IL, MA, MD, NC, NJ, NM, NY, PA, SC, TX, VA. ©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

As a CERTIFIED FINANCIAL PLANNER™ practitioner and CPA with a master’s degree in taxation, John helps clients accumulate wealth through prudent investment management combined with strategic income tax deferral and estate tax minimization techniques.

FS 46 — www.fivestarprofessional.com

Securities offered through TFS Securities, Inc. Member FINRA/SIPC, a full service broker-dealer located at 437 Newman Springs Road, Lincroft, NJ 07738 (732) 758-9300. Investment advisory services offered TFS Advisory Services, a division of TFS Securities, Inc.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Member AXA Advisors’ Elite Producer Group

Michael S. Rosen

Investment Advisor Representative

Two-Year Winner

9 East Stow Road • Marlton, NJ 08053

Office: (856) 751-2665 • Cell: (609) 254-5757 [email protected] www.oakfinancialpartners.com

1864 Rte. 70 E Cherry Hill, NJ 08003 Office: (856) 424-0067 [email protected]

Distinctive Financial Services

• Estate planning strategies • Retirement and business planning • Commitment to exceptional client service

My primary focus is working with business owners and families to assist them with their specific insurance and investment planning. I received the Wharton Certificate in retirement planning.

A Trusted Advisor

• Comprehensive financial planning • Strategic and tactical asset management • Insurance and estate planning

Securities offered through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC. Investment advisory products and services offered through AXA Advisors LLC, an investment advisor registered with the SEC. Annuity and insurance products offered through AXA Network, LLC. AXA Advisors and AXA Network do not provide tax or legal advice. Oak Financial Partners is not owned or operated by AXA Advisors or AXA Network. AGE-88195 (09/13)(exp.09/15).

The events of the past few years have created unprecedented challenges to all investors. Michael Rosen’s years of experience have enabled him to guide his clients through these difficult times. His focus is helping individuals deal with and adapt to changing market conditions. A registered investment advisor, Member FINRA/SIPC. Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2013 Five Star Wealth Managers.

Robert A. Salon

John A. Solis-Cohen

Managing Director – Investment Officer, Senior PIM Portfolio Manager

Managing Director – Investment Officer

30 S 17th St. Philadelphia, PA 19103 Office: (215) 496-7642 Toll-free: (800) 331-4262 [email protected] www.robertsalon.net

2 Pitcairn Pl., Ste. 200 165 Township Line Rd. P.O. Box 9013 Jenkintown, PA 19046 Office: (215) 572-4276 [email protected]

Risk-Managed Investment Philosophy

Excellence in Wealth Management

• Goal-oriented investing • Professional portfolio management • Personalized client service

• Comprehensive wealth management • Personalized investment plans and customized strategies • Tax-efficient retirement income strategies

Rob takes a personal approach to helping his clients achieve their financial goals. As a trusted advisor, Rob engages his clients in thoughtful conversations and sincerely listens as he helps develop a plan to work towards their objectives. He employs a disciplined, riskmanaged investment philosophy that relies on extensive evaluation to construct personalized wealth management strategies for his clients. Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0813-03936].

John Solis-Cohen brings more than 32 years of professional experience providing comprehensive wealth management, advice and strategies. Each client’s personal investments, retirement accounts, insurance needs and estate investment planning strategies are integrated into a comprehensive plan seeking to achieve the client’s goal using investment parameters that correspond with their risk tolerance. Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0813-03967].

www.fivestarprofessional.com — FS 47

2013 Five Star Wealth Managers

David S. Pozzi

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

2013 Five Star Wealth Managers

Adam Soloff

Gregg Stein

President and Founder, CFP®, EA

Wealth Management Director, CFP®, CPA

20 Roy Ln. Huntingdon Valley, PA 19006 Office: (215) 874-7147 Toll-free: (888) Soloff-5 [email protected] www.SoloffWealth.com

751 Arbor Way, Ste. 200 Blue Bell, PA 19422 Office: (215) 641-8600 [email protected] www.mcgladrey.com

Independent, Experienced, Unbiased

W I N N E R

The Power of Being Understood

• Utilizes a proprietary planning process • Focused on building and preserving wealth • Highly disciplined investment process

• Offers a consultative, holistic approach • Understands our clients’ financial needs • Provides individualized planning solutions

Serving select clientele, Soloff Wealth is a comprehensive financial services practice assisting clients to address their most critical goals. Adam is uniquely qualified to oversee complex financial plans from an educated, independent, unbiased perspective.

Thank you for the honor of being selected five years in a row! The client experience is what separates our services from traditional advisory relationships. The decisions and direction for your wealth plan will be objective and managed with your best interests in mind. That’s the power of being understood. That’s the power of McGladrey.

Honored by this award, Adam would like to thank the clients of Soloff Wealth for their continued trust and confidence. Securities and Financial Planning through LPL Financial; member FINRA/SIPC.

Christopher G. Steinhauer

McGladrey Wealth Management LLC is an SEC-registered investment advisor.

Robert P. Tomasulo

Vice President, Financial Advisor, Portfolio Manager, CFP®

CFP®, Managing Director – Investment Officer

1650 Market St. Philadelphia, PA 08062 Office: (215) 963-3884 [email protected]

1010 Stony Hill Rd., Ste. 100 Yardley, PA 19067 Toll-free: (866) 497-3300, Ext. 3304 Direct: (215) 497-3304 [email protected]

morganstanleyfa.com/christopher.steinhauer

Create, Accumulate, Preserve Wealth

Advice and Service You Can Count On

• Customized retirement and income planning • Disciplined, rules-based investing • Risk management and tax efficiency

• Comprehensive wealth management services • Retirement and estate investment planning • 36 years of investment experience

I dedicate my practice to helping individuals, families and businesses develop comprehensive wealth management strategies tailored to their specific goals. With a focus on mitigating risk and reducing volatility during uncertain times, my mission is to provide unparalleled expertise and integrity to ensure long-term success. With a proven track record of client satisfaction, I look forward to helping you navigate your financial future.

“Most people don’t plan to fail, they fail to plan.” A truly customized and successful financial strategy begins by identifying your objectives, time horizons and tolerance for risk. Once I understand your goals, the real work begins. As a premier advisor I will help keep your investment plan on track, reviewing and adjusting the strategy as your needs change and the investment environment shifts. In my experience the best dividends are earned through constant vigilance.

©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

FS 48 — www.fivestarprofessional.com

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. The Premier Advisors designation is held by a select group of Financial Advisors within Wells Fargo Advisors based on many factors including production. [CAR 0913-01317].

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Yong Wang

Financial Advisor, CFP®, ChFC®, CLU®

CERTIFIED FINANCIAL PLANNER™ practitioner, ChFC®, CLU®

Advanced Financial Strategies, LLC

W I N N E R

1105 Laurel Oak Rd., Ste. 142 Voorhees, NJ 08043 Office: (856) 741-8000 [email protected] www.ameripriseadvisors.com financialplanningassociation.com

One Oxford Valley, Ste. 707 Langhorne, PA 19047

W I N N E R

Office: (215) 757-2535

[email protected]financialplanning.com

Wealth Protection

• Highly-developed client service model • Comprehensive approach to financial planning • Fee-based investment planning

• Individualized retirement income solutions • Balanced growth and protection strategies • Ongoing timely advice in uncertain times

The strong and growing foundation of my practice is due to loyal, longterm client relationships and excellent support staff. A major objective of my practice has always been to understand the immediate and longterm financial planning needs of each client. Then, all necessary steps are taken in an attempt to meet those individual goals. Thank you to everyone that has worked with me over the years. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.

As a CFP® practitioner, I specialize in working with individuals who are either already retired, or close to retirement to develop strategies to help protect their retirement income. I am humbled and thrilled to receive this Five Star award five years in a row. I thank my clients for their continued confidence. If you are about to retire or recently retired and would like a second opinion on your portfolio, call or email me for a free consultation. Securities offered through USA Financial Securities Corp., 6020 E Fulton St., Ada, MI 49301. Member FINRA/SIPC, a Registered Investment Advisor. Advanced Financial Strategies is not affiliated with USA Financial Securities.

Peter R. Wechsler

Michael P. Wolfgang

Registered Investment Advisor

2300 Computer Ave. Willow Grove, PA 19090

W I N N E R

Phone: (800) 377-9967 www.FranklinRS.com

Preserve • Protect • Plan

Senior Vice President, Wealth Advisor

1650 Market St., 42nd Fl. Philadelphia, PA 19103 Office: (215) 854-6086

[email protected] www.morganstanleyfa.com/wolfgang

Preserving Wealth for Generations

• Our job is to preserve and protect your nest egg • Customized strategies to suit your vision and objectives • Face the future with financial confidence

• Planning based on you and your life • Business monetization and succession • Family advisory services

Our areas of focus include retirement, financial and estate planning. Peter offers you a carefully constructed inflation-adjusted income plan using a low-risk investment and savings strategy customized to fit your risk tolerance and your unique financial needs. Your concerns about running out of money before you run out of time will be erased and you will be left with a sense of financial confidence and security.

I believe that success in achieving important financial goals starts with a comprehensive wealth strategy. I will help you define what is most important to you and then formulate the strategies that are suited for your needs; whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that meets your lifestyle and legacy goals.

Investment Advisory Services offered through Brookstone Capital Management LLC, an SEC-Registered Investment Advisor.

©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

www.fivestarprofessional.com — FS 49

2013 Five Star Wealth Managers

Steven Vitanza

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Giovanni S. Astorino

Elizabeth R. Barker

Financial Advisor, CRPC®

Vice President, Financial Advisor

I strongly believe that having an ongoing relationship with a financial advisor is one of the most valuable investments you can make. My goal is to provide you with financial guidance on what matters most to you. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

1618 Dillon Rd. Maple Glen, PA 19002 Office: (215) 646-6141 Cell: (215) 740-5998

Tw W o-Y in ea ne r r

1 Righter Pkwy., Ste. 250 Wilmington, DE 19803-1534 Office: (302) 656-7773, Ext. 11 [email protected] www.josephamodei.com

[email protected]

gsawealthmanagement.com

Giovanni (John) specializes in implementing wealth management strategies with an emphasis on generating retirement income and constructing portfolios designed to reduce risk and maximize returns. Securities offered through Securities America, Inc., Member FINRA/SIPC and Advisory Services offered through Securities America Advisors, Inc., an SEC-Registered Investment Advisory Firm, Giovanni Astorino, Representative. GSA Wealth Management and the Securities America Companies are not affiliated.

181 Washington St., Six Tower, Ste. 500 Conshohocken, PA 19428 Phone: (484) 530-2806 [email protected] www.lizbarker.com

For more than 25 years, I have helped clients identify their personal financial objectives, develop and implement smart strategies to match their needs and perpetually provide ongoing service and plan reviews. Women “in transition” are of special interest to my practice. RBC Wealth Management, a division of RBC Capital Markets LLC, Member NYSE/FINRA/SIPC.

Brooke A. Bees

Marc J. Bernstein

Financial Advisor, CFP®

JD, ChFC®, CLU®, CAP®, Financial Representative

Mercer Global Advisors 150 N Radnor Chester Rd., C-100 Radnor, PA 19087 Office: (610) 862-1086 [email protected]

Tw W o-Y in ea ne r r

www.merceradvisors.com

Brooke has been providing financial advice for the owners of closely held businesses and high-net-worth individuals since 1999. She is committed to educating and providing clients with comprehensive wealth planning solutions. Mercer Global Advisors Inc. is registered with the Securities and Exchange Commission and delivers all investment-related services. Mercer Advisors Inc. is the parent company of Mercer Global Advisors Inc. and is not involved with investment services.

Financial planning is a holistic approach to financial well-being. — Five Star award winner

610 W Germantown Pike, Ste. 200 Plymouth Meeting, PA 19462 Phone: (610) 832-9330 [email protected]

Using our unique process we help people accomplish their lifetime and legacy goals. It is very fulfilling to help family-owned businesses and entrepreneurs accumulate wealth, safeguard assets and create a legacy for future generations. Securities products and investment advisory services offered through New England Securities Corp (NES), (member FINRA/SIPC), and a Registered Investment Adviser. CFG is not affiliated with NES. L0913341676[exp1014][DE,FL,IA,MN,NJ,NY,PA]

Ken Brackett

Kimberly Brumbaugh

Joseph Cafiso

President

Founder and CEO

Investment Advisor, ChFC®

Lighthouse Financial 501 Silverside Rd., Ste. 117 Wilmington, DE 19809 Office: (302) 351-5660 Fax: (302) 351-4953 [email protected]

Tw W o-Y in ea ne r r

2013 Five Star Wealth Managers

Joseph Amodei

Private Wealth Advisor, CERTIFIED FINANCIAL PLANNER™ practitioner

mylighthousefinancial.com

W h e t h e r yo u a re l o o k i n g fo r we a l t h management, estate planning, tax efficiency, re t i re m e n t p l a n s o r we a l t h t r a n s fe r, Lighthouse Financial is your local hometown office where you will not be treated like a faceless account number.

FS 50 — www.fivestarprofessional.com

760 Constitution Dr., Ste. 100 Exton, PA 19341 Office: (610) 458-2495 brumbaughwealth.com

Adaptive investing and tailored plans to match income with expenses designed for your lifestyle in retirement. Creating confidence and strong relationships for individuals, families, executives and business owners. Kimberly Brumbaugh is a registered representative of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer (member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. CRN201308-2083926.

100 W Third Ave., Ste. 300 P.O. Box 346 Conshohocken, PA 19428 Phone: (610) 940-1904 [email protected] www.lkcp.net

For more than 25 years, Joseph has worked closely with both individual and corporate clients, advising them on the accumulation and preservation of wealth. Through diligent planning and his personal involvement, he makes sure each plan is meeting his client’s goals and objectives. Securities offered through the O.N. Equity Sales Company. Investment Advisory Services offered through O.N. Investment Management Company. Member FINRA/SIPC.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Christopher W. Clavin

Anita T. Conner

MBA, Divisional Vice President

Sr. Vice President – Investments, Sr. PIM Portfolio Manager, CIMA®

Managing Partner, CPA, MST, CFP®

[email protected] www.michaelchiappinelli.com

1000 Chesterbrook Blvd., Ste. 101 Berwyn, PA 19312 Direct: (610) 648-8908 Toll-free: (800) 283-7050 [email protected]

scgwealth.com

Tw W o-Y in ea ne r r

AXA Advisors 40 Monument Rd. Bala Cynwyd, PA 19004 Office: (610) 660-4057

Anita T. Conner & Associates, P.C. 8000 Old York Rd. Elkins Park, PA 19027 Office: (215) 782-8833 [email protected] www.atconnercpa.com

My team’s focus is our long-term client relationships that are based on trust, integrity and satisfaction. We align our interests with those of our clients by utilizing a fee-based investment strategy. Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR CAR-0813-04301].

Making the difference for more than 25 years! Providing accounting, tax and financial planning, insurance and investment advisory services. Reducing taxes, increasing and protecting wealth for our clients.

Seth J. Diener

Michael Dinich

Financial Advisor, Wealth Consultant

If you’re in this business for money alone, you will never make it. You have to genuinely want to make a difference in

Registered Financial Consultant

I am honored and grateful to be selected as a three-time Five Star Wealth Manager. As a financial professional, I am dedicated to helping my clients build secure financial futures. My team places a strong emphasis on developing long-term relationships and understanding the goals of our clients. Securities Offered through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC. Annuity and insurance products offered through AXA Network, LLC. AGE-87976 (08/13) (exp. 08/15).

Nationwide Securities, LLC Diener Money Management Barton Insurance Group 406 Norristown Rd. Horsham, PA 19044 Office: (215) 675-3030 [email protected]

Our mission is to make a positive difference in the lives of our clients through demonstrating honesty, integrity and respect. I aim to build lifelong client relationships done through sensitivity to each financial situation because I know that you have unique needs. Securities and Investment Advisory Services offered through Nationwide Securities, LLC. member FINRA, SIPC. and a Registered Investment Advisor. DBA Nationwide Advisory Services, LLC. in AR, FL, IL, NY, TX and WY. Representative of Nationwide Life Insurance Company, affiliated companies and other companies. FEM-3741A0.1 (09/2013).

your clients’ lives. — Five Star award winner

Securities and Investment Advisory Services offered through H. Beck, Inc. Member FINRA/SIPC. H. Beck, Inc. and Anita T. Conner & Associates, P.C. are not affiliated.

W I N N E R

YourMoney Matters 600 W Germantown Pike, Ste. 400 Plymouth Meeting, PA 19462 Office: (800) 729-1564 www.michaeldinich.com

Helping folks avoid the mistakes most people make in retirement, estate and tax planning. An Ed Slott Master Elite IRA Advisor, Mike has appeared on the “Consumer’s Advocate” show on NBC, ABC, CBS and FOX affiliates across the country, in the Wall Street Journal and USA Today.

Scott D. Edelman

Henry J. Faragalli III

Byron A. Frey

President

Senior Vice President, Financial Advisor

CFP®, Private Wealth Manager

777 Township Line Rd., Ste. 260 Yardley, PA 19067 Phone: (215) 579-5601 [email protected]

edelmanwealthmanagement.com

181 Washington St., Ste. 500 Conshohocken, PA. 19428 Phone: (484) 530-2807 Toll-free: (877) 530-3060 [email protected]

Providing the wisdom to accumulate, protect and transfer your assets. Specializing in life, long-term care, health insurance, retirement planning, strategic investment allocation and employee benefits.

Henry J. Faragalli III has more than 20 years of experience helping families and business owners achieve their financial goals. He specializes in bonds, capital markets and lending with a primary goal of asset preservation and long-term stability.

Securities and Advisory services offered by Signator Investors, Inc., member FINRA/SIPC.

RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC.

15 Folsom Ave. Cape May, NJ 08204 Cell: (609) 742-1350 [email protected] thinkingbeyond.com

Creative Planning has been ranked as Barron’s 2013 No. 1 Independent Advisor in America. Areas of focus: investment management, financial planning, estate planning, tax planning and charitable planning. Creative Planning manages more than $7 billion for clients in all 50 states.

www.fivestarprofessional.com — FS 51

2013 Five Star Wealth Managers

Michael Chiappinelli

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

I help my clients get towards the top of the mountain. Meanwhile, I formulate strategies how to get down safely so that retirement can be enjoyed. Registered Representative of, and Securities and Investment Advisory Services offered through Hornor, Townsend & Kent, Inc. (HTK). Registered Investment Advisor, Member FINRA/SIPC. Phone: (610) 771-0800. 1847Financial is not affiliated with Hornor, Townsend & Kent, Inc.

A3YK-0802-06E2

William F. Geilfuss III

Michael L. Hartnett

Financial Advisor

CFS®, CRPC®, Financial Advisor, Business Financial Advisor

Tw W o-Y in ea ne r r

161 Washington St., Ste. 700 Conshohocken, PA 19428 Office: (610) 771-1017 [email protected] www.1847financial.com

600 N Jackson St., Ste. 305 Media, PA 19063 Direct: (610) 891-2865 Toll-free: (800) 434-1776 [email protected]

We focus on investments and retirement income and planning. Providing personalized investment advisory services to individuals, businesses and institutions with more than 33 years of experience.

Member FINRA/SIPC.

161 Washington St., Ste. 1300 Conshohocken, PA 19428 Office: (610) 825-9055 [email protected] www.ameripriseadvisors. com/michael.l.hartnett

As a financial advisor, Michael helps clients feel confident about their financial future. He works with individuals and businesses to align their financial plans and goals. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC. Abramson, Hartnett & Associates A financial advisory practice of Ameriprise Financial, Inc.

Frank S. Hennessey

Thomas R. Henry

ChFC®

Financial Representative

W I N N E R

Premier Planning Group, Inc. 1260 Valley Forge Rd. Phoenixville, PA 19460 Phone: (610) 917-9600 [email protected]nvest.com

Frank is committed to helping clients achieve financial goals for themselves and their businesses by providing strategies for wealth accumulation, preservation and transfer. Areas of experience: retirement planning, estate planning, executive compensation, tax strategies.

Lincoln Investment Planning, Inc. 101 West Ave.,Ste. 200 Jenkintown, PA 19046 Toll-free: (800) 242-1421, Ext. 1553 [email protected] www.lincolninvestment.com

Success requires

patience, discipline and diligence. — Five Star award winner

Securities and investment advisory services offered solely through Ameritas Investment Corp. (AIC). Member FINRA/SIPC. AIC and Premier Planning Group, Inc. are not affiliated. Additional products and services may be available through Frank Hennessey or Premier Planning Group, Inc. that are not offered by AIC.

The trust and confidence of my clients is the foundation of my practice. I want to thank them again for the privilege of serving as their financial advisor. Advisory Services and Securities offered through Lincoln Investment Planning, Inc. Registered Investment Advisor, Broker/ Dealer Member FINRA/SIPC.

Scott E. Jones

Jim Lynch

Founder and President

Founder and Financial Advisor, CRPC®, RFC®

President, AIF®

Rose Valley Asset Management, LLC 21 West Front St. Media, PA 19063 Phone: (610) 544-0900 [email protected] www.rosevalleyasset.com

We p rov i d e co m p reh en s ive fi n a n c ia l planning and investment advisory services to individuals and institutions. As an independent fee-only advisor, our clients re ce i ve o b j e c t i ve, t h o u g ht f u l a d v i ce which addresses their specific financial circumstances. Rose Valley Asset Management, LLC is a Registered Investment Advisory Firm.

FS 52 — www.fivestarprofessional.com

1300 Rt. 73, Ste. 201 Mt Laurel, NJ 08054 Office: (856) 283-3959 [email protected] www.joneswm.com

Get real answers. We remove the guesswork from wealth and retirement planning. Call today for a complimentary consultation ($400 value).

Investments offered through Investors Capital Corp. Member FINRA/SIPC. Advisory services offered through Investors Capital Advisory. Broker Dealer (800) 949-1422.

Tw W o-Y in ea ne r r

Bruce Everett Hunt

Tw W o-Y in ea ne r r

2013 Five Star Wealth Managers

Guido Gaeffke

54 Friends Ln., Ste. 112 Newtown, PA 18940 Toll-free: (877) 772-3744 Direct: (215) 579-2655 [email protected] www.affinitywm.com

As an independent financial advisor, I can help you craft a customized plan centered on what’s important to you. Our company philosophy is based on caring for our clients in the way we would want for ourselves — treating clients like people, not like portfolio balances. Securities and Advisory Services Offered Through Commonwealth Financial Network. Member FINRA, SIPC, and a Registered Investment Adviser.

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

James McLaughlin

Adam J. Murray

Financial Advisor, Vice President – Investments

Financial Advisor and Portfolio Manager

107 W State St. Kennett Square, PA 19348 Office: (610) 444-8312

[email protected]

www.ameripriseadvisors. com/bronwyn.x.martin

Listening is the key to allowing me to align your goals with a plan of action that can be adjusted over time as your needs change. My areas of focus include women’s financial strategies, retirement planning strategies, charitable giving, domestic partner planning. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

One Liberty Pl. 1650 Market St., 42 nd Fl. Philadelphia, PA 19103 Direct: (215) 963-3857

77 Lancaster Ave. Malvern, PA 19355 Phone: (610) 251-5396 [email protected] wellsfargo.com

James has more than 20 of years assisting clients with their financial needs. Investment, retirement and estate investment planning. Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors ,LLC, member SIPC, is a registered broker dealer and a separate ,non-bank affiliate of Wells Fargo & Company [CAR 0813-05924]. Investment and Insurance Products: NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

[email protected] morganstanleyfa.com/adam.murray

Adam develops and implements wealth management strategies for clients by concentrating on financial planning, portfolio construction and risk management. He is dedicated to delivering highly responsive service and individualized solutions to help his clients achieve their personal goals. ©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

Carol Peckman

Michael L. Rifkin

Financial Advisor

Senior Vice President, Branch Manager, CFP®, CRPC®

Tw W o-Y in ea ne r r

[email protected]

www.lincolninvestment.com

We are committed to a high level of service to help you meet your individualized goals of growing assets, planning for retirement and financial security. Our collaborative team includes my two daughters as well as other licensed staff. We provide stellar support in meeting your ongoing needs.

You will never get

rich by just saving

money — you must

invest in opportunities to build wealth. — Five Star award winner

Advisory services and securities offered through Lincoln Investment Planning, Inc. Registered Investment Advisor, Broker/Dealer Member FINRA/SIPC.

Richard Robbins

Managing Director – Investments, Accredited Asset Mgmt. Specialist

W I N N E R

525 Route 73 N, Ste. 400 Marlton, NJ 08053 Toll-free: (800) 395-7630 [email protected] wfadvisors.com

Tw W o-Y in ea ne r r

101 West Ave., Ste. 200 Jenkintown, PA 19046 Direct: (215) 885-7115, Ext. 1709

17 W Gay St., Ste. 200 West Chester, PA 19380 Direct: (610) 430-1932 Toll-free: (800) 745-1324 [email protected]

fa.morganstanley.com/michaelrifkin

With more than 30 years of financial industry experience, Mike is committed to creating a working plan that will help you and your family achieve your financial goals and aspirations.

©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

Hugo M. Rocha

Jordon N. Rosen

Financial Advisor, Assistant Vice President – Investments

Director, Estate and Trust Section, CPA, AEP®

2349 Street Rd. Bensalem, PA 19020 Phone: (215) 638-8143 Toll-free: (888) 800-3567 [email protected] www.wfadvisors.com/hugo.rocha

Mr. Robbins believes in taking the least risk necessary to meet personal goals. He also plans for retirement income after the paycheck stops.

As a financial advisor with Wells Fargo Advisors, I can deliver a full range of investment planning solutions tailored to your unique needs.

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0813-02063]. Investment and Insurance Products:

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company. [CAR 0913-02265]. Investment and Insurance Products:

NOT FDIC-Insured NO Bank Guarantee May Lose Value

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

West Chester, PA 19380 Wilmington, DE 19805 Phone: (610) 537-5200 Phone: (302) 225-0600 [email protected] www.belfint.com

Through questioning, sifting and sorting, Jordon filters all of the details of estate planning and net-worth scenarios to come up with a succinct tax plan for his clients. He helps them make unbiased, clear choices while advocating for their best estate plan. He enjoys getting his clients’ “ducks in a row,” minimizing taxes and organizing their financial affairs.

www.fivestarprofessional.com — FS 53

2013 Five Star Wealth Managers

Bronwyn L. Martin

Financial Advisor, ChFC®, MBA, CFS®, CRPC®, CMFC®

s v © Fiv es tar P r © Fiv es tar P ofe r t F © iv es ar P ofe r Fi es ta P of s ve ta r P ro es si f iv st r s e r es ar P of ss ion e r es tar P of ss ion e r ta P of s io a l s n r e r i o a s P o ar f l s n e r P o s io a Special Advertising Section ­

Frank Sciecinski

James R. Sgro

President

Senior Vice President

One Liberty Pl. Philadelphia, PA 19103 Direct: (215) 854-6041 [email protected]

morganstanleyfa.com/srschaeffer

Steve provides comprehensive financial planning and portfolio management to many high-net-worth individuals and families. Steve has been recognized as a 2010, 2011, 2012 and 2013 Five Star Wealth Manager.

1127 Dodgson Rd. West Chester, PA 19382 Office: (484) 315-8239 www.sciecinski.com

Sciecinski Wealth Management is a familyowned financial consulting firm. We help our clients develop, implement and maintain financial, business and life plans to aid them in pursuing their goals. We build client relationships based on trust, sound advice and prompt personal service.

W I N N E R

40 Monument Rd. Bala Cynwyd, PA 19004 Office: (610) 660-4483 [email protected]

I am committed to helping my clients work toward their financial goals for themselves, their families and their businesses by assisting them with strategies for wealth management, preservation and transfer. James R. Sgro offers securities through AXA Advisors, LLC (NY, NY 212554-1234), member FINRA, SIPC. Annuity and insurance products offered through AXA Network, LLC. Karr Barth Associates Inc. is not owned or operated by AXA Advisors or AXA Network. AGE-69912(08/12)(exp.08/14).

©2013 Morgan Stanley Smith Barney LLC. Member SIPC.

Securities and Financial Planning offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.

James Verros

Thomas H. Watkins

Thomas W. Weirich

CERTIFIED FINANCIAL PLANNER™ professional, CLTC

Financial Advisor

First Vice President – Investment Officer

101 West Ave., Ste. 200 Jenkintown, PA 19046 Office: (800) 242-1421, Ext. 1232 Direct: (215) 885-7115, Ext. 1232 [email protected]

We are honored to be recognized for our efforts as personal financial advisors. For more than 30 years, we have been working to help simplify and provide clarity and organization to financial matters for our clients. We believe in creating lasting relationships of mutual trust. Retirement income planning is a special focus of our practice.

101 West Ave., Ste. 200 Jenkintown, PA 19046 Direct: (215) 887-8111, Ext. 1507 Office: (215) 885-7115, Ext. 1507 [email protected] www.lincolninvestment.com

Thomas Watkins has been in the financial services field for more than 25 years and is a graduate of Duke University and LaSalle University School of Business. He was inducted into Lincoln's Hall of Fame in 2005.

Advisory services and securities offered through Lincoln Investment Planning, Inc. Registered Investment Advisor,Broker-Dealer. Member FINRA/SIPC.

W. Ross Young

LPL Registered Representative

148 E Lancaster Ave. Wayne, PA 19087 Phone: (610) 293-9000 Fax: (610) 293-9930 [email protected] www.whartonag.com

Our mission is designed with the goal of helping create actionable plans that effectively accumulate, preserve and transfer your wealth. Through identifying and addressing all of your financial needs, we deliver more value than just investment advice. Securities offered through LPL Financial. Member FINRA/SIPC. Investment advice offered through Wharton Advisory Group, a registered investment advisor and separate entity from LPL Financial.

FS 54 — www.fivestarprofessional.com

“Wealth will only come as a result of living beneath your means. Saving even a small amount every month can grow into something significant.” — Five Star award winner

525 Rte. 73 N, Ste. 400 Marlton, NJ 08053 Phone: (856) 988-4271

Tw W o-Y in ea ne r r

Tw W o-Y in ea ne r r

2013 Five Star Wealth Managers

Stephen R. Schaeffer

First Vice President – Financial Advisor

[email protected] wellsfargoadvisors.com/thomas.weirich

My mission is to help you thrive and prosper. I focus on personalized investment planning for sudden money and life’s transitions, as well as income strategies, professional portfolio design and management services. I have 28 years’ experience as a trusted advisor. Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0813-03495].