Five Star Wealth Managers - Five Star Professional

Five Star Wealth Managers - Five Star Professional

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i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e 2014 Chicago

Five Star Wealth Managers A Select

AWARD

Finding a wealth manager who suits your needs can be a daunting task. In fact, many consumers have a hard time figuring out where to even begin.

Sometimes, a few simple questions can set one off on the right path. Asking a wealth manager what makes working with him or her a unique experience can help you understand how they work and if their style meshes with your own. Further, asking a financial advisor to talk about any specialties they might have can help uncover skills you might find useful. Ultimately, how do you find an experienced wealth manager who you feel comfortable working with? One who has high retention rates? One who has undergone a thorough complaint and regulatory review? One who has tenure in the industry?

In order to consider a broad population of high-quality wealth managers, award candidates are identified by one of three sources: firm nomination, peer nomination or pre-qualification based on industry standing. Self-nominations are not accepted. Chicago award candidates were identified using internal and external research data.

Determination

OF AWARD WINNERS

Award candidates who satisfied 10 objective eligibility and evaluation criteria were named 2014 Five Star Wealth Managers.

Eligibility Criteria – Required

Evaluation Criteria - Considered

1. Credentialed as an investment advisory representative or a registered investment advisor.

6. One-year client retention rate.

2. A ctively employed as a credentialed professional in the financial services industry for a minimum of five years.

8. N on-institutional discretionary and/or non-discretionary client assets administered.

3. Favorable regulatory and complaint history review.

4. Fulfilled their firm review based on internal firm standards.

5. Accepting new clients.

Research

DISCLOSURES

— www.fivestarprofessional.com

Chicago magazine and Five Star Professional partnered to find wealth managers who satisfy 10 objective eligibility and evaluation criteria. Among many distinguishing attributes, the average one-year client retention rate for this year ’s award winners is more than 96 percent. Although this list is a useful tool for anyone looking for help in managing their financial world or implementing aspects of their financial strategies, it should not be considered exhaustive. Undoubtedly, there are many excellent wealth managers who, for one reason or another, are not on this year’s list.

2014 Five Star Wealth Managers

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7. Five-year client retention rate.

9. Number of client households served.

10. Education and professional designations.

• Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. • The Five Star award is not indicative of the wealth manager’s future performance.

• Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets.

• The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Chicago magazine.

• Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future.

• Five Star Professional is not an advisory firm, and the content of this article should not be considered financial advice. For more information on the Five Star award and the research/selection methodology, go to www.fivestarprofessional.com.

• 8,161 award candidates in the Chicago area were considered for the Five Star Wealth Manager award. 744 (approximately 10 percent of the award candidates) were named 2014 Five Star Wealth Managers.

Regulatory Review

As defined by Five Star Professional, the wealth manager has not: • Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine. • Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint process. • Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority. • Filed for personal bankruptcy. • Been convicted of a felony. Five Star Professional conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website. Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists. Data submitted through these processes was applied per the above criteria: • Each wealth manager who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history, based upon the criteria listed above. • Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth manager. • Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use the services of wealth managers in order to provide consumers the opportunity to submit complaints regarding a wealth manager. For more information on the program, go to FiveStarProfessional.com/awards/cpa_epa_wm_program.php.

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i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e 2014 Five Star Wealth Managers

Wealth Planning Network

— www.fivestarprofessional.com

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Left to right: Angela Watkins, Janet Waghorne, Larry E. Gatz, three-year winner Michael Jankowski, Lauren Jankowski and Chrisy Jankowski

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The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e A Complete Retirement and Estate Planning Firm Delivering a Concierge Level of Service

• Combining personalized attention along with the latest technology to provide clients full transparency to their estates

• Providing comprehensive wealth management, tax management and asset preservation solutions • Specializing in the large and complex estates of physicians and business owners

Your financial security and legacy is too important to be left to chance. At Wealth Planning Network, we view it as our responsibility to provide each client with sound and conservative financial solutions. We are dedicated to creating customized financial and estate plans tailored to meet each client’s diverse needs. We use the latest technology to give you real-time access to view your complete financial picture through MyWealthPlan360.

Wealth Planning Network works with clients as if they were part of their own families and aspires to build meaningful, long-term relationships based upon trust, integrity and superior client service. If you would like to schedule a complimentary private consultation with Michael, please contact our office. Wealth Planning Network has several conveniently located offices throughout the Chicagoland area.

— www.fivestarprofessional.com

For the third consecutive year, Wealth Planning Network President Michael Jankowski has been selected as a Five Star Wealth Manager. This honor is conferred in recognition of sustained excellence. Michael and his team thoroughly understand the complex issues inherent in wealth preservation and tax minimization strategies to help clients pursue their specific objectives.

2014 Five Star Wealth Managers

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1 Westbrook Corporate Center, Suite 300 • Westchester, IL 60154 Office: 708-481-4000 • Toll-free: 877-990-PLAN [email protected]

Michael Jankowski is an Investment Advisor Representative of LaSalle St. Investment Advisors LLC (LSIA). Securities are offered through LaSalle St. Securities, LLC (LSS), a Registered Broker/Dealer affiliated with LSIA and a Member of FINRA/SIPC. Wealth Planning Network is not affiliated with LSS or LSIA. Strategies and investments offered are subject to risk, including the potential for loss of principal. Mr. Jankowski’s executive title is not a reference to LSS or its affiliates.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e 2014 Five Star Wealth Managers — www.fivestarprofessional.com

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Left to right: Front row: 2014 winner Jen Lake; three-year winner Matt Reznik; two-year winner Mike Foltz; three-year winners Mark Balasa; Julie Bucaro and Armond Dinverno; two-year winner Heather Locus; Second row: 2014 winner Chuck Neff ; three-year winners Jim King and John Smith; Casey Shaw; three-year winner Justin Peacock; two-year winners Nick Cosky; Matt Mikula and Tom Collar (Not pictured: two-year winner Gary Pattengale, Chad Carlson) Photo taken by Randy Belice

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Balasa Dinverno Foltz LLC

Our Mission Is Simple: We Help People Make Sound Decisions to Enjoy a Full Life • Comprehensive financial planning and investment management • Unique service teams dedicated to business owners and women • 98 percent client retention

Business owners and women face unique issues and challenges related to managing their wealth. Our special service teams are comprised of team members with expertise in these areas.

• Our Business Owner Team conducts comprehensive business assessments and creates thoughtful, low-cost portfolio designs that address business owners’ specific concerns, including succession planning, estate planning, asset protection and risk management.

• Our Women’s Service Team’s unique approach helps women in all stages of life understand and organize their finances and their future. Our team guides women through the particular challenges presented by life’s transitions, including divorce, loss of a spouse and job changes.

— www.fivestarprofessional.com

We explore our clients’ visions of a full life and help them create a path to realize their goals, including those related to retirement, taxes, estate planning, risk management, college education funding, philanthropy and executive benefits. Our clients’ dedicated team designs, implements and manages each customized portfolio to keep it aligned with clients’ goals. We are an independent, objective, fee-only advisory firm.

2014 Five Star Wealth Managers

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We are humbled by our 98 percent client-retention rate and strive to continue to help our clients make sound decisions to achieve the full life they envision.

500 Park Boulevard, Suite 1400 • Itasca, IL 60143 125 South Wacker Drive, Suite 311 • Chicago, IL 60606 Office: 630-875-4900 [email protected] • www.bdfllc.com

Past performance may not be indicative of future results. Different types of investments involve varying degrees of risk. Future performance of any investment or wealth management strategy, including those recommended by Balasa Dinverno Foltz LLC (BDF), may not be profitable, suitable for you, prove successful or equal historical indices. Historical indices do not reflect the deduction of transaction, custodial or investment management fees, which would diminish results. Any historical index performance figures are for comparison purposes only and client account holdings will not directly correspond to any such data. BDF clients must, in writing, advise BDF of personal, financial or investment objective changes and any restrictions desired on BDF’s services so that BDF may re-evaluate its previous recommendations and adjust its investment advisory services. BDF’s current written disclosure statement discussing advisory services and fees is available for review at www.BDFLLC.com or upon request. Rankings, client retention claims, recognition and/or survey results should not be construed by a client or prospective client as a guarantee that they will experience a certain level of results or investment performance if Balasa Dinverno Foltz LLC (BDF) is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of BDF by any of its clients. Survey results published by BDF are based on questions and information prepared by BDF. Rankings or recognition by unaffiliated rating services or publications should not be construed as a guarantee that a client or prospective client will experience a certain level of results if Balasa Dinverno Foltz LLC (BDF) is engaged to provide investment advisory services. Also, it should not be construed as an endorsement of BDF by any of its clients. Rankings published by third parties, including magazines, are generally based exclusively on information prepared or developed by the recognized adviser.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e 2014 Five Star Wealth Managers

JMG Financial Group, Ltd.

— www.fivestarprofessional.com

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Left to right: Seated: 2014 winners Anthony D. Cecchini, CCO, CFP®; Melissa A. Walsh, CPA; Douglas R. Evans, President, CFP® and Robert T. Meeks, CIO, JD; Yonhee C. Gordon, COO, CFP®; 2014 winner Joseph M. Menconi, CFP® Standing: 2014 winner William R. German, CFP®; Justin H. Lesch, CFP®; 2014 winners Michelle P. Rozsypal, CFP®, CDFA and David S. Morgan, CFP®, CPA, CDFA; Matthew J. Grubb, CFP®; 2014 winners Marita A. Sullivan, CEO, CPA and William E. Dever, Jr., CFP®, CPA; Dennis R. Marx, CPA/ PFS; 2014 winner Jason R. O’Hallen, CFP®; Donald T. King, CPA; William G. Waight, CFP®

Left to right: Seated: 2014 winner Anthony D. Cecchini, CCO, CFP®; 2014 winner Melissa A. Walsh, CPA; 2014 winner Douglas R. Evans, President,The CFP®; winnerRobert T. Meeks, CIO, JD; Yonhee C. Gordon, CFP®, winenrJoseph M. Menconi, Standing: 20141. Five2014 Star Wealth Manager award, administered by Crescendo BusinessCOO, Services, LLC2014 (dba Five Star Professional), is based onCFP® 10 objective criteria: Credentialed as a registered investment adviserCFP®; or a registered investment adviser representative; 2. Active a credentialed professional in the financial winenr William R. German, CFP®, Justin H. Lesch, 2014 winner Michelle P. Rozsypal, CFP®, CDFA;as2014 winenr David S. Morgan, CFP®, industry for a minimum of 5 years; 3. Favorable regulatory andCEO, complaint history review (As defined by Five StarDennis Professional, the wealth manager CPA, CDFA;services Matthew J. Grubb, CFP®; 2014 winner Marita A. Sullivan, CPA; William E. Dever, Jr., CFP®, CPA; R. Marx, CPA/PFS; has not: A. Been subject toCFP®; a regulatory action that CPA; resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of 2014 winner Jason R. O’Hallen, Donald T. King, William G. Waight, CFP® three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Our Reputation Is Built on the Successful Integration of Flexible, Value-Added Service • Investment management

• Comprehensive financial planning • Proactive income tax planning

Registered Investment Advisory Firm, Member of NAPFA

2301 West 22nd Street, Suite 300 Oak Brook, IL 60523 155 North Wacker Drive, Suite 4350 Chicago, IL 60606 Office: 630-571-5252 www.jmgfinancial.com

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if JMG is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of JMG by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

— www.fivestarprofessional.com

With clients throughout the country, we are large enough to offer institutional-grade products and services, yet small enough to ensure that all of our clients receive the personal attention they deserve. We offer an exceptional breadth and depth of customized comprehensive financial services that include investing, wealth structuring, and tax and estate planning.

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i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e 2014 Five Star Wealth Managers — www.fivestarprofessional.com

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Paul J. Garrett Time-Tested Strategies for an Uncertain Future

• More than 25 years’ experience successfully navigating markets both calm and stormy • Personalized service and events: Client satisfaction is our highest priority • Planning and consulting services for individuals, families and institutions

Three-year winner Paul Garrett

For more than a quarter of a century, individuals and groups throughout Chicagoland and beyond have looked to the dedicated professionals at Garrett Consulting for expert wealth management and financial planning services. Principal Paul J. Garrett and the talented staff of Shelly Bjorseth, Dina Cady and Tristan Garrett work closely with high-net-worth individuals and institutions to help secure the achievement of their financial objectives.

products to use,” Paul says. “The way I see it, my clients are my boss! It keeps us on our toes.” Many of Paul’s client relationships span as long as four decades. It should come as no surprise that Paul has been selected as a Five Star Wealth Manager for three consecutive years.

Garrett Consulting helps clients protect their futures with proven strategies in investments across all asset classes, retirement and estate planning, tax liability, and insurance Unlike many advisory practices, Garrett Consulting favors and college funding. Whether you wish to request an regular one-on-one, first-name-basis consultations. “I became initial consultation or simply request more information, an independent advisor 18 years ago because I wanted to best please contact us at 630-576-5181 or visit us online at serve my clients without pressure from management on what www.garrettconsulting.org.

Garrett Consulting

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101 West 22nd Street, Suite 200 • Lombard, IL 60148 Office: 630-576-5181 [email protected] • www.garrettconsulting.org

Member of the Better Business Bureau. Securities and advisory services offered through Commonwealth Financial Network, member FINRA/SIPC, a registered investment advisor.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Kovitz Investment Group Intrinsic Values

• Discipline, patience, perspective

• Investing side by side with our clients

• Client relationships built on integrity, trust, responsiveness, objective advice Investment Management, Financial Planning

At Kovitz Investment Group, LLC (KIG), our partners and employees have substantially invested all of their liquid net worth side by side with our clients. While this shouldn’t be unique, we believe it is. If you ask most advisors and wealth managers how much of their money is invested in what they are recommending to you, you would probably be surprised by the answer.

— www.fivestarprofessional.com

Left to right: Front row: Two-year winner Bruce A. Weininger, CPA, CFP®; three-year winners Edward W. Edens, MBA, CFP® and Harold (Skip) Gianopulos, Jr., JD, CFP®; Back row: three-year winners Andrea R. Cohen, CFP®; Amanda L. Falkum, CFP® and Jenny P. Boyke, MAS, CPA, CFP®; 2014 winner Kate E. Jonynas, CFP®; two-year winner Ruth F. Uress, CFP®; 2014 winner Mary E. Anderson, MA, MBA; three-year winner John J. Conway, CRPC®

2014 Five Star Wealth Managers

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and objective advice. Our team, combined with our disciplined investment approach, has yielded favorable long-term results for our clients.

KIG provides investment and wealth management solutions to high-net-worth individuals and their families, family offices, foundations, endowments, pension plans, financial intermediaries, institutions, mutual funds, private funds and We believe that our clients deserve a relationship with their funds of funds, for which we invest and manage more than financial advisor that is based on integrity, trust, responsiveness $3 billion of assets.

115 South LaSalle Street, 27th Floor • Chicago, IL 60603 Phone: 312-334-7300 [email protected] • www.kovitz.com

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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360 Financial Group, LLC Retirement Planning. Simplified.

Retirement Planning Wealth Management Legacy and Estate Planning

Left to right: Gayle O’Boyle, Executive Assistant; Ryan P. Tracy, Managing Partner; 2014 winner James R. Dischert, RFC; Bonnie Blomarz, Office Manager

• Plan well • Retire well • Live well

360 Financial Group founder Jim Dischert has assisted individuals in addressing long-term financial and retirement planning issues for nearly 20 years. Jim’s goal is to guide clients into plans that help ensure financial confidence. Jim’s approach is grounded in a philosophy of sound conservative money

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management principles, utilizing the exact financial tools that best address a client’s unique situation. Personalization is a hallmark of 360’s philosophy. After plan implementation, Jim and his staff continue to provide ongoing guidance with an exceptional client experience.

1601 Bond Street, Suite 103 • Naperville, IL 60563 Office: 630-219-1695 • Toll-free: 855-360-4387 [email protected] • www.360financialgroup.com

Investment advisory services offered through Capital Asset Advisory Services, LLC, a registered investment advisor.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Bruce R. Butler

Helping You Reach Your Life’s Goals

• Comprehensive financial planning • Legacy preservation strategies • Experience, integrity, service

2013 – 2014 winner Bruce Butler

It is an honor once again to be selected as a Five Star Wealth Manager. My financial planning team is composed of four financial professionals. Together, we have more than 100 years* of combined investment experience. We listen carefully to you as we work together to address your financial needs, taking a sincere interest in the financial success of each and every client.

— www.fivestarprofessional.com

Senior Vice President – Wealth Management, Executive Financial Services Director, CERTIFIED FINANCIAL PLANNER™ Professional, Financial Advisor

2014 Five Star Wealth Managers

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throughout your life. We will explore ways to potentially minimize taxes and portfolio risk, while staying ahead of inflation.

Multiple generations of clients continue to look to us for sound and thoughtful financial advice as we help build, manage, preserve and transfer wealth. Our goal is always to provide outstanding personalized service so you can focus on the Whether actively working toward retirement or already things that are most important to you. retired, we strive to set the stage for sound financial planning

227 West Monroe Street, Suite 3400 • Chicago, IL 60606 Office: 312-917-7416 • Toll-free: 800-334-2446 [email protected] • www.morganstanleyfa.com/bruce_butler *Team Financial Advisors registered since 1971, 1978 and 1990, Team Client Service Associate registered since 2002. ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Leonetti & Associates Team

We Deliver Financial Solutions and Benefits Customized to Our Clients’ Needs

Left to right: Deborah Javurek, three-year winner Michael Leonetti, Craig Johnson, Deborah Feldman

• Each client is unique, and our advice is tailored to his or her personal goals • Our high level of integrity builds strong client relationships, confidence and trust • We care deeply about our clients — they are more than just a revenue stream to us Founded in 1982, Leonetti & Associates is considered one of the country’s premier wealth management firms. It is an organization built on honesty and integrity and operates with the highest of ethical standards. These qualities, combined with experience, depth of professional staff, a dedicated client

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services team and a long history of achieving desired results for its clients, have led to a high level of client satisfaction. It is also what makes Leonetti & Associates the logical choice for those seeking high-quality, objective and thorough financial advice.

1130 Lake Cook Road, Suite 300 • Buffalo Grove, IL 60089 Office: 847-520-0999 • Toll-free: 800-454-0999 [email protected] • www.leonettiassoc.com

Please read and review Leonetti Associates, LLC’s current disclosure statement as set forth in its Form ADV for additional information about the investment adviser, our business practices, advisory services and fee schedules.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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2014 Five Star Wealth Managers — www.fivestarprofessional.com

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The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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WNA Wealth Advisors, Inc. Partners in Investing — Advisors for Life

Areas of Focus: Investment Management; Wealth and Income Planning

Left to right: Rob Barnes, CLU, ChFC®; Joe Feldmann, CPA, CFP®; Mary Beth McLean, MBA, CFP®; 2014 winner Bob Westrick, MBA, CPA, CFP® and President of WNA Wealth Advisors; Mike McCabe, CPA, CFP®, CPC; Sue Bolt

• Skilled professionals to assist in building and preserving your wealth • Disciplined investment strategies tailored to meet your individual goals • Enduring client relationships built on trust, integrity and responsiveness Robert A. Westrick, CFP®, CPA, MBA, president and 2014 Five Star Wealth Manager, established our firm with a commitment to a disciplined investment process and dedication to the success of our clients. Combining the expertise of our professional team with your financial assets yields more than just investment results; you get the client experience you deserve while your portfolio gets the attention it needs. Yet, we build more than portfolios — we build relationships. By combining credibility, clear communication and prudent

investment strategies, we have developed a reputation for providing exceptional personal service with an outstanding record of client retention. We work hard to gain our clients’ trust — and above all, we strive to give them confidence and peace of mind as we work collaboratively to achieve their financial goals. If you seek an advisor who will make you the focus and put your interests first, we welcome the opportunity to work with you and look forward to your contacting us. Let’s work together!

WNA Wealth Advisors, Inc.

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120 East Ogden, Suite 130 • Hinsdale, IL 60521 Office: 630-455-0600 [email protected] • www.wnawealth.com

Rankings or recognition by unaffiliated rating services should not be construed as a guarantee of a certain level of results if WNA Wealth Advisors, Inc., is engaged to provide investment advisory services, nor should it be construed as an endorsement of WNA Wealth Advisors, Inc., by any of its clients. Published rankings are usually based solely on data submitted by the recognized advisor.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e The Biestek Team

2014 Five Star Wealth Managers

Always Do What’s Best for the Client

Our Team of Professionals Can Provide You With the Expertise to Pursue Your Financial Goals

Left to right: Scott Biestek, Investment Adviser, Juris Doctor; Elizabeth Biestek, Investment Adviser; three-year winner John Biestek, Registered Investment Adviser, Juris Doctor

• Wealth preservation • Investment, tax and estate planning • Retirement income planning

Our team is proud and grateful to have John chosen for the third consecutive year as a Five Star Wealth Manager. We provide the highest level of personal service: never a call unanswered, never a problem unsolved, never a concern ignored. Our broker-dealer, Commonwealth Financial Network, provides a second layer of superlative support and service.

— www.fivestarprofessional.com

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Our investment recommendations are thoroughly researched for optimal performance. We meet with all clients quarterly and portfolios are carefully reviewed and modified between meetings. We don’t just give investment advice that sounds nice; we want results. Our approach to retirement income planning is proactive. It includes a plan of withdrawals to help ensure that our clients do not outlive their retirement funds.

Professional Retirement Specialists, Inc.

115 North Arlington Heights Road • Arlington Heights, IL 60004 Office: 847-255-6667 • Cell: 847-924-1067 [email protected][email protected][email protected] • www.johnbiestek.com Securities and Advisory Services Offered Through Commonwealth Financial Network, Member FINRA, SIPC, a registered investment advisor.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Edward A. Perry, Jr. A Fiduciary With the Expertise to Provide Solutions

• Estate and tax planning

• Retirement and income planning • Investment management

Areas of Focus: Preretirement and Retirement for Families, Executives and Business Owners

Three-year winner Edward A. Perry, Jr., JD, AIF®, CFP®

At Perry Wealth Counsel, P.C., we advise a client culture consisting of small-business owners, professionals and families. We work as our clients’ fiduciary, always putting their interests first. Every client has a unique set of circumstances and goals. We spend extra time to understand our clients’ individual situations and help them define what goals are important to them before any recommendations are made. Our financial counseling is focused on achieving our clients’ goals with a minimal amount of risk. By integrating legal and financial strategies, we create a financial program and estate plan

that can protect our clients’ families and businesses, reduce their tax liability, and help meet their investment and asset accumulation goals. As an outcome of Mr. Perry’s education and experience as an attorney, Accredited Investment Fiduciary® and CERTIFIED FINANCIAL PLANNER™ practitioner, he recognizes that financial success for our clients and their families is best achieved through this integrated method. Many of our clients were drawn to us because of our boutique approach and our unique standing in the financial and legal community.

Perry Wealth Counsel, P.C.

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527 Illinois Avenue, Second Floor • St. Charles, IL 60174 Office: 630-443-8575 [email protected] • www.perrywc.com

Securities and Advisory Services offered through Commonwealth Financial Network®, Member FINRA/SIPC and a Registered Investment Adviser. Fixed insurance products and services offered through Perry Wealth Counsel, P.C., or CES Insurance Agency.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Horizon Wealth Management, LLC Where Vision and Strategy Meet in Pursuit of Your Financial Goals

• Retirement income planning • Investment planning • Legacy planning

We, Rick Shanley, Paul Fousek and Ryan Williamson, the three founding partners of Horizon Wealth Management, are honored to be named Five Star Wealth Managers for 2014. The success of our firm is directly due to our clients and their ongoing support. We have had exciting growth since Rick, Paul and Ryan earned the 2013 award, integrating a mature

— www.fivestarprofessional.com

Left to right: Back row: Two-year winner Ryan Williamson, CFP®,AIF, Principal; three-year winner Paul Fousek, AAMS, AIF, Principal; Ron Wrobel, ChFC®, Financial Advisor; Jackie Wrobel; Front row: Kathy Wrobel; Christine Mortimer; Kelly Jordan; Robert Buoy, Financial Advisor; Michelle Brennan; Kaitlin Wysopal; three-year winner Richard Shanley, CFP®, AIF, Principal

2014 Five Star Wealth Managers

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practice and creating professional partnerships with CPAs and estate planning attorneys. As we look to the future, our mission remains the same — providing impeccable, multifaceted financial services to our clients, enabling them to preserve and grow their wealth.

22 Calendar Court, Second Floor • La Grange, IL 60525 Office: 708-352-4300 • Toll-free: 877-258-0777 [email protected][email protected][email protected]

Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Horizon Wealth Management, LLC, a Registered Investment Advisor and a separate entity from LPL Financial.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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The Lymangood Group at Morgan Stanley Accumulate • Preserve • Manage • Transfer

Areas of Focus: Wealth and Income Planning, Investment Management

Left to right: Diane E. Young, Group Director; Andrea C. Jevne, Wealth Management Associate; William R. Lymangood, Jr., CFP®, Financial Advisor; three-year winner William R. Lymangood, Portfolio Management Director, Executive Director, Wealth Advisor; two-year winner Michael J. Alaimo, CFP®, Financial Advisor; Tracy K. Couch, CRPS®, Senior Registered Associate and Christopher J. Castaneda, Registered Associate

• Providing sound investment advice for more than 35 years • Managing risk to and through retirement • Named to Barron’s “Top 1,000 Advisors,” 2009 – 2012 We start by listening to what is important to you and create an integrated financial plan — one that helps you live the life you envision for yourself and your family. For over 35 years, The Lymangood Group has been assisting individuals, corporations and foundations in achieving their financial objectives. We utilize the intellectual capital of Morgan Stanley to shape the

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right strategies to help our clients build, preserve, manage and transfer their wealth. Our mission is to make your wealth work as hard as it can. William R. Lymangood is a 2012 – 2014 Five Star Wealth Manager, and Michael J. Alaimo is a 2013 – 2014 Five Star Wealth Manager.

4225 Naperville Road, Suite 255 • Lisle, IL 60532 Direct: 630-245-6000 [email protected] • www.morganstanleyfa.com/thelymangoodgroup

Source: Barron’s “Top 1,000 Advisors,” Feb. 20, 2012, as identified by Barron’s magazine, using quantitative and qualitative criteria and selected from a pool of over 4,000 nominations. Advisors in the Top 1,000 Financial Advisors have a minimum of seven years of financial services experience. Qualitative factors include, but are not limited to, compliance record, interviews with senior management and philanthropic work. Investment performance is not a criterion. The rating may not be representative of any one client’s experience and is not indicative of the financial advisor’s future performance. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors pay a fee to Barron’s in exchange for the rating. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved. ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Compass Asset Management

2014 Five Star Wealth Managers

Keeping You Pointed in the Right Direction!

Wealth, Retirement and Estate Planning for Individuals and Institutions

Left to right: 2014 winner Thomas Rendl, Lead Portfolio Manager, Financial Advisor; Shannon Hull, Investment Advisory Specialist; 2014 winner Robert Yarosz, President, Managing Director; John Keller, Portfolio Manager, CFA; Bethany Fenby, Executive Assistant

• Creating wealth in bull markets • Preserving wealth in bear markets • Wealth management tailored to your risk level and financial needs At Compass Asset Management, the client will always be served first. With over 50 years of combined experience in investment management, our team has been the innovator in bringing a tactical management approach to Main Street America. Our four-point method, utilizing fundamental analysis, technical

— www.fivestarprofessional.com

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analysis, quantitative research and risk management, allows us to navigate through all types of market conditions, keeping your portfolio pointed in the right direction. Become a client of Compass and discover your path to active money management.

1650 North Arlington Heights Road, Suite 204 • Arlington Heights, IL 60004 Office: 847-342-1700, Ext. 239 [email protected] • www.compasstactical.com Securities and Investment Advisory Services offered through World Equity Group, Inc. Member FINRA/SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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RPG – Life Transition Specialists Team Navigating Life’s Decisions Is Daunting. We Can Help.

At RPG, We Help Clients Through Their Life Transitions

Left to right: Chris Cichocki; Steven Kadish; George Vida; 2012, 2013 and 2014 winner Nicole Mayer, AIF® and 2012, 2013 and 2014 winner Joshua Kadish, AIF®, RFC; Scott Loochtan, AIF®; Margene Shullaw

• Need an independent second opinion? Are you on track? • Changing jobs? Changing careers? Preparing for retirement? • Divorce? Death of or caring for a loved one? At RPG - Life Transition Specialists, we believe that the financial services model has been broken and we strive to do things differently. We do this by putting education first, spending our time in helping you identify what is truly important in life to you and helping connect your wealth to your larger life purpose.

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You have a life to lead, and when saddled with a transition — expected or unexpected — you could use a non biased partner to guide you with your unique objectives and time frame in mind. Contact us today for a complimentary consultation.

2610 Lake Cook Road, Suite 250 • Riverwoods, IL 60015 Office: 800-596-0253 [email protected] • www.rpgplan.com

Securities and Advisory Services Offered Through National Planning Corp. (NPC), Member FINRA/SIPC, a Registered Investment Advisor. RPG, Five Star Professional and NPC are separate and unrelated companies. Five Star Professional, an independent company, screens award candidates against 10 objective eligibility criteria. Receipt of the award is not indicative of investment performance. For more information visit www.fivestarprofessional.com.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Melinda Sherman Swift Putting My Clients’ Needs First for Over 20 Years

• Wealth growth and preservation strategies for individuals, corporate executives and families • Customized financial planning

• Comprehensive investment strategies

2014 winner Melinda Sherman Swift, Second Vice President, Financial Advisor

As your financial advisor, I work one-on-one with you to understand what is important and unique to you and your family. My objective is to create highly personalized plans designed to help you meet your specific goals while protecting

— www.fivestarprofessional.com

Asset Management, Retirement Strategies, Risk Management

2014 Five Star Wealth Managers

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what you have worked so hard to achieve. As a part of Morgan Stanley, I have access to the extensive tools and research of one of the world’s leading financial institutions to help me provide the most appropriate solutions for you and your family.

70 West Madison Street, Suite 5100 • Chicago, IL 60602-4205 Office: 312-419-3275 • Toll-free: 800-621-2842 [email protected] • www.morganstanleyfa.com/melindaswift ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Financial Strategy Network, LLC Building on Your Success. Planning Your Future.

We Work Closely With Your Personal Team of Advisors. Taking a Proactive Approach to Your Custom-Designed Plan

Left to right: Standing: Two-year winner Teresa Bousky, CPA, CFP®; three-year winner Jim Weil, CFP®, CIMA®, ChFC®; 2014 winner Mike Wang, CFP®; three-year winner Steve Merdinger, ChFC®, CFP®; two-year winners Jeff Toner, ChFC® and Nicole Romito, CFP®, CDFA™; Seated: 2013 winners Craig Richart, CLU®, ChFC®, CFP® and Michael Merdinger

• FSN’s team approach enhances our planning-based process to provide custom plans for our clients • FSN is one of oldest and largest planning firms in the city with over 125 years of collective experience • We embrace the role of fiduciary, providing you the highest legal and ethical standard available Financial planning is at the core of what we do at FSN. Our job is to put all of the pieces of your financial puzzle together to create the best life possible for you. Our clients have the best of both worlds: the personalized support of a small team of dedicated professionals backed by one of the largest planning firms in Chicago. What keeps our clients coming back is the confidence that we are looking out for their best

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interests, listening to what they are saying and serving as a partner in helping them achieve their life’s dreams.

We do not replace your other professionals. We work with you by discussing your life’s passions and goals and examining your full financial picture. We then use a unique cash-flowbased planning model to develop strategies to help you achieve your goals.

1 North La Salle Street • Chicago, IL 60602 Office: 312-831-4370 • Fax: 312-332-5169 [email protected] • www.fsnplan.com

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Resource Wealth Management

2014 Five Star Wealth Managers

Empowering Our Clients Through Education

Customized Financial Planning, Preretirement and Retirement

Left to right: 2014 winner G. Salvatore Palazzolo, Laura Vierneisel, Dolores Johannsen, Darryl Angelico

• Comprehensive financial planning • Wealth preservation and risk management • Retirement income planning

At Resource Wealth Management, we tailor to meet our clients’ needs. We empower our clients by educating and guiding them on the many tools available to meet and sustain their financial goals. Our team is devoted to creating and establishing a lasting relationship with our clients. Our clients are our priority. Together, we help provide you and your family with wealth management experience that entails all investment consulting

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and financial planning needs. We are dedicated to enhancing the quality of your life. Our educational process helps simplify your financial affairs and empowers you with confidence to achieve your life goals and dreams. Contact us today for a complimentary consultation.

111 East Busse Avenue, Suite 500 • Mount Prospect, IL 60056 Office: 847-392-4100 [email protected] • www.resourcepartnerschicago.com

Securities and Investment Advisory Services offered through The Leaders Group, Inc. Securities Dealer, Member FINRA/SIPC; TLG Advisors, Inc. Registered Investment Advisor; 26 W. Dry Creek Cir., Ste. 575, Littleton, CO 80120 303-797-9080.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Timothy J. Rueter

Helping to Build a Solid Foundation

• A structured approach to managing wealth • Independent, conservative investment management

• Values-based focus with stewardship being at the forefront

Three-year winner Timothy, J. Rueter, CFP®, ChFC®

Having a strong financial foundation involves fully addressing and evaluating every element of your financial life and, most importantly, ensuring that each aspect fits properly into the cohesive whole.

Longevity has become increasingly essential as retirement today extends as much as 30 years or more. Ensuring growth of assets without high fees or charges is a key component of this longevity.

213 West Wesley Street, Suite 103 Wheaton, IL 60187 Office: 630-690-5443 Fax: 630-690-5472

tim.ruet[email protected] www.foundationws.com

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. For more information, please visit www.raymondjames.com. Approval C12-20343.

Nancy S. Buerger Helping Clients Achieve Financial Success

• Comprehensive financial planning • Retirement and income planning • Estate planning strategies

Three-year winner Nancy S. Buerger, Financial Advisor, MBA, CFP®

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As an experienced advisor with Ameriprise Financial, I am dedicated to working with individuals and families to help them execute a sound financial plan and careful investment selection. My focus is to help you feel confident about your financial future. I will put my experience to work for you, developing investment, tax planning and estate planning strategies aimed at helping you reach your financial goals.

1 Oakbrook Terrace, Suite 700 Oakbrook Terrace, IL 60181 Office: 630-396-1826

[email protected] ameripriseadvisors.com/nancy.s.buerger

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Steven J. Adams

Our Ultimate Goal Is to Help Our Clients Simplify Their Lives

• Comprehensive, ongoing personal financial planning approach based on what is most important to each client

Left to right: Scott Grady, Financial Advisor, CFP®; three-year winner Steven J. Adams, Private Wealth Advisor, CFP®; Steven Ross, Financial Advisor, CFP®; Blake Levit, Paraplanner

9701 West Higgins Road, Suite 240 Rosemont, IL 60018 Direct: 847-518-1555 Toll-free: 800-294-7611

[email protected] stevenjadams.com Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Investment advisory services and products are made available through Ameriprise Financial Services, Inc., a registered investment adviser. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Claude “Bud” Sherman

— www.fivestarprofessional.com

At Adams and Ross Wealth Management Group, we believe that taking a disciplined and integrated approach to planning for your dreams and goals is the best way to reach them. We ask targeted questions and listen closely to your answers. We will then provide guidance and advice along the way, tracking your progress and working with you to make adjustments to your plan as needed to help ensure you stay on track. We will help you make the most informed decisions based on what is important to you throughout your lifetime.

Adams and Ross Wealth Management Group, A private wealth advisory practice of Ameriprise Financial Services, Inc.

2014 Five Star Wealth Managers

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Building Lifelong Relationships With My Clients

• Sound advice from experience and integrity

• Building, managing and maintaining wealth • Ongoing guidance and exceptional service

Two-year winner Claude “Bud” Sherman, CRPC®, Financial Advisor

I am very grateful and proud to have been chosen as a Five Star Wealth Manager for 2014. For more than 20 years, I have dedicated myself to serving my clients and doing what is best for them. I personally meet with every client on an ongoing basis to ensure that their dreams and goals remain the top priority. I want to make my relationship with you the one you trust for all your financial needs.

14 Heritage Plaza, Suite 103 Bourbonnais, IL 60914 Office: 815-932-3340 Toll-free: 888-848-9855

[email protected] ameripriseadvisors.com/claude.o.sherman

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Craig A. Daun and Michael C. Lapinski Creating a Path to Help You Reach Your Financial Goals

• We honor our relationship with you

• We are fully invested in your success

• We are with you every step of the way

Left to right: Three-year winner Craig A. Daun, Vice President – Investments, Financial Advisor, CFP®; Christine Allsworth, Senior Registered Client Associate; three-year winner Michael C. Lapinski, Vice President – Investments, Financial Advisor, CFP®

We have only one objective: to make our relationship with you the one you can trust for advice on all of your investment planning needs. We are dedicated to becoming a powerful advocate for our clients in their quest for financial stability. Whether you seek to grow assets, preserve wealth, generate income or transfer assets to your family, you can rely on us to develop a comprehensive strategy that not only reflects your unique situation, but endeavors to make recommendations in line with the objectives that matter the most to you. You can count on our depth of knowledge and reservoir of resources to develop a comprehensive and personalized plan that will allow you to employ the same degree of care in your approach to finances as you bring to your family, career and other pursuits.

1515 West 22nd Street, Suite 700 Oak Brook, IL 60523

Michael: 630-571-7195 • Craig: 630-571-7194 [email protected] [email protected]

Wells Fargo Advisors, LLC, Member SIPC. [CAR 0814-01882 and CAR 0814-01889].

Wonja Yook

We Shape Financial Solutions for a Lifetime

• Financial planning and advice

• Retirement planning strategies • Wealth preservation strategies

Left to right: Eun Sun Shim, MBA, Paraplanner; two-year winner Wonja Yook, Financial Advisor, CFP®, MSFS

Organize your finances today and plan for a more confident retirement tomorrow. We can start by talking about your dreams and goals and projecting your retirement income and expenses. Together, we can address the many options you may have for your retirement.

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9701 West Higgins Road, Suite 240 Rosemont, IL 60018 Office: 847-685-1006 Toll-free: 866-685-1006

[email protected] www.ameripriseadvisors.com/wonja.x.yook

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Mark Magajne

Thank You, Chicago, for Your Support

• Focus on relationships to achieve the highest level of client satisfaction

• Big-picture approach to planning and preserving retirement income • Independent, non biased wealth management tailored to our clients’ needs

Left to right: Three-year winner Mark Magajne and Joseph Vidmar

410 West Grand Avenue • Chicago, IL 60654

[email protected] • Mark: 312-300-4584 www.markmagajne.com

“Thank you for the opportunity to serve your financial needs. We are committed to maintaining the highest standards of service and look forward to another great year.” — Mark Magajne, CFP®, MBA

[email protected] • Joseph: 312-300-4589 www.josephvidmar.com

LPL Financial, member FINRA/SIPC.

Patricia A. Koney

— www.fivestarprofessional.com

Mark and Joseph build genuine relationships through open and honest communication. As a military member for more than 20 years, Mark brings discipline, service and integrity to his practice. As a licensed professional, Joseph applies analytical expertise to asset management. And as family men, they both understand the value of education, retirement and life challenges.

2014 Five Star Wealth Managers

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Your Values, Your Legacy — Our Mission

• Assisting with a confident transition to and through retirement

• Identifying wealth distribution and withdrawal strategies

• Helping you protect and transfer your assets for future generations

Left to right: Sandra McClanahan, CFP®, CRPC®, MBA; three-year winner Patricia A. Koney, CFP®, CRPC®; Kevin Koney, CFP®, CRPC®, CMFC®; Christopher Shriver, CRPC®, MBA; Beverly McCann

Our team provides you the level of experience, wisdom and service you deserve. Offering personal, one-on-one attention, we help you grow, manage and protect your wealth. Our knowledgeable and experienced professionals can help simplify your complex wealth management needs. As advisors, we have earned financial planning credentials and received specialized training, which allow us to offer sophisticated financial planning advice, strategies, products, ideas and solutions. Your financial plan should be as unique as you are.

Patricia A. Koney & Associates, a private wealth advisory practice of Ameriprise Financial Services, Inc. 15030 South Ravinia Avenue, Suite 39 Orland Park, IL 60462 Office: 708-349-1001 • Fax: 708-349-1005

[email protected] • patriciakoney.com Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Lake – Cook Group Thrivent Financial Helping Families Grow and Simplify Their Financial Needs

• Experienced, professional and caring

• Tailored strategies to fit with your financial goals • Making it easier for you to fulfill your legacy

Left to right: Two-year winners Jeffery S. DeCant, FIC, CLTC; Eric L. Beaderstadt, CFP®, ChFC® CASL®, LUTCF®, FIC and Anthony A. Bianchi, Sr., FIC, CLTC

Our team of financial professionals works together on your behalf. We are committed to building long-term relationships on a one-on-one basis. At the same time, you will benefit from our combined knowledge and more than 40 years of experience. We put your goals first. If you have a specific financial need, we can draw on the expertise of a specialist on our team. The result is a more indepth level of service that ensures your specific financial concerns and goals are addressed whenever you need assistance.

Thrivent Financial

800 East Northwest Highway, Suite 126 Palatine, IL 60074 Phone: 847-358-8448

[email protected] [email protected] jeff[email protected] • www.thrivent.com

Registered Representatives for securities and investment advisory services offered through Thrivent Investment Management Inc. Member FINRA and SIPC. Certified Financial Planner Board of Standards INC. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S. 550374.

Felicia G. Di Silvestro Strategic Wealth Management

• Custom financial and retirement planning • Comprehensive wealth management

• Personalized client service and satisfaction

Left to right: Corissa Moos, Registered Associate; 2013 and 2014 winner Felicia Di Silvestro, Senior Vice President – Wealth Management, Senior Investment Management Consultant, Professional Alliance Group Director and Financial Advisor

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2013 and 2014 Five Star Wealth Manager Felicia Di Silvestro, supported by her team of professionals, is dedicated to building, managing and preserving wealth through objective custom investment strategies tailored to clients’ individual needs and goals. We are committed to providing personalized client service, and we invite you to meet with us to discuss your strategic wealth management plan.

227 West Monroe Street, Suite 3400 Chicago, IL 60606 Phone: 312-648-3441

[email protected]

©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e The Bolton Group at Morgan Stanley Bringing Meaning to Money

• Helping families navigate wealth management issues across generations • Cultivating lasting relationships built on integrity, financial competence and concern for family members • Ever mindful of the trust families place in us

Left to right: Three-year winner Mark Giovanazzi, CRPC®, Financial Advisor; Tina Gaskey, Sr. Client Service Associate; three-year winners Janet R. Bolton, CFP®, CIMA®, Financial Advisor and Barry Bolton, CFA, Consulting Group Analyst

15341 South 94th Avenue, Suite 200 Orland Park, IL 60462

Office: 708-226-5412 • Toll-free: 800-323-1340 [email protected] [email protected] [email protected] [email protected] www.morganstanleyfa.com/boltongroup

©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

Marietta and Jay Hesdorffer at Morgan Stanley

— www.fivestarprofessional.com

At the Bolton Group, we believe the most important questions in life are not about money; they are about your dreams, passions and loved ones. Your family’s financial success is our first priority. 2012 – 2014 Five Star award winner Janet R. Bolton, 2012 – 2014 Five Star award winner Barry Bolton and 2012 – 2014 Five Star award winner Mark Giovanazzi.

2014 Five Star Wealth Managers

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Want to Make Work Optional?

• Do you have what it takes to retire right?

• Find out if you are retirement ready with a complimentary review • Empowering clients through honesty for 30-plus years

Left to right: 2012 – 2014 winner Jay Hesdorffer, Senior Vice President – Wealth Management, Financial Advisor, Financial Planning Specialist; 2013 – 2014 winner Marietta Hesdorffer, First Vice President – Wealth Management, Financial Advisor

Is your retirement on track? Are you comfortable with your investments? We will review your portfolio for risk control and tax efficiency. We will get you organized. Already retired? Let’s make sure your planning is designed for the long haul. If you’re one of our loyal clients, we are honored to be your committed ally, trusted advisor and time-honored friend. Thank you for the recognition of this award again. 2013 – 2014 winner Marietta Hesdorffer, 2012 – 2014 winner Jay Hesdorffer.

227 West Monroe Street, Suite 3400 Chicago, IL 60606 Jay: 312-917-7440 Marietta: 312-917-7441

Jay.hesdorff[email protected] Marietta.hesdorff[email protected] www.morganstanleyfa.com/hesdorffer

©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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J. Todd VanDerVoorn Investing in the Lives of Others

• Emphasis on physicians and business owners • Comprehensive financial planning

• Integrity, trust and communication

Left to right: Denise Powers, Executive Assistant; three-year winner J. Todd VanDerVoorn, Wealth Advisor; Not pictured: Oscar M. Blanco, Insurance Associate

With 17 years of experience in banking, insurance and investments, I bring a dedicated, personal approach to understanding my clients. I work with them throughout the year to help work toward their financial, professional and personal goals. It is a joy for my team and me to serve those we have been introduced to. As our business grows over the years, it is our goal to be a premier wealth management team to professionals, with an emphasis on physicians and business owners.

2000 West Galena Boulevard, Suite 207 Aurora, IL 60504 Office: 630-340-4409 Cell: 630-740-6090

www.toddvandervoorn.com www.levelfouradvisors.com Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Level Four Advisory Services, LLC, a registered investment adviser. Level Four Advisory Services, LLC and Level Four Financial Advisors are separate entities from LPL Financial.

Verus Capital Management Independent, Full-Service Wealth Management

• True advice with access to every asset class • True independence — we work for you

• True service — we have clients not customers

2014 winner Mike Haffling, President, Verus Capital Management

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We are proud to recognize Mike Haffling as a Five Star Wealth Manager. It is our passion to educate investors of the benefits available through comprehensive, cohesive planning. Each client has different goals and needs, and our clients’ success is attributed to our independent access to every asset class. A lifelong Chicago-area resident and a United States Marine Corps veteran, Mike Haffling has been an independent financial advisor for over a decade.

10760 West 143rd, Suite 64 Orland Park, IL 60462 Phone: 708-966-0129 Fax: 708-966-0130

[email protected] www.veruscapitalmanagement.com

Securities offered through Kalos Capital, Inc. and Investment Advisory Services offered through Kalos Management, Inc., both at 11525 Park Woods Circle, Alpharetta, Georgia 30005, 678-356-1100, Verus Capital.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e The Chicagoland Group at Morgan Stanley Helping You Plan, Manage and Preserve Your Wealth

• Retirement and wealth management planning for high-net-worth individuals • Customized portfolio management and advisory services: fixed income, equity, alternative investments

Left to right: Alexandria Lach, Senior Registered Client Service Associate; Craig Cunningham, Financial Advisor, First Vice President; 2014 winner Thomas Srachta, Financial Advisor, Senior Vice President; Krystal Tollefson, Client Service Associate; Scott Henderson, Financial Advisor, First Vice President; Adriene Dinoffria, Senior Client Service Associate

• Efficient process by our team with over 90 years of combined financial experience*

We focus on customizing financial strategies for affluent families, business owners, foundations and estates.

Perry M. Favia

— www.fivestarprofessional.com

1150 Essington Road • Joliet, IL 60435 | 815-729-8042 15341 S 94th Ave. • Orland Park, IL 60462 | 708-226-5478 We and 2014 winner Thomas Srachta believe that working as a team helps 395 William Latham Dr. • Bourbonnais, IL 60914 | 815-936-8713 provide you with access to the most appropriate solutions and ensures that you [email protected] benefit from the highest levels of service. While we bring complementary skills and perspectives to our clients, we also share a commitment to responding to www.morganstanleyfa.com/thechicagolandgroup/index.htm your needs promptly, professionally and thoroughly. Providing trusted advice for our clients is a personal mission. *Tom – 41 years, Scott – 30 years, Craig – 19 years. ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

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Professional Wealth Creation and Financial Management

• Experience, integrity, service, results

• Custom-tailored consulting and financial solutions

• Retirement rollovers and estate planning strategies

Three-year winner Perry M. Favia, First Vice President, Financial Advisor

I’d like to extend a special note of thanks to all of my clientele for supporting and patronizing my business throughout the year. This is my third year in a row receiving the Five Star Professional award. Morgan Stanley and I welcome the opportunity to help you identify and meet your financial goals and objectives. I bring 27 years 2211 York Road, Suite 100 • Oak Brook, IL 60523 of investment experience and knowledge to the table. I am dedicated to providing my clients the very best service based on Morgan Stanley’s current research and Toll-free: 800-755-9755 • Phone: 630-573-9799 recommendations. I am interested in establishing lifetime relationships predicated on Direct: 630-573-9772 • Fax: 630-572-9030 mutual understanding and shared investment knowledge with a realistic anticipation [email protected] for long-term investment growth. As a member of the Morgan Stanley team, I work with my clients as if they are part of our own family as we aspire to create relationships built on integrity, trust, service and results. ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Advance Capital Management

Strategy Behind Every Move™

• 27 years of providing sound financial advice

• Client-centric approach to financial planning • Retirement plans: 401(k) and IRA rollover solutions

Left to right: James Jacobucci, Vice President; 2014 winner William Hickerson, Senior Vice President

Advance Capital is committed to the relentless pursuit of your financial success. We learn what is important to you and integrate your needs into a comprehensive financial strategy. Advance Capital is an employee-owned firm, and our success is tied to yours. Our team of financial advisers, investment managers, and tax and service professionals ensures every aspect of your financial life is accounted for.

4225 Naperville Road, Suite 160 Lisle, IL 60532 Office: 630-955-3400 Toll-free: 800-327-3770 www.acadviser.com

Investment advisory services are provided by Advance Capital Management, Inc. Brokerage services may be provided by Advance Capital Services, Inc., an affiliated company. Both companies are collectively referred to as “Advance Capital.” Investments are not insured, and may lose money. Client should be prepared to bear the risks associated with investing.

The Jené Group at Morgan Stanley What’s Important to You?

• Starting that business you’ve always dreamed of? • Dedicating yourself to your favorite passion?

• Building that second home and spending time with your family?

Left to right: Nathan Martin, Financial Advisor; Debra L. Greening, Financial Planning Associate, Senior Registered Associate; two-year winner William B. Jené, CIMA®, Senior Investment Management Consultant, Senior Vice President, Financial Advisor

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Tell us, and we’ll help you achieve it. Our objective is to act as your personal CFO — organizing, guiding and building your financial foundation. The Jené Group at Morgan Stanley, with 2013 – 2014 Five Star Wealth Manager William Jené, treats you like family from day one. First, our team wants to truly understand your life’s goals. Second, we help develop a concrete and achievable plan, and, finally, we ensure you stay on track toward satisfying your dreams. For more than 30 years we have been doing just that for our clients. Let us take some weight off your shoulders and tell us … what’s important to you?

2135 City Gate Lane, Suite 100 Naperville, IL 60563 Office: 630-799-9856

[email protected]

©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Willard Einspar John Keener

Making Wealth Work to Help Secure Your Family’s Future

• Comprehensive wealth management solutions • Proven strategies

• Experienced and personal service

Left to right: Two-year winner Willard Einspar, CFP®, Registered Representative; 2014 winner John Keener, Registered Representative; Timothy Dunneback, CFP®, Registered Representative

At Einspar Family Financial, we use our knowledge and experience to empower your plans for today and your dreams for tomorrow. We bring all our competencies and acumen to serve your future, giving you confidence.

2650 Warrenville Road, Suite 100 Downers Grove, IL 60515

Metropolitan Life Insurance Company (MLIC), New York, NY 10166. Securities products and investment advisory services offered by MetLife Securities, Inc. (MSI) (member FINRA/SIPC) and a registered investment adviser. MLIC and MSI are MetLife companies. LD L0914390084[exp0915][AZ,CA,FL,IL,IN,MI,MN,NC,NV,OH,PA,TX,WA,WI,WV].

James E. Michel James L. Michel

— www.fivestarprofessional.com

Office: 630-441-1011

[email protected] www.einsparfamilyfinancial.com

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Experience, Integrity and Continuity

• We will listen to your needs and concerns

• We will help you understand and implement your personalized investment/retirement plan • We will be there with you every step of the way

Left to right: 2014 winner James L. Michel, CERTIFIED FINANCIAL PLANNER™ Practitioner, Certified Investment Management Analyst™, Senior Vice President – Investment Officer; two-year winner James E. Michel, Managing Director — Investment Officer

James E. Michel (aka Jim Senior) and James L. Michel (aka Jim Junior) have over 65 years of combined experience helping families and business owners accumulate, manage, preserve and transition their wealth through independent, objective, unbiased financial advice and investment management strategies tailored for each individual client and delivered with a high level of personal service, integrity and trust.

1515 West 22nd Street, Suite 700 Oak Brook, IL 60523 James E. Michel: 800-237-5593 James L. Michel: 888-535-7104

[email protected] [email protected]

Wells Fargo Advisors, LLC, Member SIPC. [CAR 0814-05245].

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Stephen J. Sperling Partners in Your Community!

• Investment management • Long-term care solutions

• Retirement income planning

Left to right: Erika Reynolds, Financial Associate; three-year winner Stephen J. Sperling, Sr., VP

Stephen J. Sperling offers his clients a full suite of wealth management products and services. With more than 15 years of experience, he strives to provide sound investment advice and personalized financial solutions. Stephen’s philosophy is built on earning lasting relationships based on a thorough understanding of each client’s individual needs, risk tolerance and investment objectives. He resides in Palatine with his wife and four sons.

110 West Palatine Road Palatine, IL 60067 Office: 847-842-2637 Cell: 847-501-1824

[email protected] www.wintrustwealth.com

Securities and insurance products offered through Wayne Hummer Investments, LLC (Member FINRA/SIPC), founded in 1931. Trust and asset management services offered by The Chicago Trust Company, N.A. and Great Lakes Advisors, LLC, respectively. Investment products such as stocks, bonds, and mutual funds are not insured by the FDIC or any federal government agency, not bank guaranteed or a bank deposit, and may lose value.

Joe Della Monica

We Understand Your Challenges and Can Help You …

• Make wise financial decisions and avoid harmful, costly mistakes • Retire confidently

• Stay retired comfortably

Left to right: Laura Klinge; two-year winner Joe Della Monica, Private Wealth Advisor, CFP®, MBA; Cheryl Nelson Boyd, Financial Advisor

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You’ve been working hard, planning and saving for your retirement. These days, it’s not unusual for retirement to last 20 – 30 years — or even longer. But, have you identified what your retirement will look like and how much income you’ll need to support it? Are you asking the right questions and are you on track? It may be time to get a second opinion. Our team specializes in planning for retirement income to help you plan for a confident retirement.

Della Monica & Associates, A private wealth advisory of Ameriprise Financial Services, Inc. 3013 North Ashland Avenue, Suite 1 Chicago, IL 60657 Office: 773-880-5900 [email protected] www.josephdellamonica.com

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Mike Urbik

National Reputation, Locally Built

• Regularly seen and quoted on Fox News, Fox Business, CBS Market Watch, The Wall Street Journal, Barron’s, Reuters, WBBM AM, Chicago Tribune, CNNMoney.com and TheStreet.com

Left to right: Hal Eberling; 2012 and 2014 winner Mike Urbik, CFP®, ChFC®, CLU®; Bill Lynch; Kimberly Ahline

Hinsdale Associates, Inc.

15 Spinning Wheel Road, Suite 226 Hinsdale, IL 60521 Phone: 630-325-7100

[email protected] www.hinsdaleassociates.com

Registered Investment Advisor Hinsdale Associates, Inc.

Top five questions that wealth managers want clients to answer:

— www.fivestarprofessional.com

For the past 49 years, Hinsdale Associates has been a fixture in the Chicagoland financial community. We operate today as we always have since 1965: driven by the philosophy of doing for our clients what we would do for ourselves under similar circumstances, knowing what we know. The need for financial planning is more critical than ever these days. We understand that you worked hard for your money; we want your money to work hard for you. We are an independent, fee-based money management and financial planning firm. Our credentials (CFA®, ChFC®, CLU®, MBA) reflect decades of knowledge and expertise built on sound principles enabling us to adapt to future conditions. We want to hear you, your financial goals and put them into focus. Give us a call for a free evaluation.

2014 Five Star Wealth Managers

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1. What are your goals and objectives with your finances? 2. What is your most pressing need right now?

3. Where do you see yourself in 5, 10, 15 years? 4. Where are all of your assets invested now? 5. What is important about money to you? From research conducted by Five Star Professional, April 2011

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Robert Byrns

C. Kingsley Perkins

CEO, Treasurer CFP®, AIF®, EA, ATA, ATP

Financial Advisor, CFP®, CDFA™

9501 W 144th Pl., Ste. 101 Orland Park, IL 60462 Office: 708-645-8820 [email protected]

30 N Michigan Ave., Ste. 1015 Chicago, IL 60602 Office: 312-396-4030 [email protected] www.kingperkins.com

Putting Clients First Since 1977

Set Course for Your Financial Future

• Personalized investment strategies • Diversified approach for a changing world • 37 years serving loyal clients nationwide

• Fee-only financial planner • Respectful, nonjudgemental advice • Sounding board, financial navigator

Robert Byrns, known to his customers simply as “Bob,” meets personally with clients as often as needed throughout the year to discuss how to fit what matters most to them into a confident financial future. With his extensive knowledge of both wealth management and tax planning, Bob fulfills a dual role in guiding his clients to comprehensive financial decisions that are in line with their present and future goals and aspirations.

As you progress in your career, it’s crucial to make sure you have a financial destination in mind and are equipped to withstand both calm and stormy seas. As a fee-only advisor, CERTIFIED FINANCIAL PLANNER™ practitioner and former banker, I can help you assess the implications of options and scenarios for where you want to go, so you can sleep at night knowing you have set course for your financial future.

Strategic Investment Solutions, Inc. (SIS) is a wholly owned Registered Investment Advisor (RIA) registered with the Securities and Exchange Commission. Securities are offered through LPL Financial, a FINRA/SIPC member and a separate entity from SIS.

David Beutler

Managing Director of Investments

15255 S 94th Ave., Ste. 100 Orland Park, IL 60462 Office: 708-226-2949 [email protected] www.beutlerfinancial.com

Stephen M. Parlier

CPM®, Vice President, Financial Advisor

227 W Monroe St., Ste. 3400 Chicago, IL 60606 Office: 312-917-7453 [email protected] morganstanley.com www.morganstanleyfa.com/parlier

Commitment to Excellence

• Comprehensive wealth management • Customized portfolio management • Retirement and estate planning

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With more than 50 years of combined experience, the Beutler Financial Group of Wells Fargo Advisors proudly offers wealth management, investment planning, retirement planning and trust management services. Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Advisor selection is not reflective on individual clients satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0814-04652].

Stephen is a Certified Portfolio Manager who builds customized portfolios that are tailored to each client’s specific financial goals. With nearly 30 years of experience, he feels his proactive approach to comprehensive wealth management sets him apart from others. “I am honored to receive this award once again as I feel it validates my goal of providing true value to my clients through my wealth management process.” ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Nancy A. Effert

Claudia Marban

President

Financial Advisor ChFC®, CRPC®, CASL®, CLU®

500 Coventry Ln., Ste. 250 Crystal Lake, IL 60014 Office: 815-444-9560 [email protected]ffertfinancialsolutions.com www.effertfinancialsolutions.com

10261 W Lincoln Hwy. Frankfort, IL 60423 Office: 815-469-7181 Toll-free: 877-469-1112 [email protected] claudiamarban.com

Today, Tomorrow and Beyond …

Planning Dreams Beyond Numbers

• Retirement planning strategies • Tax planning strategies • Wealth preservation strategies

An advisory relationship provides consistent support and comprehensive strategies as life and business situations evolve and change. The potential success of a financial plan, portfolio strategy or wealth management relationship isn’t just about the dollars but the effect it has on your life, your family, your community and your legacy. Advisory Services offered through Partnervest Advisory Services LLC, a Registered Investment Advisor.

As an experienced advisor with Ameriprise Financial, I focus on working with clients who require more complex financial planning. I will work with you to thoroughly understand your goals and review your current financial situation in order to create a financial plan that suits your specific needs, both in the short and long term. Claudia Marban & Associates A private wealth advisory practice of Ameriprise Financial Services, Inc. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Daniel Liebers

Alison L. Brandt

Financial Professional

Financial Advisor

— www.fivestarprofessional.com

• Consultative holistic approach • Goal-based investment strategies • Independent, unbiased financial advice

2014 Five Star Wealth Managers

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AXA Advisors 1751 Lake Cook Rd. Deerfield, IL 60015

3030 Warrenville Rd., Ste. 320 Lisle, IL 60532 Office: 630-577-9300, Ext. 210 [email protected] ameripriseadvisors.com/ Alison.L.Brandt

Office: 224-554-8054

[email protected] www.drliebers.com

Committed to Client Service

Serving Women Through Life Transitions

• Asset accumulation • Asset preservation • Retirement income and wealth transfer

• Empowering advice • Personal relationships • Confident retirement

As an AXA Advisors financial professional, I am dedicated to helping my clients build secure financial futures. To do it right takes commitment and the services of a capable financial professional like me. Since 1988, I have been helping my clients address and meet their financial goals.

Alison Brandt has been helping women, business owners and high-net-worth families make sound financial decisions since 1997. Working together, Alison and her clients focus on what works for them now and will help ensure a confident retirement.

Daniel Liebers offers securities through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC. Investment advisory products and services offered through AXA Advisors, LLC, an investment advisor registered with the SEC. Annuity and insurance products offered through AXA Network, LLC. AGE-80400(09/12)(exp.09/14).

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Daniel Schmelzer

Financial Advisor, Managing Director

Senior Vice President Financial Advisor

540 Lake Cook Rd., Ste. 450 Deerfield, IL 60015 Office: 847-964-2117 Cell: 847-502-8884 [email protected]

2211 York Rd., Ste. 100 Oak Brook, IL 60523 Direct: 630-573-9677

[email protected]@morganstanley.com MorganStanleyFA.com/Ron.Schwartz

ameripriseadvisors.com/daniel.l.schmelzer

Planning for a Confident Retirement

Working With You Toward Success on Your Terms

• Retirement planning strategies • Estate planning strategies • Family finances

• Ethical, proactive, service-oriented • Professional, focused strategic advice • Targeted, global resources and solutions

My mission is to help you reach your financial goals through a personal relationship based on personalized, knowledgeable advice. This focus is designed to help you reach your goals, giving you greater confidence. Five Star award winner 2012 – 2014.

Managing wealth begins with developing a holistic, comprehensive understanding of who you are and the financial forces at work in your life. Ron strives to develop effective personal and professional relationships. Areas of experience include asset allocation, portfolio design, retirement planning, trust services, wealth protection and transfer techniques.

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Michael J. Gibbons

©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

Martha A. Maugh

RICP® President and Founder

CFP®, Senior Vice President, Financial Advisor

Consumers Financial & Investment Services, Inc. Round Lake Beach, IL 60073 Office: 847-265-5542 [email protected] www.consumersfinancialis.com

227 W Monroe St., Ste. 3400 Chicago, IL 60606

Building Wealth With Integrity

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Ron Schwartz

Office: 312-648-3373

[email protected]

www.morganstanleyfa.com/marty.maugh

Helping Clients Simplify Their Lives

• Practical solutions to complex issues • Tax-efficient income planning strategies • Tactical and timely investment management

• Holistic financial planning • Customized investment strategies • Advisory approach with attorneys and CPAs

At Consumers Financial & Investment Services, you are our priority. As a smaller advisory firm, we have the unique ability to address your financial needs in a personal, face-to-face manner, where larger companies may fall short. We are about more than financial planning and investments — we are about lasting and deeply rooted relationships.

My practice is built on trust, integrity and experience. Whether you have built your nest egg over many years of hard work, through inheritance or due to an unforeseen circumstance, it is my job to help you plan for your future. My goal is to be a financial resource for you and your family. I will work to bring a sense of comfort and reality to your situation. Together, we will use a collaborative approach to simplify your financial life. Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board’s initial and ongoing certification requirements. ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

Securities offered through LPL Financial Member FIRNA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Not NCUA Insured

Not Credit Union Guaranteed May Lose Value

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Patrick Curtin

Paul Gassel

Vice President, Wealth Advisor and CERTIFIED FINANCIAL PLANNER™

Managing Partner, Certified Fund Specialist™

2211 York Rd., Ste. 100 Oak Brook, IL 60523 Direct: 630-573-9769 [email protected]

300 S Wacker Dr., Ste. 2000 Chicago, IL 60606 Direct: 312-356-2167 [email protected]

Timely, Informed and Objective Guidance

Planning Today for Tomorrow

• Comprehensive wealth management • Investment advisory • Risk management

The strategic integration of extensive internal and external resources is central to Pat’s wealth management philosophy. These resources, as well as an external network of legal and tax professionals, are key in developing individual strategies for complex financial situations. Five Star award winner in 2012, 2013 and 2014. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S. ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

Paul Gassel is managing partner of Wrightwood Wealth Management, LLC and has served as a financial advisor since 1995. Paul assists his clients with the accumulation and protection of personal wealth tailored to meet the complex and rapidly evolving financial markets. He works to continuously enhance his reputation for accessibility, professionalism, performance and the depth and quality of his longlasting consultative relationships with clients. Securities, investment advisory and financial planning services offered through MML Investors Services, LLC. Member SIPC. Wrightwood Wealth Management is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.

John E. Berg

Paul Donato

First Vice President, Financial Advisor

Financial Advisor, Franchise Owner

2211 York Rd., Ste. 100 Oakbrook, IL 60523 Phone: 630-203-6110 [email protected]

18-6 E Dundee Rd., Ste. 100 Barrington, IL 60010

— www.fivestarprofessional.com

• Depth of professional resources • Commitment to service excellence • Dedication to clients’ interests

2014 Five Star Wealth Managers

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Office: 847-898-9916 Cell: 847-682-4942 [email protected]

ameripriseadvisors.com/paul.j.donato

Meeting Investors’ Needs Since 1986

Timely, Informed and Straightforward

• Portfolio management • Retirement planning • Simplify the complex world of investments

• Investments • Family finances • Retirement planning

I have been with Morgan Stanley for 23 years and have 28 years’ industry experience. I am dedicated to working diligently to develop and execute comprehensive, tailored financial plans and investment strategies to help each client achieve evolving financial goals throughout the course of their lives. I believe that my clients deserve an advisor who shares their vision, earns their trust and delivers high-level service and communications. ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

I am honored to be selected for the third year in row. For over 17 years, my mission has been to provide clients with the knowledge they need to make intelligent financial decisions. I strive to present information in a straightforward, understandable manner, while constantly considering changes in both the market place and clients’ goals in order to help them make necessary adjustments. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e 2014 Five Star Wealth Managers — www.fivestarprofessional.com

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James W. Wahout

Vice President, Wealth Management, CFP®

Wealth Management Advisor

814 Elm St. Winnetka, IL 60093 Office: 847-441-4572 [email protected]

GCG Financial, Inc. 2211 S York Rd., Ste. 310 Oak Brook, IL 60523 Direct: 847-457-3152 [email protected] www.gcgfinancial.com

Comprehensive Wealth Management

Changing Lives Forever for the Better

• Retirement planning • Tactical asset allocation • Risk management

• Customized financial strategies • Committed to lasting client relationships • Integrity, trust, knowledge, dedication

James Wahout focuses on comprehensive financial strategies for clients in every stage of their life from wealth accumulation to retirement income to wealth transfer. He listens and understands your financial needs and goals and then can develop a strategy to help you achieve those goals. James strives to have long-term relationships with his clients built on mutual trust.

GCG Financial is a premier financial services firm built on a tradition of “doing what is right.” Our mission is to enhance financial security of our clients. Whether serving a business or family, we provide innovative solutions and the resources, expertise and support necessary to deliver an exceptional client experience. Ultimately, our success is measured by the strength of our relationships. Be well. Do well. Plan on it. Securities and Investment Advisory Services offered through Securian Financial Services, Inc. Member FINRA/SIPC. GCG Financial, Inc. and Securian Financial Services, Inc. operate under separate ownership (trk 1002507 dofu 9/2014).

INVESTMENT AND INSURANCE PRODUCTS: NOT FDIC INSURED • NOT A BANK DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE Citi Personal Wealth Management is a business of Citigroup Inc., which offers investment products through Citigroup Global Markets Inc. (“CGMI”), member SIPC. Insurance products are offered through Citigroup Life Agency LLC (“CLA”). CGMI, CLA and Citibank, N.A. are affiliated companies under the common control of Citigroup Inc. Citi and Citi with Arc Design are registered service marks of Citigroup Inc. or its affiliates. Accounts carried by Pershing LLC, member FINRA, NYSE, SIPC.

Thomas M. Buckley

Jonathan A. Zulauf

Financial Advisor Registered Principal

Financial Advisor Managing Principal

900 N Arlington Hts. Rd., Ste. 380 Itasca, IL 60143 Office: 630-250-0049 [email protected] www.buckleywm.com

900 N Arlington Hts. Rd., Ste. 380 Itasca, IL 60143 Office: 630-250-0049 [email protected] www.lpl.com/jonathan.zulauf

Personalized Wealth Strategies

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Donald J. Mahlke

Building Lifelong Relationships

• 22 years of investment experience • Comprehensive wealth management • Wealth preservation and risk management

• Comprehensive, customized asset management • Highest quality of investment products • Featured in “Illinois Top-Ranking Advisors” book

I am honored to be selected as a Five Star Wealth Manager award winner. For more than 22 years I have helped my clients pursue their financial goals and dreams. If you are building wealth, preserving wealth, enjoying the income from it or transitioning to the next generation, I will be there to guide your family through the complex investment environment.

A financial professional since 1995, Jon provides independent and unbiased advice. His exceptional performance on behalf of his clients has garnered him numerous awards. The foundation of his clients’ success is built on his commitment to providing the highest level of service. He is devoted to establishing and maintaining lifelong relationships where he continues to educate and guide his clients in all areas of their financial planning. Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC.

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e C. Michael Reninger

Aron Gorenstein

CFP®, CPWA®, APMA® Financial Advisor

Private Wealth Advisor, Branch Manager

765 Ela Rd. Lake Zurich, IL 60047

400 Central Ave., Ste. 240A Northfield, IL 60093 Office: 312-986-0501

Office: 847-540-8640 [email protected] ameripriseadvisors.com/ charles.m.reninger

Wealth Management and Planning Strategies

[email protected]

www.raymondjames.com/ arongorenstein

Our Job … ? Your Goals

• Independent, unbiased and objective advice • Preserving assets for future generations • Custom plans for individuals and businesses

I am honored to have been chosen as a Five Star Wealth Manager. For 28 years I have endeavored to build lifelong client relationships on a foundation of loyalty and integrity. I believe financial decisions should be based on value and an analysis of risk versus reward, not emotions. I am committed to utilizing my experience and resources to provide my clients with sound financial advice. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Do you inject the same energy into achieving your personal financial goals as you do your business goals? No, yet you know your personal goals require forethought and preparation, and the best results are achieved by hardworking, laser-focused people — trusted people doing a job for you so you can do the “bigger things.” I bridge that gap in your life by being that trusted advisor coordinating all aspects of your family’s financial plan. Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC. This award is bestowed by an independent third-party organization not affiliated with Raymond James.

Gregory C. Stoumbelis

Gerard M. O’Malley

Retirement Planning Specialist

CPA, CFP®, CRPC®, CRPS®, Private Wealth Advisor

8770 W Bryn Mawr Ave., Ste. 1200 Chicago, IL 60631

15424 S Harlem Ave. Orland Park, IL 60462 Office: 708-342-2639 [email protected] ameripriseadvisors.com/ gerard.m.omalley

Office: 773-380-8345 Cell: 708-721-6820 [email protected] www.thgfinancial.com

Ask More From Your Advisor

— www.fivestarprofessional.com

• Comprehensive financial planning approach • Personalized investment management strategies • Dedicated to clients’ interests

2014 Five Star Wealth Managers

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Common-Sense Approach

• More than 20 years of experience • Wharton certificate in retirement planning • Client-centric approach from day one

• Predictable client experience • Committed to value proposition • Personal financial planning attentiveness

It’s an honor to be named a Five Star Wealth Manager for a second consecutive year. I would like to thank my clients who have allowed me to do what I love for over 20 years. I would also like to thank my wife and sons for their continued love and support. What are your goals? What are you working toward? Let’s work together to build and implement a strategy to get where you want to go. Registered Representative of, and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, Inc. (HTK), Registered Investment Advisor, Member FINRA/ SIPC, 8770 W. Bryn Mawr Ave, Suite 1200 Chicago, IL 60631 and phone 773-380-8000. The Heartland Group is independent of HTK. A4TM-0821-01E2.

Please visit my website to forward my information to friends or family members through the Refer Me link, or try the 3-minute Confident Retirement® check to see where you stand. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Brian McNamara

Alan Nadolna

Financial Advisor Associate Vice President

CEO

The Associates Group 633 Skokie Blvd., Ste. 480 Northbrook, IL 60062

3 N Second St., Ste. 200 St. Charles, IL 60174 Office: 630-762-6506 [email protected] www.ameripriseadvisors.com/ brian.d.mcnamara

Phone: 847-509-5090 Cell: 773-519-8000

[email protected] www.associatesgroupinc.com

I Help Our Clients Achieve Confidence

Trusted Advisor

• Retirement planning strategies • Retirement income strategies • Family finances and saving for education

As an Ameriprise financial advisor, I believe success should be measured not just by your financial well-being, but by how confident you feel about your future. My mission is to help you reach your financial goals through a personal relationship based on personalized, knowledgeable advice. This focus is designed to help you reach your goals, giving you greater confidence. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Guiding clients through life’s transitions is rewarding. They cause new financial realities. Birth, death, inheritance, business formation, job change and business succession are all major transition events. Alan has assisted clients through these for over 30 years. The guideposts of the practice are: the creation, retention and distribution of wealth, keeping assets and business interests in the family. Alan is board chairman of two agencies that serve the welfare of citizens with special needs. He has authored a syndicated column, “This Way to Wealth”, for over 25 years. He has staffed his organization with experienced professionals in accounting, finance, law, insurance and investments. Each new client relationship is earned. Every prospective client is sent an introductory memo that includes observations and suggestions to improve the client’s situation.

Find a financial planner who will take the time to educate you, eliminate the mystery and put you on the correct path. — Five Star award winner

Mark V. Yackey

MBA, CFP®, CRPC®, Financial Advisor

2323 Naperville Rd., Ste. 150 Naperville, IL 60563 Phone: 630-955-1400 [email protected]

Joy Ann W. Sweet

Steven H. Golber

CFP®, CRPC®, AAMS®, Private Wealth Advisor

Senior Vice President – Investment Officer

18-6 E Dundee Rd., Ste. 100 Barrington, IL 60010 Direct: 847-898-9909 [email protected] joyannsweet.com

30 S Wacker Dr., Ste. 4000 Chicago, IL 60606-9578 Phone: 312-630-7033 Toll-free: 800-227-8488 [email protected]

home.wellsfargoadvisors.com/steve.golber

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For over 23 years, I have worked with clients to understand what is important to them and to help provide peace of mind through financial planning.

For 24 years, I have been helping highnet-worth clients plan their financial goals through combining a comprehensive financial planning approach and investment selection.

As a financial advisor with Wells Fargo Advisors, I can offer you a wide range of services, from selecting individual investments to developing a retirement plan.

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Sweet, Hoobchaak & Associates, A financial advisory practice of Ameriprise Financial Services Inc. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0913-03104].

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Jim Stork

Michael Pulliam

John Wimbiscus

CFP®, CFA®, MBA

MS, CFS®, RTRP

CFP®, NAPFA-Registered Financial Advisor

823 Burlington Ave. Western Springs, IL 60558 Office: 708-246-6262 [email protected]

Pulliam Financial Services 3406 W 111th St. Chicago, IL 60655 Office: 773-238-0911

Trinity Financial Advisors, LLC 541 N Fairbanks Ct., Ste. 1060 Chicago, IL 60611 Phone: 312-245-1300 [email protected] www.TFA-LLC.com

Peace of mind — what you get when you k now that you have par tnered with a knowledgeable, experienced and trusted advisor. Call us to get on track to meet your family’s financial goals. More than 25 years of experience. Comprehensive, unbiased advice.

Michael A. Pulliam is owner of Pulliam Financial Services, Chicago, Illinois.

Christopher R. Stein

Christine L. Thomas

Brett White

President – Wealth Manager

CFP®, Financial Advisor

CFP®, APMASM, Private Wealth Advisor

Michael A. Pulliam, Registered Representative. Securities offered through H.D. Vest Investments ServicesSM, Member SIPC, 6333 N State Hwy. 161, 4th Fl., Irving, TX 75038, 972-870-6000. Pulliam Financial Services is not a registered broker/dealer or independent investment advisory firm.

Trinity Financial Advisors, LLC focuses exclusively on financial planning, investment management and income tax preparation services for our clients. As fiduciaries, we provide these services with objectivity and independence. It is our goal to promote long-term relationships that continue from generation to generation.

3030 Warrenville Rd., Ste. 320 Lisle, IL 60532 Phone: 630-577-9300 Phone: 630-638-PLAN (7526) [email protected]

1 Oakbrook Terrace, Ste. 700 Oakbrook Terrace, IL 60181 Office: 630-396-1823 [email protected] www.brettdwhite.com

I serve as my clients’ primary financial advisor. I help organize, prioritize and simplify their finances, so they can focus on what’s most important to them. The individual program, ongoing support and service I provide give my clients more confidence about their future.

For over 18 years, I have been helping highnet-worth families plan for their financial goals through comprehensive financial and investment planning services. My goal is to help my clients feel confident about their financial future. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

What are your financial dreams? My goal is to make sure that you live them! I provide simple solutions to complex decisions through longterm relationships with my clients.

Securities offered through LPL Financial, Member FINRA/SIPC.

ameripriseadvisors.com/christine.l.thomas

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Curtis Loveday

Donald D. Duncan

Andrew N. Embery

Senior Vice President – Wealth Management, Financial Advisor

MBA, CPA/PFS, CFA, CFP®

Vice President – Wealth Management

2135 City Gate Ln., Ste. 100 Naperville, IL 60563 Direct: 630-799-9841 Toll-free: 800-965-6083 [email protected] morganstanley.com

As a Morgan Stanley wealth manager with more than 23 years of experience, your financial success is my first priority. My goal is to thoroughly understand your financial needs and objectives, then align the firm’s vast resources to help you meet or exceed them. Visit www.morganstanleyfa.com/curtisloveday. ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

111 N Wabash Ave., Ste. 800 Chicago, IL 60602 Office: 312-526-3680 [email protected] www.d3financialcounselors.com

We are an independent, fee-only financial planning firm that helps smart people make smarter financial decisions. Our clients utilize us for hourly consulting, portfolio management and family office services. We best serve corporate executives, medical professionals, business owners and CFAs.

— www.fivestarprofessional.com

4711 Golf Rd., Ste. 705 Skokie, IL 60076 Office: 847-677-3108 [email protected] www.lpl.com/christopher.stein

2014 Five Star Wealth Managers

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227 W Monroe St. Chicago, IL 60606 Office: 312-648-3452 andrew.n.embery @MorganStanley.com

Andrew N. Embery is a financial advisor with Morgan Stanley. Andrew’s practice focuses on financial planning for high-net-worth individuals and families.

©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

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Phil Zaczek

Barbara J. Finder

Dennis S. Gregor

Vice President, Portfolio Manager, Financial Advisor

Sr. Vice President, Sr. Investment Mgmt. Consultant, Financial Advisor

Financial Advisor, Business Financial Advisor

70 W Madison, Ste. 5100 Chicago, IL 60602 Office: 312-419-3629 www.morganstanleyfa. com/philip.zaczek

I personally build and manage custom stock, options and bond portfolios for clients all over the United States. I listen to your needs and together we define a plan that suits the level of risk appropriate for your situation. By utilizing quantitative, qualitative, technical analysis, and also providing a high level of communication and attention to your holdings, I actively manage your investments. ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

[email protected] morganstanleyfa.com/barbarafinder

We believe that managing wealth involves far more than managing an investment portfolio. It begins with developing a holistic, comprehensive understanding of who you are and the financial forces at work in your life. It means helping you understand, anticipate and respond effectively to these forces. It also means helping you invest your assets today in a way that reflects the realities of your life. ©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

9701 W Higgins, Ste. 240 Rosemont, IL 60018 Office: 847-720-4688 [email protected] ameripriseadvisors.com/ dennis.s.gregor

As an exper ienced advisor, I k now that everyone’s financial picture is different and that each person’s priorities change depending on their time horizon, how they accumulated their wealth and their long- and short-term goals. So, I help each of my clients develop a strategy tailored to their unique needs.

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Richard J. Madal

Nathan J. Huveldt

Donna M. Cainkar

FIC, CLTC, Financial Associate

CFP®, Associate Vice President, Financial Advisor

Masters of Management (MBA), CFP®

11935 Bates Ct. Orland Park, IL 60467 Office: 708-403-7734 [email protected] www.Thrivent.com

Achieving your goals requires preparation. I can help you assess your situation and develop a financial strategy that is customized for you. From strategies to help you grow your assets, to asset distribution in retirement — I’ll help you make informed decisions to stay on track with your goals. Licensed agent/producer for insurance products offered by Thrivent Financial, marketing name for Thrivent Financial for Lutherans, Appleton, WI. Registered representative for securities offered through Thrivent Investment Management Inc., Minneapolis, MN. Member FINRA and SIPC. Thrivent.com/disclosures.

227 W Monroe St., Ste. 3400 Chicago, IL 60606 Office: 312-917-7443

[email protected]

Burr Ridge Financial Planning Services, Inc. 760 Village Ctr. Dr., Ste. 200 Burr Ridge, IL 60527 Office: 630-655-3030 BurrRidgeFinancialPlanning.com

morganstanleyfa.com/nathan_huveldt

With a specialization in retirement planning, risk management and tax-efficient portfolio construction, I focus first on what’s meaningful to you and your family and then develop a customized, multidisciplinary strategy for your financial assets.

Fo r m o r e t h a n 3 0 y e a r s , D o n n a h a s independently provided expert, unbiased guidance to individuals and business entities seeking comprehensive financial planning, portfolio design and investment research with ongoing monitoring of goals and results.

©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

Cynthia B. Jones

Diana J. Joseph

Erik G. Ford

CFP®, First Vice President – Investments

Chief Investment Officer, Managing Director

AIF®, CFP®, Principal

150 W Campbell St. Arlington Heights, IL 60005 Office: 847-870-4685 [email protected] www.home.wellsfargoadvisors. com/cynthia.jones1

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227 W Monroe St., Ste. 3400 Chicago, IL 60606 Office: 312-648-3555

I provide full-service, advisory-based wealth management that is customized for each client. I take pride in the trust I have earned over the years as I dedicate my efforts to help my clients make the right decisions for the right reasons. Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company. Advisory Programs may not be appropriate for all clients. [CAR 0814-05754 8/14]. Investment and Insurance Products: NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

1 N Franklin St., Ste. 1105 Chicago, IL 60606 Phone: 312-870-1902 [email protected]

Diana Joseph has been successfully helping families, foundations and institutions to preserve and manage their wealth for more than 20 years. Her approach is disciplined and strategic, competently assessing the macroeconomic environment and planning an investment road map to make it safely down that winding road to accomplishing her clients’ goals.

Ford Wealth Management 536 Pennsylvania Ave. Glen Ellyn, IL 60137 Office: 630-545-2500 Cell: 312-804-9464 [email protected] fordwealthmanagement.com

Ford Wealth Management is an independent financial services firm committed to the long-term financial success of its clients. We partner with individuals and families to design and implement customized investment, financial and wealth plans. We also work with businesses and not-for-profits. Securities offered through LPL Financial. Member FINRA/SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

i a v S r © Fiv e t P a S F r r © iv e t o P a Fi e St r P ro fes a v S f Fi e r e r t o s P a ve S r f s e r t i o s P o a ve S r f s e r t i o s P o a St r f s n e r i o a s P o a St r f s n e r ar Pr ofe ss ion al of ss io al P n r r e Alexis Tsamados

Jeffrey C. Simon

W. Eliott Grigg

Retirement Planning Specialist

CFP®, Vice President – Investments

Financial Advisor

1515 W 22nd, Ste. 300 Oak Brook, IL 60523 Office: 630-954-6885 Cell: 630-207-2055 [email protected]

As a financial professional with AXA Advisors, LLC, I am committed to helping my clients wo r k t o w a rd t h e i r f i n a n c i a l g o a l s fo r themselves, their families and their businesses by assisting them with strategies for asset accumulation, preser vation and wealth transfer. Securities offered through AXA Advisors, LLC, member FINRA/SIPC, annuity and insurance products offered through AXA Network, LLC. AGE-97448(09/14)(exp.09/16).

150 W Campbell St. Arlington Heights, IL 60005 Office: 847-870-4695 Cell: 847-921-0872 [email protected] www.jeffreycsimon.com

I act as my clients’ primary trusted advisor, coordinating all aspects of their financial life with a personal and unique financial strategy action plan. I help prioritize, organize and simplify their finances, increasing their confidence in achieving their goals. Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0814-052324].

765 Ela Rd., Ste. 300 Lake Zurich, IL 60047 Office: 847-540-8640 [email protected] www.AmeripriseAdvisors. com/W.Eliott.Grigg

For more than 15 years, I’ve focused on longterm financial and investment planning. Creating a customized plan allows me to educate clients on a diverse array of investment vehicles and to help each client confidently achieve their long-term financial goals. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Richard L. Gnivecki

James A. Longo, Jr.

James E. Stone

Financial Advisor

Financial Planner, CPA*, PFS, CFP®, CRPC®

CFP®, CLU®, ChFC®, CRPC®

8755 W Higgins Rd. Chicago, IL 60631 Phone: 773-867-3624 Cell: 630-330-2400 [email protected] www.PWALFA.com

8755 W Higgins Rd., Ste. 200 Chicago, IL 60631 Phone: 773-867-3677 Toll-free: 800-261-4278 [email protected]

I believe success should be measured not just by your financial well-being, but by how confident you feel about your future. My mission is to help you reach your financial goals through a relationship based on personalized, knowledgeable advice. Helping you reach your goals with confidence. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

By taking time to build deep relationships with clients we help to define objectives, make clear decisions and chart a course of action to simplify the financial aspects of their lives, giving them more time to spend on the activities in their lives that bring them joy, happiness and fulfillment.

Our practice is centered on assisting others to achieve their most valued financial goals. This process starts by fully understanding what’s important to our clients and why. It is our “servefirst” philosophy that has allowed us to receive this recognition once again.

James Longo is a registered representative with Lincoln Financial Advisors Corp., a broker/dealer (Member SIPC) and registered investment advisor. *Licensed not practicing. CRN-1000779-082814. PWA is a marketing name used to conduct business through Lincoln Financial Advisors.

James Stone is a registered representative with Lincoln Financial Advisors Corp., a broker/dealer (Member SIPC) and registered investment advisor. This advertisement partially sponsored by Lincoln Financial Distributors. Lincoln Financial Advisors and Lincoln Financial Distributors are separate enties. CRN-1000645-082814.

Cyril Friend III

Michael L. Haynes

Christopher M. Gongola

LPL Financial Advisor

Financial Advisor

CRPC®, Vice President

12 E Quincy St. Riverside, IL 60546 Office: 708-442-9234 Cell: 708-674-3350 [email protected] investwithfriends.com

“With 20-plus years as a wealth manager, this is not merely a knowledge-based business — it is relationship-based. A transaction covers only one pay period. A relationship covers at least two lifetimes.” — Cyril Friend

Securities offered through LPL Financial. Member FINRA/SIPC.

227 W Monroe St., Ste. 3400 Chicago, IL 60606 Office: 312-648-3552 [email protected]

200 W Madison St. Chicago, IL 60606 Office: 312-368-0413 [email protected] www.wunderlichsecurities. com/cgongola

“We help you move from what you do to what you love.”— Michael L. Haynes

Since 2003, Chris has assisted his clients by developing portfolios to help individuals and corporations achieve their financial goals. He uses various investment products for taxable and tax-deferred accounts. He focuses his practice on working with individuals as well as small businesses.

©2014 Morgan Stanley Smith Barney LLC. Member SIPC.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 8,161 Chicago wealth managers were considered for the award; 744 (10 percent of candidates) were named Five Star Wealth Managers.

— www.fivestarprofessional.com

56 E Crystal Lake Ave. Crystal Lake, IL 60014 Office: 815-477-5510 Cell: 815-363-7720 richard.l.gnivecki @amp.com

2014 Five Star Wealth Managers

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SPECIAL ADVERTISING SECTION ­

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Award winners listed by primary services and listed alphabetically by last name.

2014 Five Star Wealth Managers

Business Planning

Yan Bellantoni ∙ Ameriprise Financial Services, Inc.

Paul L. Casazza ∙ Dashboard Wealth Advisors

Armond Dinverno ∙ Balasa Dinverno Foltz Page 4 & 5

Steven BeLow ∙ U.S. Bancorp Investments

Julie Murphy Casserly ∙ JMC Wealth Management

James R. Dischert ∙ 360 Financial Group Page 10

Gregory Berg ∙ Ameriprise Financial Services, Inc.

Anthony David Cecchini ∙ JMG Financial Group Page 6 & 7

Lisa Ditkowsky ∙ LPL Financial

Harold Elliot Berger ∙ Ameriprise Financial Services, Inc.

Gabriel A. Chavez ∙ Ameriprise Financial Services, Inc.

Ronald A. Bernstein ∙ GCG Financial

Patricia A. Chevalier ∙ MetLife

Zachary J. Birkey ∙ Morgan Stanley

Justin Chibucos ∙ AXA Advisors

John William Drafall ∙ Thrivent Financial

Estate Planning

David Blaydes ∙ RPI - Financial Life Planners

Michael Chong ∙ Voyage Financial

Steven Dudash ∙ Merrill Lynch

Robert Dombrowski ∙ Merrill Lynch

Adam Blonsky ∙ Coyle Financial Counsel

Kyle Chudom ∙ Morgan Stanley

Donald Duncan ∙ D3 Financial Counselors Page 43

Scott Berk ∙ Morgan Stanley

Mark Giovanazzi ∙ Morgan Stanley Page 29 Steven R. Herrmann ∙ New England Financial Steven W. Sawyer ∙ Ameriprise Financial Services, Inc. Alexandra Tsamados ∙ AXA Advisors Page 45

Patricia A. Koney ∙ Ameriprise Financial Services, Inc. Page 27

— www.fivestarprofessional.com

Cataldo Panici ∙ Wintrust Wealth Management

Financial Planning

Alan Abramson ∙ Mesirow Financial

Marcus Eric Boggs ∙ Merrill Lynch

Cyrus Clausen ∙ Luzadder & Associates/Ameriprise Financial Services, Inc.

David J. Bolanos ∙ LPL Financial

Thomas Cleland ∙ Morgan Stanley

Janet Bolton ∙ Morgan Stanley Page 29

Chad Coe ∙ COE Financial

Nathaniel Robert Dutko ∙ LPL Financial

Andrea Cohen ∙ Kovitz Investment Group Page 9

William Easom ∙ Morgan Stanley

Joseph R. Book ∙ Itasca Bank & Trust Company

John Dunk ∙ Jack M. Dunk & Associates/Ameriprise Financial Services, Inc.

Edward William Edens ∙ Kovitz Investment Group Page 9

Michael John Bora ∙ Triad Advisors

Barbara S. Adelman ∙ Stonebridge Wealth Advisors

Teresa Bousky ∙ Financial Strategy Network Page 22

Coleman Conley ∙ Ameriprise Financial Services, Inc.

Susan Ahlfeld ∙ Ameriprise Financial Services, Inc.

Gregg W. Bowen ∙ Ameriprise Financial Services, Inc.

John Corey ∙ Ameriprise Financial Services, Inc.

Michael J. Alaimo ∙ Morgan Stanley Page 18

Jenny Boyke ∙ Kovitz Investment Group Page 9

Nicholas Cosky ∙ Balasa Dinverno Foltz Page 4 & 5

Anthony Albertino ∙ Albertino Financial

Maria C. B. Braham ∙ Morgan Stanley

Kevin Coyle ∙ Coyle Financial Counsel

Matthew Allgood ∙ Ameriprise Financial Services, Inc.

Allen Bronton ∙ Clear Financial Strategies

Jeff Cribbs ∙ Chicago Wealth Management

Andrew Allison ∙ Ameriprise Financial Services, Inc.

Angel Brown ∙ Valic

Mike Crouch ∙ LPL Financial

David N. Brown ∙ Morgan Stanley

Patrick Crowley ∙ LPL Financial

Douglas Evans ∙ JMG Financial Group Page 6 & 7

Scott A. Brown ∙ RPI - Financial Life Planners

Edward Cruickshank ∙ Huber Financial Advisors

Ryan Evans ∙ Blueprint Wealth Advisors

Roger Irvin Brueckbauer ∙ First Command Financial Planning

Patrick Curtin ∙ Morgan Stanley Page 39

Craig Eyler ∙ Morgan Stanley

Julie Bucaro ∙ Balasa Dinverno Foltz Page 4 & 5

Patricia G. Cutilletta ∙ Morgan Stanley

Nancy Buerger ∙ Ameriprise Financial Services, Inc. Page 24

Scott Dahl ∙ Merrill Lynch

Aaron M. Feinblatt ∙ Ameriprise Financial Services, Inc.

Roger Burgis ∙ Morgan Stanley

Faron Daugs ∙ Harrison Wallace Financial Group

Jeffrey Feinendegen ∙ LPL Financial

Bruce R. Butler ∙ Morgan Stanley Page 11

John E. Davis ∙ Chicago Investment Advisory Council

Christopher Santos Cagadas ∙ Ameriprise Financial Services, Inc.

Terry W. Davis ∙ Ameriprise Financial Services, Inc.

Donna M. Cainkar ∙ Burr Ridge Financial Planning Services Page 44

Joe Della Monica ∙ Ameriprise Financial Services, Inc. Page 34

Robin S. Anderson ∙ LPL Financial

Bradley Angeletti ∙ Robert W. Baird & Company Vijay Bajaj ∙ Ameriprise Financial Services, Inc. Mark Balasa ∙ Balasa Dinverno Foltz Page 4 & 5

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Edward Downey ∙ Downey Financial Group

Thomas Frank Collar ∙ Balasa Dinverno Foltz Page 4 & 5

Steven Adams ∙ Ameriprise Financial Services, Inc. Page 25

Dennis L. Anderson ∙ Benjamin F. Edwards & Company

Todd Balber ∙ B&R Financial

Phillip Bandle ∙ Wayne Hummer Investments Bradley M. Barrie ∙ Ameriprise Financial Services, Inc. Wendy Baum ∙ AXA Advisors

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Ruth Doepel ∙ Raymond James

Kelly Bays ∙ Ameriprise Financial Services, Inc.

Eric Lee Beaderstadt ∙ Thrivent Financial Page 28 Bruce Becker ∙ Morgan Stanley

Susan Calomino ∙ Lincoln Financial Advisors Ryan Carey ∙ Insight Wealth Management

Joel D. Carlsen ∙ Morgan Stanley

Karen DeRose ∙ Lincoln Financial Advisors Page 13 Mitchell Despinich ∙ Financial Consultants Group

William E. Dever ∙ JMG Financial Group Page 6 & 7

John Egan ∙ Charles Schwab & Company David Eidell ∙ Merrill Lynch

David Ellstrom ∙ Ameriprise Financial Services, Inc.

Andrew N. Embery ∙ Morgan Stanley Page 43

Oliver Ernst ∙ SAGE Private Wealth Group Constance Etter ∙ Wunderlich Securities

Amanda L. Falkum ∙ Kovitz Investment Group Page 9

John Ferrante ∙ Chicago Oakbrook Financial Group

Barbara J. Finder ∙ Morgan Stanley Page 44 Annette Erika Findling ∙ Stonebridge Wealth Advisors Kevin S. Fine ∙ Merrill Lynch Mark E. Fine ∙ Merrill Lynch

Barry Finkelstein ∙ Eagle Strategies Christopher Arthur Fisher ∙ Fisher Financial Partners

Adam Fleishman ∙ Morgan Stanley

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Erik G. Ford ∙ Ford Wealth Management Page 44

William Hickerson ∙ Advance Capital Management Page 32

Jim King ∙ Balasa Dinverno Foltz Page 4 & 5

Richard J. Madal ∙ Thrivent Financial Page 44

Paul Fousek ∙ Horizon Wealth Management Page 17

Brian Farley Hickey ∙ Morgan Stanley

James Royal Kirchner ∙ Merrill Lynch

Kevin J. Madden ∙ Ameriprise Financial Services, Inc.

Chad Fox ∙ Merrill Lynch

Benjamin Hockema ∙ Deerfield Financial Advisors

David Kirkby ∙ Kirkby, Phelan & Associates

Mark Magajne ∙ LPL Financial Page 27

Dan Patrick Hoffmann ∙ Morgan Stanley

Gary Klaben ∙ Coyle Financial Counsel

Daniel J. Maguire ∙ Morgan Stanley

Robert Gattuso ∙ Morgan Stanley

Richard P. Hohol ∙ Chartered Consultants

Mary Kay Kluge ∙ Morgan Stanley

Martin Gaughan ∙ Gaughan Capital Management

Benjamin Holland ∙ Oppenheimer & Company

Myron J. Gaylord ∙ INVESCO

Richard Holmberg ∙ Liberty Asset Management

Daniel Fries ∙ Merrill Lynch

Paul Gassel ∙ Wrightwood Wealth Management Page 39

William German ∙ JMG Financial Group Page 6 & 7

Brenda Knox ∙ Financial Elements

Donald J. Mahlke ∙ GCG Financial Page 40

Jeffry P. Kraus ∙ Wintrust Wealth Management

Diane Maloney ∙ Beacon Financial Planning Services

Ronald Krause ∙ RK Financial Group

Jodi L. Manthei ∙ Riverstone Wealth Partners

Evan J. Hoobchaak ∙ Ameriprise Financial Services, Inc.

Michael Kwiatkowski ∙ Retirement Solutions

Christopher R. Goebel ∙ Ameriprise Financial Services, Inc.

Edward Alan Horwitz ∙ Horwitz & Associates

Franco La Marca ∙ Merrill Lynch

Christopher M. Gongola ∙ Wunderlich Securities Page 45

Donald E. Huff ∙ Ameriprise Financial Services, Inc.

Aron Gorenstein ∙ Raymond James Page 41

Nathan Huveldt ∙ Morgan Stanley Page 44

Thomas Gramins ∙ LPL Financial

Daniel Iverson ∙ Morgan Stanley

Howell Granger ∙ AXA Advisors

Robert C. Jackway ∙ Vital Wealth Management

William Laipple ∙ Stonebridge Wealth Management

Jennifer Lauren Lake ∙ Balasa Dinverno Foltz Page 4 & 5

Steven LaRocco ∙ Ameriprise Financial Services, Inc.

Stewart Mather ∙ The Mather Group

Zachary Larson ∙ Thrivent Financial

Andrew Griffo ∙ Morgan Stanley

Christopher Jasper ∙ Ameriprise Financial Services, Inc.

Robert Lauer ∙ Merrill Lynch

W. Eliott Grigg ∙ Ameriprise Financial Services, Inc. Page 45

William Jené ∙ Morgan Stanley Page 32

Brian Grote ∙ Ameriprise Financial Services, Inc.

Robert Jensen ∙ Morgan Stanley

Thomas E. Guyett ∙ Cantlon Financial Planning

Mike Haffling ∙ Verus Capital Management Page 30 Susan Hall ∙ Raymond James

Brian Andersen Hammersley ∙ Morgan Stanley

Ryan Johnsen ∙ Ameriprise Financial Services, Inc. Eric W. Johnson ∙ H. D. Brent & Company

Kate Jonynas ∙ Kovitz Investment Group Page 9 Joshua Kadish ∙ RPG

Page 20

Christopher Abe Karam ∙ Sheridan Road Financial

Page 20

Edward Quentin McCarthy ∙ Morgan Stanley

Paul Levitt ∙ Morgan Stanley

Elaine Lewis ∙ Morgan Stanley

James Hosty McGovern ∙ J. McGovern and Associates

Carlo John Licata ∙ Morgan Stanley

Bruce E. McKee ∙ Raymond James

Craig Lindemann ∙ Morgan Stanley

Edward Thomas McNamara ∙ Morgan Stanley

Heather Locus ∙ Balasa Dinverno Foltz Page 4 & 5 James W. Lohse ∙ Independence Capital Financial Partners

Laurel Long-Engel ∙ Morgan Stanley

John B. Keener ∙ Einspar Family Financial Page 33

Terrence Heafey ∙ ISIS Wealth Management

Bill Keffer ∙ Keffer Financial Planning

Jeffrey D. Hejza ∙ Lincoln Park Financial Group

Martin Keidan ∙ Ameriprise Financial Services, Inc.

George G. Hemsley ∙ Hemsley Advisors

James Dennis Keller ∙ LPL Financial

Monte G. Luzadder ∙ Luzadder & Associates/Ameriprise Financial Services, Inc.

Edward Kelly ∙ Coyle Financial Counsel

William Lymangood ∙ Morgan Stanley Page 18

Melissa Kerr ∙ Morgan Stanley

Stephen Mack ∙ Mack Investment Securities

Eric Hesse ∙ U.S. Bancorp Investments

Nicole Mayer ∙ RPG

Sherwin Marvin Lesk ∙ Leonetti & Associates

Michael Lawrence Haynes ∙ Morgan Stanley Page 45

Paige L. Kerr ∙ Ameriprise Financial Services, Inc.

Curtis L. Matlin ∙ New England Financial

John Charles McCallion ∙ Morgan Stanley

Susan Harper ∙ Merrill Lynch

Jay S. Hesdorffer ∙ Morgan Stanley Page 29

Trevor Mathias ∙ Morgan Stanley

Lawrence Jay Lazar ∙ Lazar Financial

William Kearns ∙ Ameriprise Financial Services, Inc.

David Henry ∙ Thrivent Financial

Claudia Marban ∙ Ameriprise Financial Services, Inc. Page 37 Michael Masciopinto ∙ Ameriprise Financial Services, Inc.

David W. Latko ∙ Latko Wealth Management

Denice Gustin-Piazza ∙ WealthPlanners

Mark Mappa ∙ Mappa Wealth Management

Sean Lannan ∙ Morgan Stanley

Michael Jankowski ∙ Wealth Planning Network Page 2 & 3

S. Randolph Gretz ∙ Merrill Lynch

Thomas J. Manzardo ∙ Ameriprise Financial Services, Inc.

James A. Longo, Jr. ∙ Lincoln Financial Advisors Page 45

Curtis Blake Loveday ∙ Morgan Stanley Page 43

Frederick Lucas ∙ Charles Schwab & Company

Donald L. Mackay ∙ Ameriprise Financial Services, Inc.

— www.fivestarprofessional.com

Benjamin Gillespie ∙ Morgan Stanley

Dennis Gregor ∙ Ameriprise Financial Services, Inc. Page 44

Peter Maguire ∙ Morgan Stanley

2014 Five Star Wealth Managers

©

SPECIAL ADVERTISING SECTION ­

Robert Mecca ∙ Robert A. Mecca & Associates Kevin Meehan ∙ Wealth Enhancement Group

Robert Meeks ∙ JMG Financial Group Page 6 & 7

Jenine Mehr ∙ Ameriprise Financial Services, Inc. Michael James Melko, Jr. ∙ Morgan Stanley Christopher Menconi ∙ Morgan Stanley

Joseph Menconi ∙ JMG Financial Group Page 6 & 7

Jeffrey Meyer ∙ Ameriprise Financial Services, Inc.

John Michalak ∙ Chicago Investment Advisory Council

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Award winners listed by primary services and listed alphabetically by last name.

2014 Five Star Wealth Managers

Chris Mikolajczewski ∙ Upstream Investment Partners

Edward Perry ∙ Perry Wealth Counsel Page 16

Matthew Mikula ∙ Balasa Dinverno Foltz Page 4 & 5

Michael Phillipp ∙ Ameriprise Financial Services, Inc.

Lori J. Miller ∙ LPL Financial

Louis R. Piccione ∙ Morgan Stanley

Anthony David Mlachnik ∙ Ameriprise Financial Services, Inc.

David Pike ∙ Morgan Stanley

Clifford Morgan ∙ Uhlmann Price Securities David Morgan ∙ JMG Financial Group Page 6 & 7

James Platania ∙ Platania Financial

Jeremy Dale Schares ∙ Strategic Financial Group John Schavocky ∙ Ameriprise Financial Services, Inc.

Jeff Schimmelpfennig ∙ Morgan Stanley

Denise Schirmann ∙ Morgan Stanley David Schlossberg ∙ Assured Concepts Group

Sandra Stevens ∙ New England Financial Adam Stock ∙ The Next Level Planning Group

James Stone ∙ Lincoln Financial Advisors Page 45 John Straley ∙ Infinity Wealth Management

Mark Strefner ∙ Infinity Wealth Management

— www.fivestarprofessional.com

Corey Schmidt ∙ Thrivent Financial

David Lawrence Strulowitz ∙ Cornerstone Advisers

James Porte ∙ Morgan Stanley

David J. Strutzel ∙ Raymond James

Todd Moser ∙ Ameriprise Financial Services, Inc.

Jason Matthew Schultz ∙ Morgan Stanley

Todd Michael Powell ∙ Morgan Stanley

Gerald Wayne Muldoon ∙ Ameriprise Financial Services, Inc.

Gregory Schultze ∙ Ameriprise Financial Services, Inc.

Armand D. Prestidge ∙ Ameriprise Financial Services, Inc.

John Edward Muldoon ∙ Ameriprise Financial Services, Inc.

Scott Schuster ∙ Dashboard Wealth Advisors

Tom Prybylo ∙ Integrity Financial Management

Jackie Murphy ∙ Coyle Financial Counsel

Ron Schwartz ∙ Morgan Stanley Page 38

Michael Psaltis ∙ Merrill Lynch

John M. Selzer, Jr. ∙ Capital Point Financial Group

Michael Porrey ∙ LPL Financial

Alan Richard Nadolna ∙ The Associates Group Page 42

Michael Allan Pulliam ∙ Pulliam Financial Services Page 43

Daniel Mark Nagel ∙ LPL Financial

Srbo Radisavljevic ∙ Edge Portfolio Management

David Navarro ∙ Chicago Oakbrook Financial Group

Alan Reese ∙ Reese Financial Services

Anthony Richard Severino ∙ Morgan Stanley

Matthew Strutzel ∙ Raymond James

Marita A. Sullivan ∙ JMG Financial Group Page 6 & 7 Michael E. Sullivan ∙ LPL Financial James Svigos ∙ Morgan Stanley

Meredith Tabbone ∙ Ameriprise Financial Services, Inc. John Jeffrey Tarter ∙ Ameriprise Financial Services, Inc.

Neal F. Shackel ∙ Thrivent Financial

Charles Thalheimer ∙ Ameriprise Financial Services, Inc.

Tana Reich ∙ Merrill Lynch

Darrin J. Shallcross ∙ Shallcross Financial Planning

Jon Allen Theeke ∙ Thrivent Financial

Judson Nierman ∙ Merrill Lynch

Shari Reiches ∙ Rappaport Reiches Capital Management

Richard Shanley ∙ Horizon Wealth Management Page 17

Curtis Thomasco ∙ Ameriprise Financial Services, Inc.

Thomas Nolan ∙ Ameriprise Financial Services, Inc.

Michael P. Reimann ∙ Ameriprise Financial Services, Inc.

Richard H. Sharp ∙ LPL Financial

Mark Thorndyke ∙ Merrill Lynch

Steve Norvid ∙ Siligmueller & Norvid Wealth Advisors

William Ren ∙ LPL Financial

Brett Sherpan ∙ Chicago Oakbrook Financial Group

Stephen John Tock ∙ Prairie Creek Wealth Advisors

Thomas William Rendl ∙ Compass Asset Management Page 19

Joseph Nicholas Silich ∙ Morgan Stanley

Gisella Tomasio ∙ Ameriprise Financial Services, Inc.

C. Michael Reninger ∙ Ameriprise Financial Services, Inc. Page 41

Janis S. Sleeter ∙ Total Clarity Wealth Management

Christopher Tomes ∙ Ameriprise Financial Services, Inc.

Matthew S. Reznik ∙ Balasa Dinverno Foltz Page 4 & 5

Darrell G. Smith ∙ Merrill Lynch

Matthew Eugene Tomich ∙ Ameriprise Financial Services, Inc.

John O’Callaghan ∙ Lincoln Park Financial Group

Jason O’Hallen ∙ JMG Financial Group Page 6 & 7 Steve O’Hara ∙ Purshe Kaplan Sterling Investments

Gerard O’Malley ∙ Ameriprise Financial Services, Inc. Page 41 Ronald Ouwenga ∙ Morgan Stanley Harish Patel ∙ MetLife

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Chris Plahm ∙ Stonebridge Wealth Management

Katherine J. Morris ∙ Veritrust Wealth Management

Jonathan Neuman ∙ Morgan Stanley

Jason Patel ∙ Raymond James

Gary Pattengale ∙ Balasa Dinverno Foltz Page 4 & 5

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Bruce R. Pipin ∙ Morgan Stanley

Brad Schaffnit ∙ LPL Financial

Todd Rollins ∙ World Equity Group

John Smith ∙ Balasa Dinverno Foltz Page 4 & 5

Nicole Romito ∙ Financial Strategy Network Page 22

Michael T. Smith ∙ Republic Financial Servides

Ken Rosenbaum ∙ Oppenheimer & Company

Cheryl Ann Snook ∙ Morgan Stanley

Stephen Ross ∙ Ameriprise Financial Services, Inc. Thomas Royce ∙ Voyage Financial

Michael Sprenger ∙ Ameriprise Financial Services, Inc.

Steve Stalcup ∙ Ameriprise Financial Services, Inc.

Jeffrey Toner ∙ Financial Strategy Network Page 22 John R. Towers ∙ Lincoln Financial Advisors Christine Trapp ∙ Trapp Financial Chester F. Turcza ∙ Ameriprise Financial Services, Inc.

Ruth Fiorentino Uress ∙ Kovitz Investment Group Page 9

Jonathan Patterson ∙ U.S. Bancorp Investments

Michelle Rozsypal ∙ JMG Financial Group Page 6 & 7

Gus Stathopoulos ∙ Morgan Stanley

Frank Patzke ∙ Guidant Wealth Advisors

Philip Statz ∙ Insight Financial Group

Robert Rudnicki ∙ Ameriprise Financial Services, Inc.

John Valleau ∙ ShankerValleau Wealth Advisors

Patricia Paulik ∙ Heartland Bank and Trust Company

Timothy J. Rueter ∙ Foundation Wealth Strategies Page 24

Christopher R. Stein ∙ Christopher R. Stein Comprehensive Wealth Management Page 43

J. Todd VanDerVoorn ∙ LPL Financial Page 30

Mark Pautsch ∙ Thrivent Financial

Justin Peacock ∙ Balasa Dinverno Foltz Page 4 & 5

Ronald Stenger ∙ Morgan Stanley

Michael Dan Ruggiero ∙ Ameriprise Financial Services, Inc.

Jim Vermillion ∙ Robert W. Baird & Company

Heffrey A. Stensland ∙ The Bensman Group

Timothy S. Sattley ∙ Morgan Stanley

Lawrence Vick ∙ Clear Financial Group

Duane E. Stevens ∙ GCG Financial

Christian Virelli ∙ Morgan Stanley

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Daniel Waddick ∙ Wunderlich Securities

Daniel Liebers ∙ AXA Advisors Page 37

Daniel Borstein ∙ Boon Capital Advisors

Neil Cooper ∙ Wells Fargo Advisors, LLC

Melissa A. Walsh ∙ JMG Financial Group Page 6 & 7

Steve Merdinger ∙ Financial Strategy Network Page 22

Daniel Joseph Bouska ∙ LPL Financial

David James Copeland ∙ Strategic Wealth Partners

Stefanie Walthier ∙ Merrill Lynch

Investments

Dionne C. Braggs ∙ Ameriprise Financial Services, Inc.

Alexander Coxe ∙ Merrill Lynch

Michael Wang ∙ Financial Strategy Network Page 22

Diane Elizabeth Warnaar ∙ Ameriprise Financial Services, Inc. Cheryl Washington ∙ Merrill Lynch

John Abrams ∙ Wells Fargo Advisors, LLC John J. Adam ∙ Forum Financial Management

James Weaver ∙ Morgan Stanley

Rosemary Theresa Aitken ∙ Aitken Associates

Michael R. Webb ∙ H.D. Vest Financial Services

Mary E. Anderson ∙ Kovitz Investment Group Page 9

Brian B. Wegrzyn ∙ Synergistic Financial Center

Steven Anderson ∙ Morgan Stanley

Jay Weyers ∙ Weyers/McKeever Financial Partners

Geoffrey Wharton ∙ Ameriprise Financial Services, Inc.

Brett White ∙ Ameriprise Financial Services, Inc. Page 43

Dwight Atchley ∙ Edward Jones

Juan Avila ∙ Toroso Investments

Peter Matthew Babilla ∙ Morgan Stanley

Ralph Nicholas Backe ∙ Wells Fargo Advisors, LLC

Robert Briggs ∙ Merrill Lynch

Byron Brook ∙ Uhlmann Price Securities

Matthew Jude Brozovic ∙ Morgan Stanley Michael Bruce ∙ Morgan Stanley

Thomas Buckley ∙ LPL Financial Page 40

Laurie Burny ∙ Wells Fargo Advisors, LLC Susan A. Bush ∙ Merrill Lynch

Robert Byrns ∙ LPL Financial Page 36

James John Bann ∙ Morgan Stanley

Jim Calaway ∙ Roberts, Glore & Company

Greg Wikelius ∙ North Star Consultants

Jessie Barrett ∙ Wells Fargo Advisors, LLC

Besina Auza Calcagno ∙ Lynch McPeek Wealth Management

James K. Wilkins ∙ RPI - Financial Life Planners

Richard Barrett ∙ Wells Fargo Advisors, LLC

Kathy Lynn Caluwaert ∙ LPL Financial

Nicholas Wilkins ∙ Blueprint Wealth Advisors

Laura Sue Barry ∙ Baker Tilly Investment Advisors

Anthony P. Canonaco ∙ APC Financial Group

Ryan Patrick Williamson ∙ Horizon Wealth Management Page 17

Jonathon Bell ∙ Saxony Capital Management

Jeffrey Leo Cardella ∙ Edward Jones

John W. Wimbiscus ∙ Trinity Financial Advisors Page 43

Roger Winship ∙ Winship Capital Management

Douglas Winzelberg ∙ Ameriprise Financial Services, Inc. Robert Wise ∙ Morgan Stanley

Kyle Dean Witt ∙ LPL Financial

Joseph Alan Wojcik ∙ Ameriprise Financial Services, Inc.

Michael Wollbrink ∙ Merrill Lynch David Wright ∙ Merrill Lynch

Robert Yarosz ∙ Compass Asset Management Page 19

Wonja Yook ∙ Ameriprise Financial Services, Inc. Page 26 Anthony Zitella ∙ MetLife

Jonathan Allen Zulauf ∙ LPL Financial Page 40

Insurance

Jae Won Ha ∙ Chicago Oakbrook Financial Group

Joseph V. Benedetti ∙ 4 Oaks Wealth Management John Berg ∙ Morgan Stanley Page 39

Michael N. Bernberg ∙ Ameriprise Financial Services, Inc. David Beutler ∙ Wells Fargo Advisors, LLC Page 36

Anthony Andrew Bianchi, Sr. ∙ Thrivent Financial Page 28

John Biestek ∙ Professional Retirement Specialists Page 15

Jay Cozza ∙ Morgan Stanley

Mark Cronshaw ∙ Edward Jones

Joseph F. Crumley ∙ Uhlmann Price Securities Craig A. Daun ∙ Wells Fargo Advisors, LLC Page 26

Jonathan Dawson ∙ Wayne Hummer Investments Henry Deangelis ∙ Ameriprise Financial Services, Inc. Jeffery DeCant ∙ Thrivent Financial Page 28

Jeff Dehaan ∙ BSC Private Wealth Management Bhenoy Dembla ∙ Merrill Lynch

Vicky Lynn Deshazier ∙ Morgan Stanley

Kyle William DeVries ∙ Edward Jones Felicia Di Silvestro ∙ Morgan Stanley Page 28

Stephen Diol ∙ Wells Fargo Advisors, LLC Daniel Joseph Donahue ∙ Wells Fargo Advisors, LLC

David L. Carl ∙ World Equity Group

Paul J. Donato ∙ Ameriprise Financial Services, Inc. Page 39

Brian Carroll ∙ Wells Fargo Advisors, LLC

Kevin Doney ∙ Oppenheimer & Company

Ronald Carter ∙ Wells Fargo Advisors, LLC

Keith Dronen ∙ Dronen Financial Services

John Chapman ∙ BSC Private Wealth Management

Alan Dubrow ∙ Wells Fargo Advisors, LLC

Daniel Chervenak ∙ Edward Jones

Nancy A. Effert ∙ Effert Financial Solutions Page 37

George T. Christopoulos ∙ 72 Financial/LPL Financial

Michael Ciesemier ∙ Morgan Stanley

Mary Anne Ehlert ∙ Forum Financial Management

Vincent Clemente ∙ Merrill Lynch

Grant Christopher Birkley ∙ Wells Fargo Advisors, LLC

Willard Einspar ∙ Einspar Family Financial Page 33

Stephen Cless ∙ Charles Schwab & Company

Andrew Bloom ∙ Wunderlich Securities

Michael Ellsworth ∙ Ameriprise Financial Services, Inc.

Philip A. Clough ∙ Merrill Lynch

Michael J. Emanuele ∙ Merrill Lynch

Michael David Cohen ∙ Morgan Stanley

David Engle ∙ Mesirow Financial

Charles Boe ∙ Wells Fargo Advisors, LLC Craig George Bolanos ∙ LPL Financial

Barry Bolton ∙ Morgan Stanley Page 29

James Borovsky ∙ Gofen and Glossberg

Bill Colwyn ∙ Merrill Lynch

Joseph Michael Esposito ∙ Esposito, Kiker & Associates

John Conway ∙ Kovitz Investment Group Page 9

Asif Fakroddin ∙ Morgan Stanley

Michael James Cook ∙ Ameriprise Financial Services, Inc. Roy E. Cook, Jr. ∙ Wolf Financial Management

— www.fivestarprofessional.com

James M. Weil ∙ Financial Strategy Network Page 22

Hani Atassi ∙ Merrill Lynch

Alison Brandt ∙ Ameriprise Financial Services, Inc. Page 37

2014 Five Star Wealth Managers

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SPECIAL ADVERTISING SECTION ­

Frank Joseph Fanelli ∙ MB Financial Kevin Patrick Fanning ∙ Fanning Investment Partners Perry Favia ∙ Morgan Stanley Page 31

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Award winners listed by primary services and listed alphabetically by last name.

2014 Five Star Wealth Managers

Benn Feltheimer ∙ Feltheimer Cohn & Associates

Robert C. Greulich ∙ The Pinnacle Planning Group

David Fletcher Johnson ∙ Wintrust Wealth Management

Russell Luce ∙ Planning Legacies Financial Group

Jay Ferguson ∙ Edward Jones

Lawrence H. Grzybek ∙ Edward Jones

Cynthia Bridges Jones ∙ Wells Fargo Advisors, LLC Page 44

Michael T. Lukas ∙ Morgan Stanley

Joyce Guccione ∙ Morgan Stanley

Kevin Jordan ∙ Edward Jones

Michael C. Foltz ∙ Balasa Dinverno Foltz Page 4 & 5

Bradley Lee Gummow ∙ Gummow Wealth Advisory Group

Robert Footlik ∙ Wells Fargo Advisors, LLC

Joseph Anthony Guttilla ∙ Oppenheimer & Company

Diana Joseph ∙ Barrington Strategic Wealth Management Group Page 44

Frederick S. Fox ∙ Merrill Lynch

Joseph James Halm ∙ Edward Jones

Daniel S. Foxen ∙ Foxen Financial

John L. Hammond III ∙ Merrill Lynch

Christopher Folland ∙ Robert W. Baird & Company

Bruce Friedman ∙ GCG Financial Cyril Friend III ∙ Friend Investment Group Page 45

Philip Joseph Karmin ∙ Karmin Capital Management Mike Karras ∙ Merrill Lynch

— www.fivestarprofessional.com

David Hanson ∙ Benjamin F. Edwards & Company

Martin Gallagher ∙ Gallagher Investment Services

Brian Hasbargen ∙ Wells Fargo Advisors, LLC

Victor John Katis ∙ Ameriprise Financial Services, Inc.

Steven Galminas ∙ SG Financial

Eric Hayes ∙ Morgan Stanley

Spiro Garbis ∙ Ameriprise Financial Services, Inc.

Joshua Warren Hayes ∙ Oppenheimer & Company

Denis M. Kelly ∙ Einspar Family Financial

Paul Garrett ∙ Garrett Consulting Page 8

David Alan Helverson ∙ Wells Fargo Advisors, LLC

Christopher J. Garrity ∙ Merrill Lynch

David George Herbst ∙ Herbst Financial Advisors

Douglas Geisser ∙ Romano Brothers & Comoany

Michael James Herget ∙ Wells Fargo Advisors, LLC

Joel Gershon ∙ Merrill Lynch

Marietta Hesdorffer ∙ Morgan Stanley Page 29 Gary Heymann ∙ Edward Jones

Robert D. Gerwing ∙ Morgan Stanley

E. Barrett Hickerson ∙ LPL Financial

Harold William Gianopulos ∙ Kovitz Investment Group Page 9

Thomas Hickey ∙ Merrill Lynch

Michael Gibbons ∙ Consumers Financial & Investment Services Page 38 John Gilchrist ∙ Oppenheimer & Company

Louis Gilman ∙ Evolution Private Wealth Management

Joe Glossberg ∙ Gofen and Glossberg

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Kerry Kabza ∙ Ameriprise Financial Services, Inc.

Eric Fudala ∙ Merrill Lynch

Robert Gerstemeier ∙ Gerstemeier Financial Group

Richard Gnivecki ∙ Ameriprise Financial Services, Inc. Page 45 Charles Gofen ∙ Gofen and Glossberg

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John Hanlin ∙ Wells Fargo Advisors, LLC

Matthew Junkins ∙ Wells Fargo Advisors, LLC

Joel Hochman ∙ Hochman Cole Investment Advisors

Matthew James King ∙ Edward Jones

David Stephen Kinnear ∙ Wells Fargo Advisors, LLC Garland Brent Kizer ∙ Kizer & Associates

Cynthia Komarek ∙ Wells Fargo Advisors, LLC

Gerald Horwitz ∙ Horwitz & Associates Clifford Hunn ∙ Ameriprise Financial Services, Inc.

Frank Isabelli ∙ Morgan Stanley

Steven Golber ∙ Wells Fargo Advisors, LLC Page 42

Bryan Ittersagen ∙ Raymond James

Darren Golde ∙ Morgan Stanley

John Jaburek ∙ Wells Fargo Advisors, LLC

Shankar Iyer ∙ Merrill Lynch

Rino Mancini ∙ Wells Fargo Advisors, LLC

Alex Marks ∙ Citi Personal Wealth Management Lauren Matles ∙ Wells Fargo Advisors, LLC

Martha Maugh ∙ Morgan Stanley Page 38 Karl Maurer ∙ Merrill Lynch

Patrick Mauro ∙ Patrick Mauro Investment Advisor

Kimberly L. Maxey ∙ Wells Fargo Advisors, LLC Rose Marie McBride ∙ Morgan Stanley

Ryan P. McGinnis ∙ Wells Fargo Advisors, LLC Tom McGivern ∙ Wells Fargo Advisors, LLC

Michael McKay ∙ Edward Jones

Stuart Kruse ∙ Kruse Asset Management

James McLaughlin ∙ Merrill Lynch

Anne Lanagan ∙ Robert W. Baird & Company

Jack Lasday ∙ Morgan Stanley

Scott Holzer ∙ Morgan Stanley

Scott Magnesen ∙ Morgan Stanley

Scott Shane McKeever ∙ Weyers/ McKeever Financial Partners

Mark Hofstetter ∙ Wells Fargo Advisors, LLC

Robert Holt ∙ NeubergerBerman

Brian Magnan ∙ Wells Fargo Advisors, LLC

Alan Konn ∙ Uhlmann Price Securities

Ralph Hoffman ∙ Merrill Lynch

Daniel Israelite ∙ Oppenheimer & Company

Richard Marc Gordon ∙ Wells Fargo Advisors, LLC

Tom Kilborn ∙ Merrill Lynch

Michael C. Lapinski ∙ Wells Fargo Advisors, LLC Page 26

William Gofen ∙ Gofen and Glossberg

Scott Gongorek ∙ Wells Fargo Advisors, LLC

Joe Kartheiser ∙ Morgan Stanley

Ralph Dennis Lynch, Jr. ∙ Lynch McPeek Wealth Management

Peter E. Ledebuhr ∙ Ledebuhr Wealth Management Marie R. Lemme ∙ Lemme Investment Group

Michael Leonetti ∙ Leonetti & Associates Page 12

Benjamin Leshem ∙ Wells Fargo Advisors, LLC Wade Lewis ∙ Morgan Stanley

Isaac Liberman ∙ U.S. Bancorp Investments Alan Locke ∙ Locke Financial Services

Rod Loewenthal ∙ Merrill Lynch

Andrew S. Jacobs ∙ Bernstein Global Wealth Management

Gary London ∙ Ameriprise Financial Services, Inc.

Timothy Jenkins ∙ Merrill Lynch

Marc Lubkeman ∙ Wells Fargo Advisors, LLC

Russell McLean ∙ Wells Fargo Advisors, LLC

Brian McNamara ∙ Ameriprise Financial Services, Inc. Page 42 Ryan McNeely ∙ Morgan Stanley Judith McNiff ∙ Wells Fargo Advisors, LLC

Maureen McPeek ∙ Lynch McPeek Wealth Management

Daniel Jonathan Mendelson ∙ Merrill Lynch Randi Merel ∙ Merrill Lynch

John Messerschmidt ∙ Thrivent Financial

James Edward Michel ∙ Wells Fargo Advisors, LLC Page 33 James Lawrence Michel ∙ Wells Fargo Advisors, LLC Page 33 Susan Milanak ∙ GEM Financial Advisors

Paul Milner ∙ Thrivent Financial

Kenneth C. Munao ∙ Morgan Stanley

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James W. Murphy ∙ Wunderlich Securities

Terrance Patrick Murphy ∙ Total Clarity Wealth Management Charles Thomas Neff ∙ Balasa Dinverno Foltz Page 4 & 5

Andrea Nicolopoulos ∙ Wells Fargo Advisors, LLC

Maureen Raihle ∙ Merrill Lynch

Mark Robert Reich ∙ Edward Jones

Stephen James Sperling ∙ Wayne Hummer Investments Page 34

George Reichl ∙ Morgan Stanley

Thomas D. Srachta ∙ Morgan Stanley Page 31

Nancy Reiser ∙ Edward Jones

Brad Steinback ∙ AXA Advisors

Brett K. Rentmeester ∙ WindRock Wealth Management

Glen Marshall Stepanovic ∙ H. Beck Doug Stepansky ∙ LPL Financial

Gigi Verrey ∙ GCG Financial

Mark E. Vincent ∙ Stonebrook Capital Management

Frank Vitale ∙ Carter Financial Group

James Wahout ∙ Citi Personal Wealth Management Page 40

Gerald Nothman ∙ Wells Fargo Advisors, LLC

Mark Rodgers ∙ Wells Fargo Advisors, LLC

Michael Nothman ∙ Wells Fargo Advisors, LLC

Jefferson Rogers ∙ Morgan Stanley

David Dana Stone ∙ Morgan Stanley

Christopher Waltman ∙ Morgan Stanley

Glen A. Roter ∙ Edward Jones

Max Nutkowitz ∙ Wells Fargo Advisors, LLC

Sheri G. Rovner ∙ LPL Financial

James J. Stork ∙ Pinnacle Financial Group Page 43

Cherie Bond Wardrop ∙ Morgan Stanley

Eric Saunders ∙ Edward Jones

Gregory Charles Stoumbelis ∙ The Heartland Group Page 41

Larry Scattaglia ∙ Ameriprise Financial Services, Inc.

Emil F. Wehrle ∙ Wells Fargo Advisors, LLC

Robert A. Strobel ∙ Wells Fargo Advisors, LLC

Perry B. Wein ∙ Edward Jones

David Kraft Scatterday ∙ Edward Jones

Donald John Swanson ∙ Thrivent Financial

Daniel L. Schmelzer ∙ Ameriprise Financial Services, Inc. Page 38

Joy Ann W. Sweet ∙ Sweet, Hoobchaak & Associates/ Ameriprise Financial Services, Inc. Page 42

Keith Brian Nyborg ∙ INVESCO

Kevin O’Hara ∙ Ameriprise Financial Services, Inc. Paul Oblon ∙ Wells Fargo Advisors, LLC

Kenneth M. Offenberg ∙ Wells Fargo Advisors, LLC Michael Douglas Olesen ∙ Geneva Investment Group Russell Olsen ∙ Edward Jones

Brian Joseph Olson ∙ Edward Jones Eric Otto ∙ Chicago Oakbrook Financial Group

G. Salvatore Palazzolo ∙ Resource Wealth Management Page 23 Arthur Pancoe ∙ Morgan Stanley George Panopoulos ∙ The Panopoulos Group

David Thomas Parker ∙ Morgan Stanley Stephen M. Parlier ∙ Morgan Stanley Page 36

Carol L. Passalaqua ∙ Morgan Stanley C. Kingsley Perkins ∙ Kingsley Perkins and Company Page 36 Timothy Perryman ∙ Thrivent Financial Richard Petras ∙ Wells Fargo Advisors, LLC

Terry L. Phillips ∙ Wells Fargo Advisors, LLC

Lisa Schomer ∙ LPL Financial

Margret Schrant ∙ Wells Fargo Advisors, LLC

Mary L. Schulte ∙ Morgan Stanley Lorraine E. Schultz ∙ Ameriprise Financial Services, Inc.

Sue Stevens ∙ Stevens Wealth Management

Michael J. Stoken ∙ Morgan Stanley

Michael A. Swierk ∙ Lincoln Investment

John Swift ∙ Gentry Private Wealth Management

Gregory M. Sells ∙ GMS Financial

Melinda Anne Sherman Swift ∙ Morgan Stanley Page 21

Cesar F. Sevilla ∙ Ameriprise Financial Services, Inc.

Barry Szymczak ∙ Wells Fargo Advisors, LLC

Donald Sharko ∙ LaSalle St. Securities

Ernest Joseph Talarico ∙ Mesirow Financial

Blane Shea ∙ Riverpoint Wealth Management/LPL Financial

Mingdong Tan ∙ HighTower Advisors

Travis Sheets ∙ LPL Financial

Claude O. Sherman ∙ Ameriprise Financial Services, Inc. Page 25 Mark Silbert ∙ Ameriprise Financial Services, Inc. Jeffrey C. Simon ∙ Wells Fargo Advisors, LLC Page 45

John W. Weissenborn ∙ Robert W. Baird & Company

Philipp Weisskopf ∙ Morgan Stanley

Robert A. Westrick ∙ WNA Wealth Advisors Page 14 Robert Anthony Westropp ∙ Bernstein Global Wealth Management

John White ∙ John White Company Jennifer Wilken ∙ Edward Jones Francis Xavier Williams ∙ Oppenheimer & Company

McKenley Wilson ∙ Wells Fargo Advisors, LLC

Christine L. Thomas ∙ Ameriprise Financial Services, Inc. Page 43

Michael Wing ∙ Wunderlich Securities

Robert Thompson ∙ Wells Fargo Advisors, LLC

Robert Wolf ∙ Merrill Lynch

Andy Timmerwilke ∙ Merrill Lynch

Dan Timotic ∙ T2 Asset Management Anthony Tumea ∙ Cetera Financial Specialists

Jason Slezak ∙ Landolt Securities

Aaron Turner ∙ Ameriprise Financial Services, Inc.

Jeffrey J. Smith ∙ Lincoln Investment

Michael A. Urbik ∙ Hinsdale Associates Page 35

Barry M. Proctor ∙ Wintrust Wealth Management

Paul George Snow ∙ Wells Fargo Advisors, LLC

Paul Vanecek ∙ SBT Investment Services

Thomas J. Puccinelli ∙ Morgan Stanley

Dan Sobol ∙ Gofen and Glossberg

Salvatore Veltri ∙ Plante Moran Financial Advisors

William Anthony Soltis ∙ Wells Fargo Advisors, LLC

Bruce A. Weininger ∙ Kovitz Investment Group Page 9

Gerald V. Winbush ∙ Ameriprise Financial Services, Inc.

Raymond Piccione ∙ Morgan Stanley

Mark Putbrese ∙ Edward Jones

James Walsh ∙ Edward Jones

George Tang ∙ Morgan Stanley

John Skittone ∙ Wells Fargo Advisors, LLC

Bruce Smith ∙ Morgan Stanley

Donald David Wallace ∙ Robert W. Baird & Company

— www.fivestarprofessional.com

Kevin Nix ∙ Einspar Family Financial

Diane M. Roberts ∙ Ameriprise Financial Services, Inc.

2014 Five Star Wealth Managers

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Mark V. Yackey ∙ Ameriprise Financial Services, Inc. Page 42 Philip Zaczek ∙ Morgan Stanley Page 44

Christopher Frederick Zerbst ∙ Citi Personal Wealth Management Stuart A. Zimmerman ∙ Morgan Stanley

Taxation

Sherwin Shenfeld ∙ Shenfeld & Company

John Ver Bockel ∙ Merrill Lynch

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and the federally registered CFP (with flame logo) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. The Chartered Financial Consultant credential [ChFC ®] is a financial planning designation awarded by The American College.

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2014 Five Star Accounting and Estate Planning Professionals — www.fivestarprofessional.com

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Five Star Accounting and Estate Planning Professionals

How do you find an accounting or estate planning professional with experience, who has a good base of clients with high retention rates, and who has undergone a regulatory and complaint review? And when you find them, are they accepting new clients? Chicago magazine and Five Star Professional partnered to find accounting and estate

A Select AWARD

planning professionals who satisfy 10 objective eligibility and evaluation criteria. Among many distinguishing attributes, the average one-year client retention rate for this year ’s award-winning certified public a c c o u n t a n t s i s m o re t h a n 9 6 p e rc e n t . Meanwhile, our winning estate planning attorneys clock an average of 76 percent of their hours as billable.

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group, representing less than 1 percent of the certified public accountants and 3 percent of the estate planning attorneys in the Chicago area.

Although this list is a useful tool for anyone looking for help with accounting or managing their estate, it should not be considered exhaustive. Undoubtedly, there are many excellent accounting and estate planning professionals who, for one reason or another, are not on this year’s list. Self-nominations for this award are not accepted. Chicago award candidates were identified using internal and external research data.

Determination

OF AWARD WINNERS

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning Attorneys.

Certified Public Accountants

Estate Planning Attorneys

Eligibility Criteria – Required 1. Credentialed Certified Public Accountant (CPA). 2. Actively employed as a credentialed professional in the accounting services industry for a minimum of five years. 3. Favorable regulatory and complaint history review. 4. Accepting new clients. 5. Spend more than 50 percent of their time on taxation or other accounting services.

Eligibility Criteria – Required 1. Credentialed, licensed attorney. 2. Actively employed as a credentialed professional in the estate planning services industry for a minimum of five years. 3. Favorable regulatory and complaint history review. 4. A minimum of 50 percent of practice focus on estate planning services. 5. Accepting new clients.

Evaluation Criteria – Considered 6. One-year client retention rate. 7. Five-year client retention rate. 8. Number of clients served. 9. One-year billing realization rate. 10. E d u c a t i o n a n d p ro f e s s i o n a l d e s i g n a t i o n s / certifications.

Evaluation Criteria – Considered 6. Number of transactions in last 12 months. 7. Number of client households served. 8. Industry and board certifications. 9. Education and professional designations. 10. Pro bono activities.

Regulatory Review

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As defined by Five Star Professional, the accounting or estate planning professional has not: • Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine. • Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint process. • Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority. • Filed for personal bankruptcy. • Been convicted of a felony. Five Star Professional conducts a regulatory review of each candidate. Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists. • Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history, based upon the criteria listed above. • Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winner. • Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the opportunity to submit complaints regarding a potential winner.

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2014 Five Star Accounting and Estate Planning Professionals — www.fivestarprofessional.com

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Research Disclosures

• A  ccounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate Planning Attorneys. Once awarded, accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products. • The Five Star award is not indicative of an accounting or estate planning professional’s future performance. • The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Chicago magazine. • Five Star Professional is not an advisory firm, and the content of this article should not be considered financial advice. For more information on the Five Star award, go to www.fivestarprofessional.com. • 1,181 award candidates in the Chicago area were considered for the Five Star Certified Public Accountant award. 34 (approximately 3 percent of the award candidates) were named 2014 Five Star Certified Public Accountants. • 396 award candidates in the Chicago area were considered for the Five Star Estate Planning Attorney award. 28 (approximately 8 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys. • The award methodology does not evaluate the quality of services provided.

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SPECIAL ADVERTISING SECTION ­

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Research Disclosures

• A  ccounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate Planning Attorneys. Once awarded, accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products. • The Five Star award is not indicative of an accounting or estate planning professional’s future performance. • The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Chicago magazine. • Five Star Professional is not an advisory firm, and the content of this article should not be considered financial advice. For more information on the Five Star award, go to www.fivestarprofessional.com. • 1,181 award candidates in the Chicago area were considered for the Five Star Certified Public Accountant award. 34 (approximately 3 percent of the award candidates) were named 2014 Five Star Certified Public Accountants. • 396 award candidates in the Chicago area were considered for the Five Star Estate Planning Attorney award. 28 (approximately 8 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys. • The award methodology does not evaluate the quality of services provided.

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— Five Star award winner

2014 Five Star Accounting and Estate Planning Professionals

“Have a process for managing money that is not based on opinions, attitudes or emotions.”

— www.fivestarprofessional.com

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Research Disclosures

• A  ccounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate Planning Attorneys. Once awarded, accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products. • The Five Star award is not indicative of an accounting or estate planning professional’s future performance. • The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Chicago magazine. • Five Star Professional is not an advisory firm, and the content of this article should not be considered financial advice. For more information on the Five Star award, go to www.fivestarprofessional.com. • 1,181 award candidates in the Chicago area were considered for the Five Star Certified Public Accountant award. 34 (approximately 3 percent of the award candidates) were named 2014 Five Star Certified Public Accountants. • 396 award candidates in the Chicago area were considered for the Five Star Estate Planning Attorney award. 28 (approximately 8 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys. • The award methodology does not evaluate the quality of services provided.

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Award winners listed by primary services and listed alphabetically by last name.

Accounting

Kathryn Garlow ∙ Shepard Schwartz & Harris Page 56

Sandra Siegal ∙ Leavitt Siegal Page 54

Linda Gavin ∙ Linda M. Gavin, CPA

Robert Tighe ∙ Tighe, Kress & Orr

John Argo ∙ Business & Professional Consultants, CPAs

Ruth Goran ∙ Ruth Goran, CPA

Anthony Tumea ∙ Tumea & Associates CPA Firm

Richard Augustine, Sr. ∙ R.J. Augustine & Associates, CPAs Page 53

Larry Horwich ∙ Horwich Coleman Levin

Tammi Anderson ∙ Anderson Tax & Accounting

Jeffrey Baer ∙ Jeffrey Baer & Associates

Samuel Baker ∙ Samuel R. Baker, CPA

Rona Bezman ∙ Rona Bezman, CPA

Victoria Haas ∙ Victoria Haas, CPA

Karen Leavitt ∙ Leavitt Siegal Page 54

Steven Lewis ∙ Ostrow Reisin Berk & Abrams Page 55 Cathleen McClendon ∙ Burton Partners Page 55

David Weinberg ∙ BrookWeiner Ron Weiss ∙ Michael Silver & Company

Susan Witz ∙ BIK & Company

Estate Planning

Kristin Bagull ∙ Arnstein & Lehr

Sharon M. Buccino ∙ Hoogendoorn and Talbot

— www.fivestarprofessional.com

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Steve Borucki ∙ Catalano, Caboor & Company

Sharyl Ross ∙ SS&G

John Curielli ∙ Law Offices of John Peter Curielli

Howard D. Ellison ∙ Wermer Rogers Doran & Ruzon

Andrea Schreiber ∙ The Schreiber Group

Georgia Demeros ∙ Thompson Coburn

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Joseph R. Ender ∙ Corcoran Ender and Associates

Sherwin Shenfeld ∙ Shenfeld & Company

William B. Fox ∙ Lyon & Caron

Patrick K. Callero ∙ Callero & Callero

John F. Carlson ∙ John F. Carlson, CPA

Gerald Catalano ∙ Catalano, Caboor & Company AnneMarie Craighead ∙ AMC Accounting Solutions

Ryan McNeilly ∙ Gaylord-McNeilly, CPAs

Glenn Mikell ∙ Weltman Bernfield Page 55 Jeffery Mowery ∙ Mowery & Schoenfeld

Richard Reisin ∙ Ostrow Reisin Berk & Abrams

Timothy Carroll ∙ Harrison & Held Darcy Chamberlin ∙ Chamberlin Law Group

David A. Handler ∙ Kirkland & Ellis Ralph C. Hardy ∙ Ariano, Hardy, Ritt, Nyuli Brian Jones ∙ Harrison & Held

Cathleen Keating ∙ Martin, Craig, Chester & Sonnenschein Steven A. Koga ∙ Kelly, Olson, Michod, DeHaan & Richter

Thomas Korman ∙ Gould & Ratner William Kuehn ∙ Williston, McGibbon & Kuehn

Sidney M. Levine ∙ Cohen Rosenson & Zuckerman Katherine Levy ∙ Schiff Hardin

Anthony Madonia ∙ Anthony J. Madonia and Associates

Robert Napier ∙ Harrison & Held

Deborah Cole ∙ Hoogendoorn and Talbot Page 56

Charles Newlin ∙ Harrison & Held

Kimberly Coogan ∙ Bellock & Coogan

Natalie Perry ∙ Ice Miller

Joel Friedman ∙ Horwood Marcus & Berk

Teresa Nuccio ∙ Harrison & Held

Regina Rathnau ∙ The Law Office of Regina L. Rathnau Page 56 Stephen Sutera ∙ Law Office of Stephen Sutera

Richard B. Thies ∙ Hamilton Thies & Lorch Neil Weinberg ∙ Katten Muchin Rosenman

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and the federally registered CFP (with flame logo) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. The Chartered Financial Consultant credential [ChFC ®] is a financial planning designation awarded by The American College.

Research Disclosures

• A  ccounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate Planning Attorneys. Once awarded, accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products. • The Five Star award is not indicative of an accounting or estate planning professional’s future performance. • The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Chicago magazine. • Five Star Professional is not an advisory firm, and the content of this article should not be considered financial advice. For more information on the Five Star award, go to www.fivestarprofessional.com. • 1,181 award candidates in the Chicago area were considered for the Five Star Certified Public Accountant award. 34 (approximately 3 percent of the award candidates) were named 2014 Five Star Certified Public Accountants. • 396 award candidates in the Chicago area were considered for the Five Star Estate Planning Attorney award. 28 (approximately 8 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys. • The award methodology does not evaluate the quality of services provided.