Guaranteed Universal Life and Guaranteed - Shaw American

Guaranteed Universal Life and Guaranteed - Shaw American

United of Omaha Life Insurance Company Companion Life Insurance Company Mutual of Omaha Affliates Guaranteed Universal Life and Guaranteed Universal ...

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United of Omaha Life Insurance Company Companion Life Insurance Company Mutual of Omaha Affliates

Guaranteed Universal Life and Guaranteed Universal Life Plus Solid and Secure Life Insurance from a Well-known Company

Life insurance can bring peace of mind to your clients when the right products fit their specific needs, fill insurance gaps or serve as a supplement to existing life coverage. Our GUL and GUL Plus offer a great mix of features, benefits and competitive rates so you can recommend the right product to your clients.

GUL:

Features competitive level premiums to guarantee coverage for a specified number of years, up to age 120; provides competitive dial-down guarantees for ages 90-105; flexibility to lock-in a larger death benefit; and offers popular riders like: • Accelerated Death Benefit Rider for Terminal and Chronic Illness • Guaranteed Insurability Rider (not available in NY)

GUL Plus: • Moderate cash accumulation • Competitive premiums that rank among the top competitors – Competitive across a wide range of issue ages, most competitive at ages 50-70, Preferred Non Tobacco, Standard Non Tobacco, and Standard Tobacco risk classes, $500,000+ – Offers competitive dump in, short pay and single premium options – Ideal for 1035 Exchanges Great Product Features: • Accelerated Death Benefit Rider for Terminal and Chronic Illness • Maximum guarantee to age 120 • Can backdate to six months to save age (three months in Ohio)

To learn more, please call your Sales Director. See sample rates on back. Life insurance underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, NE 68175. United of Omaha is not licensed in New York and does not solicit business in New York. In New York, life insurance is underwritten by Companion Life Insurance Company, Hauppauge, NY 11788-2934. For producer use only. Not for use with the general public. U8493

GUL and GUL Plus – Options for Everyone Female 55 SNT, $1,000,000 Guarantee to age 100

Male 60 PNT, $1,000,000 Guarantee to age 105

Life Expectancy for a Female age 55 = 83.27*

Life Expectancy for a Male age 60 = 80.92*

GUL

GUL Plus

GUL

GUL Plus

Premium

$11,003

$12,359

Premium

$15,753

$17,445

Cash Value at age 70

$38,239

$121,942

Cash Value at age 72

$61,064

$141,069

Cash Value at age 75

$0

$132,403

Cash Value at age 78

$0

$165,705

Cash Value to $0.00

At age 74

At age 85

Cash Value to $0.00

At age 78

At age 87

Target Premium

$12,670

$13,910

Target Premium

$16,720

$18,350

Female 45 PNT, $500,000 Guarantee to age 95

Male 55 SNT, $500,000 Guarantee to age 100

Life Expectancy for a Female age 45 = 82.24*

Life Expectancy for a Male age 60 = 79.87*

GUL

GUL Plus

GUL

GUL Plus

Premium

$2,448

$2,761

Premium

$6,920

$7,727

Cash Value at age 65

$6,332

$35,413

Cash Value at age 70

$12,484

$68,468

Cash Value at age 70

$0

$38,280

Cash Value at age 75

$0

$68,713

Cash Value to $0.00

At age 68

At age 81

Cash Value to $0.00

At age 72

At age 83

Target Premium

$3,460

$3,795

Target Premium

$7,985

$8,710

*Actuarial Life Table, 2007 on www.ssa.gov