mashreq back to school (offer) - Mashreq Bank

mashreq back to school (offer) - Mashreq Bank

MASHREQ BACK TO SCHOOL (OFFER) Valid from 10 Aug to 15 Sep, 2017 (“Promotion Period”) www.mashreq.com/school Terms and Conditions MASHREQ BACK TO SCH...

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MASHREQ BACK TO SCHOOL (OFFER) Valid from 10 Aug to 15 Sep, 2017 (“Promotion Period”) www.mashreq.com/school

Terms and Conditions MASHREQ BACK TO SCHOOL OFFER, 2017 

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Mashreq Back to School Programme 2017 (“Offer”) is a special spend (‘Target Spend’) based program to the Mashreq Credit and Debit Cardholders (“Cardholders”) on using their Mashreq Credit and Debit Cards (“Mashreq Card”) during the Promotion Period. This Offer is valid only and eligible for the Mashreq Cards (“the Card”) issued in the UAE by Mashreq Bank psc (“the Bank”) The Offer is valid on target Spend by cardholder through the payment done to schools, universities or educational institutes in UAE or outside UAE that accepts Mashreq Credit or Debit Cards listed with MasterCard and Visa as an educational Institution between 10 Aug and 15 Sep, 2017. Any educational institution the Cardholder has enrolled and paid for, regardless of being international and/or domestic yet not approved and listed on MasterCard and Visa as an “Educational Institution”, the cardholder shall NOT be eligible to get the mentioned reward. Payment done for Nurseries or School transportation will not be part of the Offer. Any transaction done through Mashreq Online (MOL), Easy Cheque or Mashreq Business Credit Card, Corporate Credit Card, Etisalat Visa Signature Credit Card, Mashreq Al Islami Debit or Credit Card will not be eligible for the offer. Eligible cardholder will be given a voucher to redeem the reward from the Vendor directly on the basis of successful opt in enrollment by sending SMS ‘School’ to 4250 from their registered number with the bank or participating online at Mashreq.com/school and achievement of target spend The eligibility of this Offer is strictly based on the target spend as given below: o Pay AED 10,000 or more and choose from HP PHOTO PRINTER OR LENOVO TAB 3 o Pay AED 20,,000 or more and choose from APPLE WATCH SERIES 1 OR MICROSOFT XBOX ONE o Pay AED 40,000 or more and choose from APPLE IPAD OR HP NOTEBOOK X2 TOUCH LAPTOP o Pay AED 60,000 and choose from HP LAPTOP OR APPLE IPAD PRO Cardholder need to opt in within the promotion period For each Cardholder with multiple Mashreq Credit Cards, total eligible spends will be clubbed to calculate target spends Supplementary Cardholder’s spends will be clubbed with the linked Primary Card to calculate spends Cardholder can covert Mashreq credit card spends to 0% Easy payment plan for transactions done above 1,000 AED for 3, 6, 9 12 months subject to the terms of the 0% EPP program (refer www.mashreq.com/easypay) using Mashreq credit card. All terms & conditions of 0% Easy Payment Plan will apply unless otherwise stated. Cardholder’s final eligibility for a reward will be confirmed posts the end of campaign period and will be communicated directly through available communication channel Only one Offer will be valid at any point in time and cannot be clubbed with any other promotion Purchase reversals, refunds and transactions disputed by the eligible card Holder shall be excluded from this Offer. Eligible cardholder’s will be given a voucher to redeem applicable reward from “Vendor” stores in the UAE. The voucher can be claimed only by the eligible cardholder and redeemed for applicable smart device made available on best effort basis and at the sole discretion of the vendor directly at select vendor’s store within UAE. Any additional cost incurred against the redeemed smart device need to be paid directly by the cardholder to the vendor. Details on redemption of the voucher will be communicated separately to the eligible cardholder post the promotion period ends.

MASHREQ BACK TO SCHOOL (OFFER) Valid from 10 Aug to 15 Sep, 2017 (“Promotion Period”) www.mashreq.com/school



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One cardholder is eligible to get maximum 1 voucher for the required transactions done during the promotion period. Any amount remaining on cardholder’s redeemed voucher needs to be settled using Mashreq Credit or Debit Card. The voucher can be claimed and redeemed by the cardholder and cannot be redeemed for cash, exchanged, sold, or transferred to any other person. The voucher must be redeemed before the validity mentioned on the voucher. The voucher validity will lapse upon failure to redeem the same on or before the above specified date and shall stand forfeited. There will be no reimbursement, replacement, encashment or extension in lieu of this. Voucher if lost, damaged, mutilated will not be replaced or reimbursed by the bank. All terms and conditions mentioned on the voucher will be applicable at any given point of time. The voucher is valid for single use only and a duplicate voucher will not be issued in case of loss or damage or expiry of the voucher. The voucher will be sent to the eligible cardholders within 60 days from the last day of the promotion and must be redeemed before the validity ends. Customers query / complaints will be honored until January, 2018 Any queries on redeemed product , availability of required product post receiving voucher code by the cardholder need to be directly coordinated with the vendor. Mashreq does not guarantee the availability or shall not be held liable if cardholder’s are unable to redeem the voucher due to its unavailability of the product. All related enquiries or service issues will need to be dealt with directly between you and the vendor. Mashreq has the right to change the vendor or add multiple vendors at any point of time during the promotion period. Mashreq Bank makes no warranties and assumes no liability or responsibility with respect to the products and services provided by the vendor. Vendor is not responsible for lost or stolen voucher/ or for use without eligible cardholder’s permission. Receipt of a voucher code does not automatically guarantee purchase/redemption of any item. Vendor may amend eligible purchases and locations for redemption with appropriate and reasonable notice by updating the voucher terms and conditions and will reflect at Mashreq.com Mashreq will not be liable if the vendor withdraw the offer during the promotion period Mashreq, at its absolute discretion shall have the right to terminate the cardholder’s Mashreq card account if it believes that is essential to protect the interest of Mashreq. The discounts are provided by the partners and Mashreq will not be responsible incase the goods/ services provided are not to the satisfaction of the cardholder. Mashreq reserves the right to notify the eligible cardholder by phone or any other means of communication which Mashreq, in its absolute discretion, deems fit. Mashreq reserves the right to publish or display the name picture, identification and city of residence of the eligible cardholder of this offer for advertising and publicity purposes. By participating in this offer, the eligible cardholder hereby consents to and agrees that Mashreq shall be at liberty to publish his/her name, picture and city of residence for advertising and publicity purposes without compensation and/or prior notice. Mashreq may, at its absolute discretion, exclude any account/card from the Offer without giving notice and/or reason, including, without limitation, accounts/card which it deems, in its absolute discretion, to be doubtful, delinquent or not managed in a satisfactory manner. The excluded / disqualified cardholder shall not, under any circumstances, be compensated. Mashreq reserves the right, at its absolute discretion, to amend and/or supplement these terms and conditions at any time without any prior notification to the cardholder. Any such amendments or supplements shall be provided on Mashreq's website: www.mashreq.com In no event shall Mashreq, any of its affiliates, or any of its officers, directors, employees or agents be liable or responsible for any loss, damage or expense arising out of or otherwise related to this offer.

MASHREQ BACK TO SCHOOL (OFFER) Valid from 10 Aug to 15 Sep, 2017 (“Promotion Period”) www.mashreq.com/school





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Mashreq does not offer or provide any warranties, or accept any responsibility or liability of any kind in respect of this offer and hereby disclaims any and all express or implied warranties with respect of the same. Mashreq shall not be in breach of its obligations or otherwise be liable to continue this offer as a result of any force majeure event. A force majeure event in these terms and conditions, shall mean circumstances beyond the reasonable control of Mashreq including, amongst other things, acts of God, industrial disputes, acts and regulations of any governmental or authority in any jurisdiction. In such circumstances, Mashreq's obligations to the cardholder shall automatically stand discharged without the need to provide notice. Cardholder’s account(s) that are closed or terminated or delinquent during or post the promotion will not be eligible for the Offer. Any new credit card application received from cardholder during the promotion period will also go through regular underwriting criteria as per Mashreq approved policy. The approval/rejection of the credit card will be solely on bank’s discretion based on the approved policy. Any new card issued to the cardholder during the campaign period will also be eligible for standard Mashreq features and benefits available to Mashreq cardholder as per the respective card program. The issuance of credit card is independent of this OFFER and the cardholder can use the card at any card accepting vendor outlets. These terms and conditions are in addition to the respective standard Mashreq card terms and conditions. In the event of any inconsistency, these terms and conditions shall prevail. These terms and conditions are governed by and construed in accordance with the laws of the United Arab Emirates and the Emirate of Dubai. MASHREQ MILLIONAIRE TERMS AND CONDITIONS

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MashreqMillionaire Savings Certificates (hereinafter referred to as the "Certificates") are non-bearer and open-ended, having a face value of AED 1000. These Certificates are non-transferable, non-negotiable and non-pledgeable to any third party These Certificates are non-interest bearing. The Certificates are eligible for prizes in MashreqMillionaire draws as announced by Mashreq from time to time. Mashreq reserves the right to close the scheme at any time by giving a 4-month notice, in which case the money would be refunded to the customers. Customer is at liberty to encash the Certificate(s) at any time after 90 days from the date of purchase. Any encashment within 90 days from the date of purchase shall be subject to a nominal pre-encashment fee. To encash the Certificate(s), customers have to sign on the reverse of original Certficate(s) and present it to any branch of Mashreq in UAE along with a valid original photo ID (Passport/Driving Licence/Labour Card). The money will be disbursed immediately upon signature and identity verification for cash purchases or depositing into account. The Bank and financial institutions have the right to block the funds transferred to the customer's account in the case of suspicion of money laundering or financial terrorism or terrorist organisation. These Certificates will be issued in one name only. Every Certificate qualifies for all draws. Customer can subscribe to these Certificates from any branch of Mashreq, MashreqOnline (for Mashreq customers), Phone Banking (for Mashreq customers) and partner outlets in the UAE after filling the application form. Customer can save with MashreqMillionaire Certificates by transferring funds from Mashreq Account or depositing cash. Customer can also pay by Cheque drawn on any Bank in the respective Emirate, or a transfer from other banks. In such cases, the Certificate will be issued only on receipt of funds by Mashreq. Staff of Mashreq or any subsidiary of Mashreq are excluded from this promotion

MASHREQ BACK TO SCHOOL (OFFER) Valid from 10 Aug to 15 Sep, 2017 (“Promotion Period”) www.mashreq.com/school

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The Bank reserves the right to introduce any charges, at any time and forfeit the prize money if not claimed within six months of announcing the winning number. In order to ensure transparency of the draw process and ensure integrity of the product, the Bank has the right to advertise the winning numbers, winners' names and nationalities of the customers as and when required. In case they win, customers agree to make themselves available for photography as required by the Bank, which will also be advertised as required by the Bank Civil courts of the UAE shall have exclusive jurisdiction to resolve any dispute arising out of the above transaction. At the time of encashment of MashreqMillionaire Certificates that are held in minor's (21yrs and below) name, the father must be the guardian/co-signatory. If the customer's details are unsatisfactory as per the bank requirements at any time, Mashreqbank psc reserves the right to cancel the certificate and refund the proceeds as per bank's regulations. Mashreq at its sole discretion may change the prize value and draw date(s), without prior notice.