PRINCIPAL INSURABLE RISKS The list below details some of the principle “General” risks which are insurable. Whilst this list is not exhaustive, it is intended to be a guide to assist you in deciding which risks are insurable and which risks you may choose to insure against. We will be pleased to discuss any of these risks with you.
Material Damage (Fire, “Perils”, Theft etc) Business Interruption (including suppliers & customers extensions) Book Debts Computer (including breakdown, reinstatement of data Increased cost of working) Money (and Assault) Employee dishonesty Goods in transit Marine Contract works Glass Sprinkler Leakage Terrorism Public Liability insurance Property Owners Liability insurance All Risks Anywhere in the UK
Employers Liability Public Liability Products Liability Pension Trustee Liability Retrospective Employers Liability Product Guarantee Pollution Professional Indemnity Financial Loss Libel & Slander Directors and Officers Liability Property Owners Liability
Engineering Inspection Boiler & Pressure Plant damage Breakdown Consequential Loss following Breakdown / Damage Mobile Plant & Tools Plant Hired in Machinery Movement & Dismantling
Commercial Motor Commercial vehicle Motor Fleet Uninsured Loss Recovery
Malicious Product Tamper Loss Assessor Fees Commercial Legal Protection Business Travel Group Accident & Sickness Credit Kidnap & Ransom Bonds Contingency (e.g. Pluvius, Special Events, Prize Indemnity) Strikes (Customers or Suppliers) Intellectual Property Commercial Loss Recovery (Loss Adjusters Fees)
Home Buildings and Contents Private Motor Boat Caravan Pet Horse Travel (individual & annual) Wedding Twins Legal Expenses Loss Adjusters Fees